Monthly Archives: August 2014

Banking

CD Rates Trend with Online Banking

The Current Trend in CD Rates with Online Banking is on a downward slope. This has been the trend for the past couple of years that has no end in sight.

With the US Federal Reserve stating they intend to keep interest rates low and unchanged until 2013 when a new administration will be in the office of the presidency, those Americans looking for investing help with their money in this conservative style are basically out of luck.

On August 18, 2011 the national average for the 5 year CD was down to 1.92%. The 2 year was at 1.01% and the 1 year CD was at 0.87%. All of these CD rates have moved downward from a year ago where they were 2.44%, 1.45% and 1.14% respectively.

All of these national averages were as reposted by Bloomberg, a trusted and respected name in the financial world.

When looking at what the online banks have to offer, the best of the current bank rates on a 5 year CD is an APY of 2.42% that is being offered by Urban Partnership Bank based out of Chicago, IL. This is with a $ 1,000 deposit. With an increase to $ 100,000 on deposit the APY is increased to 2.52%.

For local credit unions are offering better CD rates, but their customer base is limited due to their charters. Even with the profits of these financial institution being placed back into the rates, the best 5 year CD rate is only 3.00% APY that is being offered by Connexus CU.

With a change in administration probably coming in 2013, the American investor should not really look for the long term investments with locked rates at this time. With Current Trend in CD Rates with Online Banking is going down with the best investment being the 18 month or 1 year CDs so you can take advantage of any changes that might occur in the early portion of 2013.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates,Bank Rates,Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source : http://www.onlinebanksblog.com/current-trend-in-cd-rates-with-online-banking

Author publishes articles regularly concerning investment and finance matters. For you to learn a lot more regarding CD Rates Interest, Sovereign Bank Online, CD Rates, SunTrust CD Rates, Online Banks,Bank Rates, Westpac Online Banking, CD rates, PNC Online Banking, chase CD rates from Author pay a visit to – http://onlinebanksblog.weebly.co

Money

Saving Money on Holiday

If you’re the kind of person who likes to go on holiday a lot, you’ll probably know by now that the more money that you can save on each trip, the more trips you can afford to go on in future! If this is you, here a few handy hints and tips to help you get more for less on your next excursion:

A good tip for saving money on your next trip to South America is to consider travelling by coach or bus. Tickets for luxury coaches, with comfortable seats and plenty legroom, cost a fraction of what they do in the UK, and allow you to get a widescreen view of the changing landscape as you travel.

You can often travel very cheaply on night trains if you book seats rather than berths. These carriages are usually just about empty, so there’s plenty space to stretch out and have a nap. If you’re not travelling at a busy time, the train staff will often offer you a berth upgrade for nothing anyway, just to save on the heating bill for the empty seated carriages.

The fact that you’re reading this right now is proof in itself that you’re a web-savvy customer, so it hardly needs saying that the best deals are to be had online. Nonetheless, smart people can be lazy procrastinators too, so let this be a reminder to you to book online in advance for any journeys that you know you will be going on if you want to avoid paying through the nose for on-the-day travel. Even if you reckon you might have left it too late, tickets for travel can often be purchased at the last minute online that are far cheaper than you’ll be offered at the station. Think about it – if you’re already at the station, they know that you’ve already made up your mind that you’re going to travel that day, and that’s the gun they put to your head when they hit you with the bill.

Taxi cabs are a great way to travel if you’re a movie star and money is like toilet paper to you. For the rest of us, however, taxis are a total rip-off, and only make financial sense if you’re too drunk to drive yourself, or you literally can’t find any other mode of transport. If you really want to experience a place through the day, you’re much better off getting on the public buses. Not only does this work out a lot cheaper, but it also gives you a much wider appreciation of the culture of the place you are visiting.

If you have to take a taxi, speak to the locals first to find out what the average fares are, and always negotiate your fare in advance with the driver or you could end up getting charged ‘tourist rates’ that are far higher than anyone else is paying.

If you’re travelling around anyway, use sleeper trains, as although these are usually a little more expensive than daytime trains, you get a night’s free accommodation, and you waste less of your precious days abroad this way.

Multi journey tickets and travelcards can be a great way to save cash on fares if you plan on moving around a lot. The daddy of all multi journey tickets is of course the European Inter-rail scheme, which allows you unlimited travel within the EU for little more than the average aeroplane return ticket!

If you’re the gregarious sort, it pays to make friends everywhere you go. Having buddies all over the world can make foreign holidays cheaper, easier, and a lot more fun than if you choose to stay in your shell. As long as you’re willing to put up with them when they visit your country, that is…!If you’re looking to do a bit of sightseeing, get together with some fellow travellers and chip in for a hire car. This means that you can go wherever you want, and you don’t have to wait about for ages to get picked up at the end of it. It’s certainly cheaper than hiring a chauffeur for the day!

For great deals on cheap holiday insurance including annual travel insurance visit AA Travel Insurance and ensure that emergency assistance is available 24 hours a day, 365 days a year.

Finance

Art Auction Companies And Their Proceedings

Before the coming of the regular auction, the practice was through famous collection by Charles l. Who used to price each and every object and invite purchasers from other departments. This however was a slow process in case of pictures and there were no incentives of excitement. Art auction companies of today have in them the ability to auction your art attracting furious bidding which could easily sell for a record price making the news go viral.

An artist marketability can be compromised easily by the performance at an auction. It is therefore recommended to take some time as an individual to learn about the available companies and their performances. Knowledge on this art business will maximize chances for success.

Only the established artists get the chance to present their arts to auctioning companies. These artists have recommendable record track of their selling in popular auctions. The main aim of such companies is to make substantial profit hence want surety in the items they sell will reach a specific minimum dollar count. The firm sets its own parameters which determines the amount to be set on a particular item. Most of them range as from 5000 dollars to 50000 dollars or even more.

If there is any doubt on the marketability of an art by the firm, no auction takes place. Provision of concrete proof of the art capability to sell consistently and even above the minimum amount set, should be provided to support your art auctioning. Recognized artists who receive much of compliments are at the highest levels. In press or announcements, mentioning their names boosts the number of private and institutional buyers.

The demand of an art in from an auctioneer can be typically equal or greater than the rate at which the artist produces them. Successful companies have had shows in major galleries and museums. From these they have had curators, collectors and critics. But eventually the impact of their art in the art market is quite significant.

Any art company will need reputable exhibition history and a name recognition. This helps as evidence their firm stands a rational chance of selling at reasonable minimum amount of money. The only advantage here is that to maximize the chances of art selling, presale estimations are set. These estimates at time are below the artist characteristic retail value.

The understanding of the auction companies help you to know the minimum value the sales are sold, slightly above or below the company presale estimate. Getting an art in auction happens to turn out an easy task. However, the initial sales results are absolutely important as they establish firm credentials in the auctioning realm.

For individuals who do not much hope of prevailing into auctioning, there is a way through which if approached in the right way would get you there. You should at first approach a smaller or local auctioning company with an idea of getting a theme sale dedicated to the art by your local art community. If you are joined by fellow artists and some supporters with a little experience of art community, get together substantial art to convince high profile companies of your capability of selling good.

Read more about Art Auction Companies And What To Consider.

Finance

Details About Bankruptcy Training Services

A reliable insolvency lawyer is the person that customers need to search for when filling such cases. The best administration supplier gives direction and guidance in matters identified with credit settlement arrangements and short deals; keeping their customers educated of advancement and requesting for more data for the sake of winning cases. Clients can also go to people who offer bankruptcy training services for guidance.

The customers are obliged to give true facts about their financial situation. This may incorporate loans, properties they possess or significant fiscal transactions for the past seven years. To prevent a client from being pursued by creditors, he has to seek help from a legal adviser in this mater.

Those who enroll are taught on how to fulfill ethical obligations. This includes avoiding danger zones which can dip a client into financial distress. Therefore when preparing the case, a person will be sure of getting the best. When they are able to save their clients the stress by walking through the case in a wise way, an attorney will gain the trust of the client. This will be by preventing loss or reducing it.

Getting somebody you can openly talk to starts through referrals. Companions can propose people or firms that they have worked with in the past. An individual reference is a good thing because it is a result of directly working with the lawyer. Getting a master in chapter 13 matters is much better as general specialists may leave some discriminating subtle elements in their proof thus preventing you from winning.

Going through the training helps give the best on how to interpret the intake forms of a client. This goes together with conducting intake interviews. These skills are necessary and they will build the strength of a case during presentation. For those who are up to get the best, they are sure that the training will be a good ground to start from. This is because in law practice, a person needs to stand with a strong argument.

The program also involves updating the knowledge which a person has about this topic. The professionals who take the students through are highly skilled. They carry out a wide research from time to time and they know what is on the ground. In this case a client is confident of the finest knowledge. Many who have joined the program and have testified about its goodness because it increased their skills.

To stay away from the overwhelming task connected with filling for liquidation, consider the money-related ramifications of documenting the case. It is the right of the customer to contract the right legal adviser for the sake of winning his case. If you get a lawyer who is continuously postponing your meetings, this is a sign that he cannot be relied upon to offer quality services.

There are many lawyers in the market today. It is however important to know that some of them do not have what it takes to offer quality service. Therefore it is your duty to do research in order to get the best lawyer to represent you in court.

When you are looking for information about bankruptcy training services, pay a visit to our web pages online here today. You can see details at http://www.bankruptcystartup.com now.

Finance

Business & Finance Questions and Answers

More Business & Finance questions please visit : UKAny.com

2 job and taxes PLEASE HELP :s?
I have working at sainsburys for nearly 3 years now unpaid …. my salary for this job is roughly 4,500…for this reason unless i do overtime i NEVER pay tax. i hold just started a new charge full-time in a day carefulness centre … salary is 13,500, i no…

2 Part Time Jobs?? Tax Code Help?
I have been working for the ending 2 years. Job.1: i Work 12 hours per week at 5.10ph Job 2: i am starting this week, 14 hours per week at 6.80ph My tax code on Job1 is 647L. What happens within my second job? I don’t usually…

2. To be a apt contributor of the squad, your approach to work would be?
I AM APPLYING FOR NEXT JOB VACANCY IN FOR STOCKROOM ASSISTANT AND I NEED HELP FILLING IT IN FOR ME To help out wherever relieve is needed. The approach would be one of a willingness to co-operate to get the…

20 Year Old Questions about work law & regulations?
Hi guys i’ve just a few questions i’m wanting to know and the internet can capture a little confusing at times to find what your actually looking for. First of adjectives i’ll give a little protection as to what i do – I’m a team leader within…

20% of my payments own be deduct as a contractor for 6months next to no proof of donation to HMRC?
I have been working for as a contractor for 6 months, the company own deducted 20% of my wages although i have no paperwork to prove this as they kept describing me it would be sorted….

22 and I don’t want to live approaching this anymore?
I am 22 and I am in supported living. I get lb70 a week within benefits and really want to find a part time job as I want to hide away go travelling. I am getting bored of my life and have a feeling…

3 inhabitants sign lease. Then another creature moves within this ok?? Let the innkeeper know?
We have our eye on a 3 bedroom apartment that is massive and have a dining room which we would convert into a bedroom. We viewed it 3 people, and told him near was 3 as well. If we didnt inform…

3. What frustrates you within your current livelihood? How do you conduct operations your frustration?
I work in retail and this interview question is also for a retail(supermarket)job.Can any one please make a contribution a good and logical answer from a retail(supermarket) perspective. rude customers…i politely say thank you and smile LOL I’ll like to ask the…

30,000 the % oe 300,000?
% or per cent means ‘per 100’ or ‘for each 100’. Put another path 1% is 1/100th. Thus 10% is 10/100ths or 1/10th. For x% you multiply by x and divide by 100. To convert the part to a percentage you multiply by 100 and divide by x What’s oe??…

38 pounds per month surrounded by hose down is not too much?
38 pounds per month in water is not too much??I assume is a lot to the water that I will spend to be roughly 10 pounds months. But as there is no counter all of that building pays matching.there is any alternative for less…

40% of 10.000 is how much?
40% of 10.000 is how much 4000 Simply 4. 40% is four tenths of 100, so 40% of then must be 4 because four tenths of ten is 4. Hope I helped. Maxwell Source(s): If you imply 10,000, it is obviously 4,000. Do you actually imply 10.000…

647L Week1 rates code Changed to 647L?
Hello, since Jan 09 i have worked in the picture industry on short term contracts often beside breaks of unemployment of up to a month between. I am always payed PAYE on these films and up until April this year my export tax code has been 647L WK1, since…

70000GBP (gross salary) per year? How apt is that?
What kind of living you can make contained by East Midlands if you get 70000GBP (gross salary) per year? Please consider that I am married and my wife won’t be working. Thanks in finance Constantine (EU Citizen) lb70,000 is a good wage, you could support your wife…

778 Experian Credit Score and first time buyer mortgages?
Regarding finance in the UK…. Just checked my gain today with Credit Expert and it is 778 – an all time illustrious! They have indicated that I am in the atmosphere ‘Fair’ category. From your experience of that score or similar, have you found it…

8 culture contained by 5 bed shared house is this official?
Theres now 8 people living within my (5 bed) shared house and theres only one bathroom to me seem’s like there’s to several now is this right ? That depends, if you all share impossible to tell apart toothbrush then this is illegal, however…

8 hour contract, 4 hours work?
Where I work has employed new relatives and so my hours have been down to 4 for times gone by few weeks. Im contracted for 8 hours but previous to the new people starting I worked 8 hours a daytime for about 3-4 days a week. Im 19…

8 weeks after stopping my levy credits its immediately at team leader department. what is going on!!?
So when my partner moved in we immediately told rates credits, going from a single claim to a joint they said it would have to be stopped altogether and re-claimed. They told us it would hold no longer than…

8. You are picking stock from the stockroom to replace stock that have be sold. This is taking you a long tim?
a. Approach the staff that are putting the items away in the wrong place, if you are aware of who this is. b. Explain to your manager why it is taking you longer and…

95% Of Iraqi Oil Money Missing, how is that possible?
http://www.independent.co.uk/news/world/… how can you loose that kind of money? cant you have a look at a hill statement or something to try and figure it out. i dont get it. Yeah, but if you forget to convey the one over and then divide by…

A available job see is advertise differently externally than internally…?
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A bundle be deliver to my home while i be at work?
there was not a soul home so the postman dropped it through an open window. i discovered it next on that night and found the contents broken when i opened it. it be a collectors item purchased on ebay what should i expect the…

A CAREER IN FINANCE – WANT TO BE ABLE TO TRAVEL any concept?
HI Im going to be doing a degree in Econimcs contained by sept 2010, but I want a career where not at your best be able to travel with my assignment within Finance, I was thinking along the lines of international trade something…

A collegue contacted the bureau and said that she have childcare problems and cant come contained by to work?
Since then she has sent within a sick note back dated from her GP maxim that she is depressed and has anxiety. The boss had spoke to her earlier the sick note had arrived at the organization…

A company call have taken money minus authorisation? What can I do?
I have been speaking to a company call CCS who say they can get PPI support on loans. They took my bank details saying they be going to take lb1 out of my bank after they started to tell me that I had to…

A contribution for the society I worked beside on work placement?
I have been on a two week work placement near a very small company. It has be a great experience and i want to show my appreciation to the people I worked with for have me. It is only two guys that work there. I…

UKAny.com

Money

Saving Money Recipes

In these hard times we need to reevaluate what were spending our money to see if we can save money  just to simply live. If you eat out a lot then you can make quick savings by making your own breakfast, lunch and dinners.  I try and make a dinner for seven for under $ 15 which if you were to compare with the cost of restaurant meal you’d be looking between $ 10 and $ 20 for a single meal. That is an 86% saving on eating out at a restaurant. Multiply that saving for every time you’d eat out in a month and you can start to see some extra money being available for other important things.

Other benefits of home cooking are :

eliminating travel time to and from the restaurant
knowing exactly what went into produce the meal
Little or no preservatives, msg or other nasty chemicals
Food that will keep you and your family healthy

 Saving money recipes is a phrase that describes the recipes I use. The recipes  are cheap family meals, quick and easy to cook and nutritious and tasty.

 An example of a meal that my family likes is homemade hamburgers.

The ingredients are:

mince meat (enough to make patties for how many hamburgers you want to make)
Tomatoes
onions
buns
tin of pineapple rings
2-3 eggs
Tomato ketchup and bbq sauce

Take the mince put it in a bowl and mix in some beef stock and bbq flavoured sauce ( 2 Tablespoons)

Divide the mince up into the number of patties you want to make and mold them into the shape and cook in a frying pan with a Tablespoon of oil.

Break eggs into small frying pan and break yokes. After cooked divide into segments for the number of hamburgers you are making.

Slice the onion into rings and cook in another frying pan, or wait until patties are cooked and cook them in any left over juices from the patties.

Toast the buns both sides under a grill

slice the tomato and place patties and pineapple rings (if you like them) into the buns with onions egg segment and ketchup ( or BBQ sauce).

Serve with homemade chips for a healthy alternative to fast food from the shop. Check out how much you’d save on this meal for a family of 4  with the local cost of ingredients against the price of  bought hamburgers and chips.

Michael Willoughby is a software developer with 7 (including himself) hungry mouths to feed. Over the years he has saved thousands of dollars by not eating out and regularly cooking the meals at home. Check out his squidoo lens Saving Money Recipes for more recipes and tips to save or go to http://www.squidoo.com/savingmoneyrecipes.

Finance

How To Select The Best Merchant Solutions For Credit Card Processing

Accepting credit cards in your business is one of the most important steps towards growth that you can take. It creates flexibility in your business by making it open. Many people nowadays use credit cards instead of cash. Due to the drastic development in the mobile payment system, many people are preferring to use electronic cash to pay for services. Before hiring any merchant solutions, you need to look at a few factors.

Do not hire the services of a bank as your merchant provider. Find true merchant account providers that have the necessary technology to carry out e-commerce and wireless transactions. Banks normally do not have these technologies. This will guarantee effectiveness and efficiency in getting such services.

Research about the company. Try and find out as many details as possible about the company as you can. If the company is flagged with numerous complaints, try to avoid it and look for others. You do not want to find yourself stranded in future when something wrong happens.

Make sure not to select a company that has unreasonable fees. The fees charged by different companies vary widely. On the other hand, you should watch out for the companies that lure you in with ridiculously lower rates than others. You may be surprised to encounter hidden fees in the future or a poor customer service from the customer care desk.

Avoid companies that impose caps. These can be very dangerous as they can lead your business to a downfall. You should ignore them and look for a merchant provider that has maximum flexibility. You may not want to be stranded in the future with a merchant provider that pushes you to make losses than profits. This can be very profitable especially when you are on the peak of your sales.

You also need to consider the time taken to set up an account with the company you are considering. The decision to accept credit and debit payment for your business should be done fast. The company should be able to set you up and going within at least one business day.

Before you begin, take a count of the sales your business is making every month. Ask yourself the kind of profit you are making with the business in order to avoid any unnecessary fees that you may be forced to pay by the merchant companies. By doing this, you can be able to chose for yourself exactly what services you want from the company.

If you want to engage the services of multiple providers, it will be a good idea to let them know each other. Since management and decision-making are independent of each other with these companies, you may find yourself in a fix when one of them decides to change its services to incorporate a new one. The time and energy used to explain and return everything to normal could be saved from the start.

Want to find out more about credit card processing, then visit Alex D White’s site on how to choose the best merchant cash advance for your needs.

Finance

Amazing Facts About Living Near Ft. Campbell Ky

Those who are about to embark on a new life journey and start their own family would want to live in a good house within a good community in a good area. It is not easy to find one though, unless you would consider army bases like living near Ft. Campbel Ky . Reputable communities such as this one is usually inhabited by very kind and supportive neighbors that will make you feel welcome.

Fort Campbell is only one of the many military installed residential communities found in choice spots in the world. Originally, it is intended to house only those who work for the defense force and their families. This made for the exclusivity of such areas that more and more civilian have grown to crave and was satisfied only until late, when army bases opened their doors to all.

It is often the idea of most people that military bases are exclusive only for families of the men that serve the country in terms of defense. This is true, as most installations were originally made for military folk. It is not only until recent years that most of them extended their services to the civilians.

The first reason to consider is the security. With tens of army personnel concentrated on a single area, one cannot help but feel secure. Safekeeping is always the first priority for these people whose job is to keep the peace, so they always make sure that their area is as safe as a location should be. It is like having top notch home security that is absolutely free.

Military bases house choice amenities that make living more wonderful. Most army camps are designed to be freestanding, so more often than not, they have everything a family will ever need without having to leave the camp. Most have their own community pools, gyms, specialty shops and updated movie houses.

These bases even have their own shopping centers that have more or less the same groceries such as those available for the greater public, maybe even better. Since it is located within the residential location, grocery shopping is not too much of a hassle as it is on a normal setting. You might even want to walk towards the mall to give yourself a bit of an exercise.

Fort Campbell even boasts of its own top notch medical services provided by the Blanchfield Army Community Hospital. This hospital has over 1 400 employees, both military and civilian, who will cater to all your health needs. Each hospital department has its own efficient health team who are unfazed in the most serious of cases, seeing as they deal with the impossible every day because army men incur far greater injuries than any ordinary person.

Fort Campbell is also home to academically superior schools and colleges. They have well trained educators who are dedicated in their chosen field and would very much love to impart knowledge on the young minds of their learners. If you are worried that your child might be subjected to inferior treatment, Fort Campbell schools are aiming for equality in learning.

Children that are raised within the walls of a military base grow up to be more responsible adults. This is mainly because they grow up in the presence of well discipline adults who pass on their ideals and legacies on to their young ones. Places like these have strict rules governing curfew, so the children have a better understanding of time management than those outside the base, even at an early age.

If you are living near Ft. Campbel KY or the surrounding areas, you can apply for military home loans. To see if you are eligible right now, log on to this website at http://vamilitaryhomeloans.com.

Money

Maverick Money Makers Scam

Mack Michaels, the owner of Maverick Money Makers has been around for awhile and is a real smooth cat when it comes to Internet Marketing. He promotes and sells many different affiliate programs under his umbrella of the Maverick Money Makers Scam.

Now, you can learn some Internet marketing techniques from this program but basically they are all grey/black hat systems. Most of the tricks in the Maverick Money Makers Scam will piss people off and get your account banned from the places you want to do business.

Here is an example of a Maverick Money Makers Scam technique (in my own words):

Take out a fake job posting ad on a major career website like Career Builders, Monster, etc. Then post a fake link to a fake job with a simple cpa submit on your end. If the unknown visitor submits their info, you make money.

Now is there anything wrong with stuff like this and should we call the Maverick Money Makers Scam a scam because of this. Yes and yes. Anyone who teaches you to scam is a scam themselves. 

If you want to truly make it on the Internet as a job or career, then you need to build a business just like you would offline. And that is through hard work and integrity. Certainly not using or promoting systems like the Maverick Money Makers Scam. That’s a fact.

Trust me, I fell for many programs such as the Maverick Money Makers Scam and I have been marketing on the Internet for many years now. I know exactly what is legit and what isn’t. So do I have anything good to say today? Why yes I do.

Don’t get all down on yourself because you fell for or almost fell for the Maverick Money Makers Scam. There are plenty of legitimate opportunities for people to make money online.

I personally work with Wealthy Affiliate University. In fact, Wealthy Affiliate is exactly how I saved myself from the likes of the Maverick Money Makers Scam and became a self made Internet phenom. No BS.

Now I don’t want to shove Wealthy Affiliate down your throat because you aren’t here for that. As long as you now know about the Maverick Money Makers Scam, I feel as if I’ve done my job for today. But if you really want to learn to make money online, scam free, the I definitely encourage you to learn more about Wealthy Affiliate. Thanks.

Maverick Money Makers Scam

Money

Save Money on Copywriting

Usually copywriting services are priced right. In my experience most copy jobs are priced right. Likewise, I believe copywriting should net the writer a sizable profit because the result to the user or client is revenue generation. So, it should pay exceptionally well.

By the same token it should do its job and make the user new profits and create value. I should also build new clientele. Copywriting that costs money should yield money. However, an occasional savings on copywriting jobs can benefit both the writer and the user.

Save money on copy jobs by:

Recruit students. Students are often new to the game. As a result, they may help you out at a reduced rate. Usually students recognize the value of hard and thorough work so they will do a good job. You could track down some talent locally at colleges or university’s and across the globe through the web. Respect their time and personality and you may end up with great copy.

Start copy projects. Your copywriter may give you a discount if you start the job. This puts their work at half-mast. Write a really good or nearly good copy piece and submit it for consideration. If your copy person has to do less work because you have developed the foundation you may get billed a lower rate. This is also known as developmental editing.

Refer business. If you know other individuals or business owners who rely on copy services, refer them. I am sure your copy consultant would appreciate the referral. Word of mouth (WOM) is a priceless way to get business. Help others get business and you can reap benefits. Your ability and willingness to provide your copywriter with this is sure to yield some rewards.

As time goes on WOM marketing is becoming a key marketing tactic. Use this to save money on your own marketing expenses.

The more you maximize your marketing budget the more you improve your resources. Don’t hesitate to save money when the opportunity is available.

Leigh Goodwin, MBA
Writing & Publishing Consultant
http://www.leighgoodwin.com