All posts by admin

Banking

Aarkstore Enterprise -Malayan Banking Berhad (MAYBANK) – Financial and Strategic Analysis Review

Malayan Banking Berhad (MAYBANK) – Financial and Strategic Analysis Review

Malayan Banking Berhad (Malayan Bank) is a Malaysia based banking and financial services company. The bank is principally engaged in providing banking services to personal and business customers. The bank offers a wide range of products and service including Internet banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and commercial banking.

This comprehensive SWOT profile of Malayan Banking Berhad provides you an in-depth strategic analysis of the company’s businesses and operations. The profile has been compiled to bring to you a clear and an unbiased view of the company’s key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

This company report forms part of the ‘Profile on Demand’ service, covering over 50,000 of the world’s leading companies. Once purchased, the highly qualified team of company analysts will comprehensively research and author a full financial and strategic analysis of Malayan Banking Berhad including a detailed SWOT analysis, and deliver this direct to you in pdf format within two business days. (excluding weekends).

The profile contains critical company information including*,

– Business description – A detailed description of the company’s operations and business divisions.
– Corporate strategy – Analyst’s summarization of the company’s business strategy.
– SWOT Analysis – A detailed analysis of the company’s strengths, weakness, opportunities and threats.
– Company history – Progression of key events associated with the company.
– Major products and services – A list of major products, services and brands of the company.
– Key competitors – A list of key competitors to the company.
– Key employees – A list of the key executives of the company.
– Executive biographies – A brief summary of the executives’ employment history.
– Key operational heads – A list of personnel heading key departments/functions.
– Important locations and subsidiaries – A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years – The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods – The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Note*: Some sections may be missing if data is unavailable for the company.

Key benefits of buying this profile include,

You get detailed information about the company and its operations to identify potential customers and suppliers.
– The profile analyzes the company’s business structure, operations, major products and services, prospects, locations and subsidiaries, key executives and their biographies and key competitors.

Understand and respond to your competitors’ business structure and strategies, and capitalize on their weaknesses. Stay up to date on the major developments affecting the company.
– The company’s core strengths and weaknesses and areas of development or decline are analyzed and presented in the profile objectively. Recent developments in the company covered in the profile help you track important events.

Equip yourself with information that enables you to sharpen your strategies and transform your operations profitably.
– Opportunities that the company can explore and exploit are sized up and its growth potential assessed in the profile. Competitive and/or technological threats are highlighted.

Scout for potential investments and acquisition targets, with detailed insight into the companies’ strategic, financial and operational performance.
– Financial ratio presented for major public companies in the profile include the revenue trends, profitability, growth, margins and returns, liquidity and leverage, financial position and efficiency ratios.

Gain key insights into the company for academic or business research.
– Key elements such as SWOT analysis, corporate strategy and financial ratios and charts are incorporated in the profile to assist your academic or business research needs.

For more information, please contact :
http://www.aarkstore.com/reports/Malayan-Banking-Berhad-MAYBANK-Financial-and-Strategic-Analysis-Review-50140.html

Contact : minu
Aarkstore Enterprise
Tel : +912227453309
Mobile No: +919272852585
Email : contact@aarkstore.com

Minal H
SEO
vinod.minal@gmail.com
http://www.aarkstore.com

Finance

Some Know How On Careers in Marketing, IT and Finance

With assortments of career alternatives out there, students are split on choices as to which career path to pursue. In such milieu, let us discuss some of the imperative and pertaining careers in Finance, Marketing and IT. The finance industry is an ever green career option which never goes out of fashion and the sheer number of alternatives accessible when it comes to Careers in finance will surely sweep you off your feet.

Let us browse through some of the most sought after careers in finance. You can aim to be a mutual fund advisor or a relationship manager or you can look forward to a career as a banker in any of the numerous banking establishments. Some other alluring careers in financing sectors are: – chartered Accountant, Chartered Financial Analyst, Company Secretary, Compliance Officer, Financial Planner, Loan Officer, Portfolio Manager, Probationary officer or Banking officer, Research Analyst, Actuarian (trained statistician), Economist, ICWA, Insurance Appraiser/Surveyor, Insurance Sales Agent/ Advisor, Investment Banker and Under Writer. As the name suggests finance related careers essentially deal with money and can do wonders for your future.

Now let us come to some of the careers in Marketing. Careers in marketing are pretty much fun and folks who love challenges are cut out for this type of careers. But with changing temperament of eth new age customers, marketers have to keep themselves abreast with the latest developments and accordingly prepare shelves for the chore. Some of the essential traits of a perfect marketer are: – excellent communication skills, apt at identifying quandaries, etc. Some of the most sought after careers in marketing are: -Brand Manager, Human Resources (HR) Manager, Logistics Manager, Management Consultant, Market Research Manager, Marketing Manager, Product Development Manager, Project Manager, Public Relations Manager, Sales Manager, Store/ Retail Manager, International Business Manager, Inventory Manager and Operations Manager.

Now let us come to the most preferred choice of new age students that of careers in IT (information Technology). IT has revolutionized the entire facet of the globe by proffering high quality services at reasonable prices. The IT scenario in India is burgeoning at a swift pace and students are making a bee line for admission into educational establishments proffering pertinent education relevant to IT. Some of the most desired careers in IT are: ¬-System Administrator, Computer Forensics, Chief Information Officer, Computer Operator, Database Administrator, Computer Hardware Engineer, Network Administrator, Network Engineer, Games Programmer, Computer Security Professional, Programmer, Project Manager, Software Engineer, Software Quality Assurance Engineer, Computer Graphic Specialists, Computer Systems Manager, Database Developer, Video Game Designer, Web Designer, Web Master, Web Developer, Cryptanalyst,  etc. A career in IT is rewarding as well as very innovative as you put yourself to challenging the dead

lines and making technology work for the benefit of human race. Some of the quintessential attributes to become an apt IT professional are dedication, hard working nature and commitment; one should also take note that, certifications from Microsoft, sun and Cisco plays an utterly imperative role in shaping successful careers.  

Mr. Vikas Rathi is providing Infinite Courses, a foremost name in the arena of web sites and portals offering umbrella solution to all education related queries and dilemmas.Explore careers in finance, careers in marketing, careers in IT and much more.

Money

Save Your Money, Shop Resale

There are quite a few advantages to resale shopping. The savings you receive over retail stores is the first advantage. Thrift store shopping is also good for the environment. Household goods that may otherwise have been headed to a landfill are recycled through resale shops. There are some that believe resale stores only offer goods that are so worn and used they aren’t worth the effort.

How much savings can you net by shopping at a thrift store? In most cases, you will realize a savings of about 90% when purchasing a resale item. The price for a blouse in my local thrift store usually runs between $ 1.50 and $ 3.00. I’m not a designer shopper, so the retail price I would normally pay for blouse is around $ 20.00 – $ 30.00. I enjoy socking that savings away for family vacations or weekend trips with my husband.

Shopping at a thrift store doesn’t mean you have to be out of style. If you get a little creative, you can still find items that are trendy and fashionable at resale shops. You will often find pieces that are quite unique, and with a little updating may be as fashionable as a retail article of clothing.

It may take a little time and a diligent search, but with a little time and patience you can sometimes find designer bargains at thrift stores. You may need to browse between the more common items hanging on the rack, but every now and then you can find a gem of a designer piece that you otherwise wouldn’t be able to afford. It isn’t uncommon to find designer handbags and purses in resale shops.

A lot of people have the perception that thrift store merchandise is completely worn and damaged. The more well-known thrift stores inspect their items thoroughly before putting the merchandise out for sell. You still want to examine any purchase you are considering before you pay for it. Most of the time, no one will know that you bought your item at a resale shop.

I’ve purchased quite a few party dresses at thrift stores and received significant savings. Along with the savings, I have also received quite a few compliments on those purchases. You can be assured that you most likely won’t find two items just alike at a thrift store. When you make your purchase, you can be comfortable knowing that most likely no one else will arrive at a party dressed in the same outfit as you.

If you still feel that your clothing needs can’t be filled by shopping resale, you shouldn’t ignore the savings you can gain by accessorizing at a thrift store. Many of the thrift shops sell jewelry, belts, shoes, and purses that can bring your retail outfit completely together.

Thrift store shopping can be quite an adventure. You can receive satisfaction from searching for that perfect item and finding it at a thrift store. With the savings you rack up, you may soon that resale shops are the first on your list for your next shopping trip.

I’m a thrift enthusiast with a passion for writing about online thrift stores. Visit http://savers.com to learn more.

Finance

Specialization In Finance Is Most Desired Amongst MBA Students!

Specialization in MBA-finance is perhaps the most desired and sought after finance courses in India. More and more aspiring MBA students opt for courses in finance as their first choice. But why choose MBA finance over other fields in business administration? The answer is very simple! The changes in the Indian economic scenario and a rise in the financial sector combined with lucrative opportunities have made finance one of the favourite choices amongst students.

Moreover cutting edge technologies, advanced business strategies and the need to always stay ahead of your competitors have increased the want for business houses to take accurate financial decisions. And with a degree in finance, individuals can help various organizations take important and valuable financial decisions according to market trends. Also, with MBA finance programs, individuals get the chance to enhance their knowledge on financial topics and also increase their chances of better career opportunities.

The demand for finance professionals is not only apparent in India but also in the international market as well. There are various reputed MBA colleges and business schools that offer courses in finance to help students learn the methodology and strategies of the finance and banking sector. Most of these institutes offer a curriculum that focuses primarily on the recent business trends, banking strategies, financial instruments etc and includes extensive practical classes, assignments, case studies and workshops.

Choosing a renowned MBA institute is very important that offers the requisite knowledge and helps students to face the competitive industry with full confidence. Numerous students, on successful completion of these courses have received lucrative offers and joined Indian as well as top international companies. Different courses of finance can help students to land up in the sectors of corporate finance, risk management, insurance sector, Insurance manager etc. The demand for qualified and smart finance professionals can never go out of demand with vast career scope and immense opportunities. Therefore the need for effective and well designed courses in finance is mandatory to churn out intelligent, well read and extremely knowledgeable students who can take the industry by storm.

Yogesh Kumar has 2 years experience in Internet Marketing and currently working with i2k2 Networks Pvt Ltd. If You are looking for course in finance. WLC college provides MBa Courses, management courses and courses in finance. WLC College is better MBA College in India.

Finance

Finance Office Genuine Ribbon Girls Do You

Non-genuine ribbon?? Respiratory invisible killer Wang is a company cashier. Not long ago, Wang noted carefully the work of some of the strange phenomena. The needle has been good Printer Print out the report does not clear up; more surprising is that his brand new white shirt to wear, there are always a number of small black particles. Wang suddenly remembered that he had just replaced Printer Ribbon,

Is this for the ribbon is not authentic? Wang thought that a few days ago accidentally

on the “genuine Epson ribbons great transfiguration,” the article, Genuine Epson ribbon on the box marked sign points left a deep impression on her. When she picked up their boxes are being used ribbon, my heart was surprised. It turned out that the use of the ribbon itself is really not genuine Epson Consumables !

She had heard before, non-genuine ribbon will keep spinning the case of wire breakage, easy to damage the printing needles; Moreover, the seemingly strong ink, in fact, poor quality, not only large particles, feeling sticky, and highly volatile, use a period of time, there will be too light to print color or colorless situation. The most to her is a deadly winter indoor dry, non-genuine ink ribbon volatile granular damage a person’s respiratory system, is a potential threat to stealth.

Wang immediately communicate with the company’s purchasing department, tell them to buy genuine ribbon at the designated locations. This company not only to ensure physical and mental health colleagues, the price of genuine ribbon reasonable and do not damage the print head, potentially reducing the Office Cost!

Non-genuine Consumables , The health of mothers enemy

80 after Miss Yang has been a company’s financial manager. A mother, she will soon, in order to ensure the baby’s health, began to collect all kinds of information about the health of mothers. She not only placed in the room keep the air fresh fresh plants, but also early and put on protective clothing to prevent electromagnetic radiation.

Miss Yang’s company has been using the Epson Stylus printer, but not so in the choice of ribbon on a strict, and often purchase non-genuine consumables. And the first few days, Miss Yang read a newspaper article on the non-genuine consumables harmful reports, immediately aware of the non-genuine consumables is even close to a health concern. As non-genuine ink ribbon volatile particles will affect the respiratory system of pregnant women, thereby affecting the unborn baby.

In Miss Yang’s suggestion, the company soon sent by the service center to purchase genuine EPSON ribbon. She is also smart rough calculations to account for the company, although the purchase cost was slightly higher, but the long term, the company’s office costs are lower in comparison.

I did not expect, a little ribbon, would have such a large body of health effects. It seems that in order to protect our health and to ensure print quality, office girls who choose genuine ribbon bar.

I am an expert from China Crafts Suppliers, usually analyzes all kind of industries situation, such as flight simulator yokes , wool upholstery fabric.

Money

Make money starting with nothing

How do you make money from nothing? Pretty easy really, just create a website. A website that can help you earn money for nothing. And before you say that it costs money to have a website, it doesn’t, there are many free websites to be found just by searching on the intermet.

Now that, that is sorted you are asking yourself exactly how do you earn money with a website. Again the answer is easy, and really all you need to do is search on the internet, and you will find that many people are earning money from their own websites. Some are earning huge amounts, and others littlel amounts. How much you want to +earn|make} is up to you.

Whoops, forgot to mention that by searching, you will find many free programs to join that will make you money, either through doing things yourself, such as paid to click programs, or by sending visitors to other websites. As well as this you can make money by referring people to paid to click programs.

And when it comes down to it, all are easy to join and easy to place links on your website. In fact creating a website for yourself is easy and fun to do, and you don’t even need to know how to program. These days, there are many programs out there that allow you to create your own website as if you were using a word processor. Most are free, and let you create any sort of website that you can think of.

Only one other thing to consider when you have a website is getting visitors to see it. You could give the url to your friends but the number of visitors you will recieve will not be great unless you have thousands of friends. The other way is through web promotion.

Web promotion is easy to do, its just time consuming but when you see visitors coming to your website through search engines, you will pleased.

Hey, lastly, why not take a look at my website Earning Money By Reading Emailsto get an idea of what is possible.

To find out more visit my website, ‘Earning Money By Reading Emails’. There are a number of different programs you can join to earn money. Also I have a web promotion page containing traffic exchanges to help you gain referals to any program you join to earn more money.

Finance

Some Information of UK’s Finance and Business Courses

Business and Finance is one of the most favored preferences for undergraduate courses. Its intellectual training and good solid foundation of business support graduate students with potential occupations.

 

The ideal selections for these kinds of programs have access to a learning atmosphere that includes state-of-the-art facilities, a solid faculty with several years and even decades of expertise and a healthy network where you can develop your long term future profession, especially the ones that offers you access to further learning and work opportunities overseas.

 

Business and Finance courses straddle both the areas of Science and Humanities. Humanities-based degrees require a considerable load of written work, while Scientific based courses normally contain lots of practical exploration and evaluation.

 

Business courses offer a balanced mixture of debating, research, writing, presenting, and statistical evaluation as components of the coursework, training and exposing its undergraduates in a large range of skills. As such, its graduates can easily showcase problem solving abilities that are needed and highly valued by employers across different industries.

 

Additionally, there are many specializations within the areas of Business study: Accounting, Finance, Banking, Investment, Real Estate and Management. Most of these courses offer you in-depth knowledge and skills that will aid graduate students flourish and succeed in the extremely intricate and unique business world.

 

In the city of London, regarded as the world’s finance capital, is where the top schools for Business are located. They are recognized for tremendously rigorous courses with very tough entry prerequisites. Graduates of these courses shall be in high demand.

 

Those people lucky enough to graduate from a Business course in London typically have a great opportunity to select from different job offers soon after graduation, normally with the leading corporations and groups, or an association which has partnered with the university for placement.

 

Cass Business School is a leading provider of management and business education and learning in the united kingdom, and it is based right in the heart of London’s financial center.

 

Internationally recognized for our Masters program (MBA), we offer the largest curriculum for Specialist Masters programs (MSc) in Europe. Some of our undergraduate programs are rated as among the best in the United Kingdom. We have been rated as one of the UK’s Top 10 Business and Management Research schools. This means, at Cass Business School, we attract the best PhD pupils and teachers.

 

Business courses offer a balanced mixture of debating, research, writing, presenting, and statistical evaluation as components of the coursework, training and exposing its undergraduates in a large range of skills. As such, its graduates can easily showcase problem solving abilities that are needed and highly valued by employers across different industries.

Banking

Top 10 Companies in the US Retail Banking Industry: IT Spending Predictor 2010

This databook provides estimates of IT spending for the top 10 companies in the US Retail banking industry. The databook is a comprehensive source of IT spending by company, including assessment by technology and channel. The databook also provides information on the IT contracts of these companies where available.

Scope

*The top 10 companies in the US retail banking sector in terms of IT spending

*A breakdown of the estimated IT budget by technology for each of the top 10 companies

*A breakdown of the estimated IT budget by channel for each of the top 10 companies

*Details of IT services contracts by company where available

Highlights

The top 10 companies in the US retail banking industry in terms of estimated IT spending spent the largest portion of their IT budgets on services, a segment that accounted for about 30% of the IT budgets among these firms. This was followed by spending on hardware and software.

Among the top 10 companies, a major portion of IT spending is allocated to internal IT. Internal IT alone accounted for approximately 28% of the total estimated IT spending by these companies. Bank of America Corporation remained the leading companies in terms of IT spending, followed by JP Morgan Chase & Co and JPMorgan Chase Bank, N.A.

Reasons to Purchase

*Gain insight into IT budget breakdown of top10 companies in US retail banking industry and identify notable areas of allocation

*Identify organizations with top IT expenditures in your target markets

*Leverage IT spending pattern information to tailor account targeting based on company demographics

Table of Contents :
OVERVIEW 1
Catalyst 1
Summary 1
INTRODUCTION 9
Reasons to purchase 9
Definitions 9
US RETAIL BANKING INDUSTRY: ESTIMATED SPENDING ON IT 12
Overview 12
Estimated spending by technology segment 14
Estimated IT spending by channel 16
BANK OF AMERICA CORPORATION 18
Budget overview 18
Bank of America Corporation, estimated spending on IT 19
Bank of America Corporation, estimated IT spending by channel 23
JP MORGAN CHASE & CO 25
Budget overview 25
JP Morgan Chase & Co, estimated spending on IT 26
JP Morgan Chase & Co, estimated IT spending by channel 30
JPMORGAN CHASE BANK, N.A. 32
Budget overview 32
JPMorgan Chase Bank, N.A., estimated spending on IT 33
JPMorgan Chase Bank, N.A., estimated IT spending by channel 37
CITIGROUP INC. 39
Budget overview 39
Citigroup Inc., estimated spending on IT 40
Citigroup Inc., estimated IT spending by channel 44
Citigroup Inc., IT Contracts 46
BANK OF AMERICA, N.A. 48
Budget overview 48
Bank of America, N.A., estimated spending on IT 49
Bank of America, N.A., estimated IT spending by channel 53
WELLS FARGO & COMPANY 55
Budget overview 55
Wells Fargo & Company, estimated spending on IT 56
Wells Fargo & Company, estimated IT spending by channel 60
WELLS FARGO BANK, N.A 62
Budget overview 62
Wells Fargo Bank, N.A, estimated spending on IT 63
Wells Fargo Bank, N.A, estimated IT spending by channel 67
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 69
Budget overview 69
State Farm Mutual Automobile Insurance Company, estimated spending on IT 70
State Farm Mutual Automobile Insurance Company, estimated IT spending by channel 74
WACHOVIA CORPORATION 76
Budget overview 76
Wachovia Corporation, estimated spending on IT 77
Wachovia Corporation, estimated IT spending by channel 81
Wachovia Corporation, IT Contracts 83
ALLSTATE CORPORATION 87
Budget overview 87
Allstate Corporation, estimated spending on IT 88
Allstate Corporation, estimated IT spending by channel 92
APPENDIX 94
Methodology 94
Further reading 95
Disclaimer 96

For more information please visit :

http://www.aarkstore.com/reports/Top-10-Companies-in-the-US-Retail-Banking-Industry-IT-Spending-Predictor-2010-61637.html

Aarkstore Enterprise specialize in providing online market business information on market research reports, books, magazines, conference booking at competitive prices, and strive to provide excellent and innovative service to our customers.

Banking

Insider Secrets – Here’s How To Land Your Job In Investment Banking

Investment banks facilitate the issuing of securities by companies and governments, sell securities to investors, manage the financial assets for high net-worth individuals and companies, and give financial advice on investments and securities. Long hours are the norm in the high-risk, high-reward job of an investment banker. The numbers of positions that open each year are very small yet there are usually 30 to 50 applicants for each opening. Many people want to become an investment banker. The competition for these positions is very competitive. Here is a guide on how to improve your chance of landing a job as an investment banker.

The first step is to determine what type of position you would prefer as an investment banker. The industry is segmented into bulge bracket companies, boutique companies and international companies. Boutique companies focus on a small segment of the market or a vertical market. This is a great way to gain experience. Turnover is usually lower in boutique companies and you have a better chance of getting training working for these types of companies. Bulge bracket companies are the large companies like Chase and Wells Fargo. The hours and demands at these companies are greater, the turnover is much higher and the pay is usually more. International companies are located outside of the US in cities with major finance centers like London, Tokyo and Paris. These positions usually require the ability to speak multiple languages fluently.

The best way to get a job as an undergraduate is to secure an internship with an investment banking firm. The internship will give you an opportunity to work one or two summers with the company. The company will be able to evaluate your ability to perform the duties of the position. If the company is pleased with your work, you have an almost guaranteed chance of being hired after graduation. This is the best way to eventually land a job in investment banking.

Another method of getting a job is to graduate with a high GPA from a school that is targeted by an investment banking company. These companies will interview almost exclusively at selected universities. It is not unusual for the company to fill almost 90 percent of the vacancies with students from these selected universities. Attending these universities will give you a better chance at being hired by one of these companies.

If you do not have an internship or graduate from an Ivy League school, the best chance you have to get a job in investment banking is through networking. You should actively use the alumni network at your school to make contacts with graduates that are currently working in the industry. They may be willing to give a chance to a graduate of their alma mater.

With the proliferation of social media, it is possible to network with people in the industry using tools such as Facebook, LinkedIn and Twitter. The best recommendation is to start networking your first year in school. This will allow you to build a very large network of contacts that you can call upon when you reach graduation.

Sometimes getting a position in investment banking depends on where you went to school, where you worked or who you know.

Next, I have put together perhaps the greatest gift of all times. Click here to get my 7-day free investment banking online course on 5 secret strategies to double your chances of getting an investment banking offer.

Finance

What Will You Choose – MBA Or Masters of Finance Or Economics?

Learning in a upper level is the desire of almost every people. But which level do you want to choose, MBA or Master? And one more not less important thing is what field do you want to join, Economics or Finance? All the confusing will be solved with the followed explanation.

 

The big question – should you enroll in a Masters, or a Masters of Business Administration (MBA)? What exactly is the difference?

 

The main difference between the two is the style of teaching;

 

MBA – The core features are teamwork, networking, an interactive classroom and lecture style, a focus on debate and communicative skills. Everyone is encouraged to participate in a hands – on way.

 

Masters (other) – More lecture- based, similar to that of an undergraduate course. There will be less debate and discussion and a more guided approach as opposed to the practical hands-on approach of the MBA.

 

The MBA’s edge is that the student will gain a very strong understanding of a variety of core skills in all areas of management, as well as stronger leadership and communication skills. An MA course will be more content-driven, with less emphasis on the areas of leadership and management.

 

Which one is right for you?

 

The MBA seems to be best described as a post-experience qualification – that is, it is best for someone who has at least 3 years professional experience in the work place*. The Masters would be more appropriate for someone with less than 3 years experience and someone who is more interested in gaining content knowledge rather than advancing their practical skills (for example an improved knowledge of financial systems rather than management skills).

 

* To contradict this general rule, there does now exist an ‘Early Career MBA’ which is aimed at those with less than 3 years professional experience, and even those fresh out undergraduate school. The program is a little different to the regular MBA.

 

Always keep the long term goal in mind when considering what kind of program to apply for. What are you hoping to get out of the program? What are your priorities, which skills do you wish to cultivate? Ask yourself these questions and you may have the answer you need.

 

Best of luck!

 

For more information and advice on the GMAT and Graduate school test for business school, steer over to http://www.30daygmatsuccess.com.