Category Archives: Banking

Banking

Why Should You Opt for National Banking Institute of Learning?

The courses at NBI are tailored to produce highly skillful banking professionals and valued “Professional Bankers” for the expanding banking industry.  The institution was started in the year 2008, by Mr. H.D.Gumber. Within short span of time the institute has gained its fair due to recognition as one of the best bank coaching centers in Delhi. Students who were trained at the institute have already found success at various tough bank exams and were easily absorbed in high profile bank jobs.

The bank coaching is facilitated by some of the well-known banking expert and scholars. The students are trained through several small assignments, tests and examples to develop their understanding on various banking concepts and to help them to score good marks in their examinations. The students are taught through visual and digital resources and assessed through online formative assessments, where each student is assessed through a small test on their personal computers just to know their understanding about the specific topic, which was taught through projector or other visual media. The management believes that such interactive form of teaching eases the tensions and burden which comes with many bank preparatory classes and also helps to save time and improve the retention ratio.

National Banking Institute of Learning is also flocked by students who want to make their careers which utilize their communication skills. Students who want to polish their knowledge of English speaking and other foreign language courses can enroll for English speaking course, French language course and German language course. These courses offer a perfect combination of studies and professionalism, where students can always achieve by honing their conversational skills. The students can attend these intensive and fun mingled language courses to polish and hone their conversational skills by opting for courses like spoken English, Business and Corporate English, Call Center Training, and Personality Development. Also, students who wish to migrate can always go for preparatory courses in IELTS and TOEFL. Students who wish to migrate to France and Germany can always hone their conversational skills by opting for various certificate and diploma courses for French and German. Students who find it difficult to manage time from jobs can always opt for crash courses.

 

National Banking Institute of Learning is also flocked by students who want to make their careers which utilize their communication skills. Students who want to polish their knowledge of English speaking and otherforeign language courses can enroll for English speaking course, French language course and German language course.For more details about the banking courses offered, please visit: http://www.banking-academy.com/.

Banking

Banking and Financial Solutions for Business Revolution

The lack of effective fiscal execution and fund flow capabilities tend to hamper the growth of global enterprises. It also engenders various loopholes in the strategic management of the company. This is the reason global entrepreneurs seek financial help and proper banking approaches that significantly help them to unfold their wings. Help from the financial institutions and banking sector directly affects the strategic growth of the company. They impeccably provide fiscal support that help in smooth transition. Measures taken by financial institutions help businesses to translate conceptual business plans into a practical mission-oriented model and delivery roadmap.

These financial bodies supply organizations with the calibrated fiscal approach and global practices that effectively focus on corporate governance and emphasize on its frameworks. As a matter of fact, it provides the intellectual bandwidth and immense flourishing capabilities. Regardless of the size, geography and complexity of a business, banks and institutions provide seamless approach to meet their evolving needs and get the right solution.

Banking experts provide exact solution as well as execution capability across trade finance in order to extend helps to their clients. It certainly helps business strategies and meets the ever growing demand for regulatory, commercial and market change. It also helps in aligning, motivating and enabling businesses for rapid action change.

In pragmatic terms, banks are offering a wide variety of resources and execution plans like ATM management, payment processing, etc. that can help organizations to work in a streamlined manner, resolving all the transaction related issues. Such services instigates for faster, simpler and reliable execution of the trade practices and business activities. Such high-end technologies are highly helpful in fiscal exchange and execution. It keeps the financial information safe and ease to access.  

Over the past few years banking technology has transformed exponentially and continues to grow consistently. It is good for business’ infrastructure, trade partners, investors, employees and consumers. In fact, institutions are empowering business infrastructures and allowing them to change as per the growing economic conditions. Through the responsible and sensible instruments and financial services technologies, businesses can pave the way to success. In fact, these are helpful in flourishing and advancing companies to direct them towards growing trends through the offered set of services.

So, if you want to indulge your organization in the growing trend of advancement and corporate regulatory framework, then it’s better to leverage on the banking services. Unquestionably, it is helpful in keeping pace with the growing demands of the market and also help in achieving good reputation.

FST Media produces the most successful Banking technology conferences, financial & insurance services conferences, roundtables and publications for the banking, insurance and wealth management sectors across the Asia Pacific region. With management experience in conference production, journalism and business development, FST Media prides its reputation on unparalleled access to senior financial services executives.

 

For more details please visit: http://www.fst.net.au/

Banking

Certificate Course in Financial Management ? Careers in Banking

EduKart.com’s Certificate Course in Financial Management is a versatile course to learn, and it includes various topics across different sectors like Banking, Stock Markets, Financial services, wealth management, Charatered Financial Analyst, Financial Risk Managers etc.

There are a lot of options available to get these positions by earning the relevant knowledge.

One can join short term certificate courses as well. Also, because of the technology advancement these courses can be pursued without any hassle while working or studying simultaneously at the comfort of your home on the laptop or computer.
Banks are considered the backbone of a country’s economy. Banking sector is therefore the fastest growing sector as well. Talking of facts, at present 7 lac employees are working under Banking sector. Out of these, a large number is going to retire in the next 5-6 years. That implies employment generation. And to validate this, more than 40,000 vacancies have been announced in this sector recently.

The growth in Banking sector is an overall growth which indicates emergence in other industrial sectors as well.

There are different positions available in every bank. Lets discuss some of them. We will start off with entry level jobs.

1.Probationary Officer / Assistant Branch Manager : These are the most available entry level jobs in a bank. The proper job description of a PO would be administrative work, general banking operations and any other work assigned by the bank. After probation period, a PO is promoted to an Assistant Branch Manager.
2. Relationship Manager : A Relationship Manager takes care of people’s money. He/She directs the customer to make the right choices, right investments and make their money work for them.
He/She gives advice to customers on different financial services and the one that suits the customer’s needs. He/She also leverages existing customers for upselling and cross-selling.
3.Branch Manager : For the few who are fresh out of college yet exceptionally talented, the position of a Branch Manager may also be up for grabs. The Branch Manager is responsible for the administration and efficient daily operations of full service branch office.

This includes administration, operations, product sales, customer service, security measures etc. He also provides supervision, leadership, guidance, training etc to fellow employees.

Advanced Level Jobs :
Pre requisites : CFA, FRM, MBA in Finance etc

1.Investment banking : Investment bankers generate funds for corporations by structuring their investment requirements such as bonds & stocks. It is a very fast paced, pressure packed job with long working hours. At the same time, it rewards you with money and more!
2. Project Finance Manager : The key role is to examine a project from a financial perspective. A Project Finance Manager is responsible for a detailed financial risk analysis of a project using financial models with calculations, tax computation, working capital requirement assumptions etc.
3. Risk Management : Risk Managers support and advice an organisation about the potential financial risks in both the inflow as well as outflow of funds. They help an organization act proactively to reduce the effect of any unforeseen financial or economic event.
4. Equity Analyst : An Equity Analyst analyses financial information to forecast business, industry and economic outlook for use in making investment decisions. There are two main kinds of profiles here – Technical Analysis and Fundamental Analysis.
5. Treasury Management : It includes management of an enterprise’s cash with the only goal of maximizing the firm’s liquidity and makes the operational, financial & reputational risk less severe.

We will talk in more detail about these advanced level jobs in our upcoming posts.

About EduKart.com –
EduKart.com, India’s leading online education portal, delivers industry relevant courses in the areas of Retail Management, Financial Management Course, Digital Marketing, Programming Languages and Project Management. The online courses are ideal for students and working professionals who want to upgrade their educational qualifications and make advancements in their careers. Launched in 2011 by graduates of Stanford University and the Indian Institute of Management, EduKart.com has gone to become one of the most visited online education portals of the country aiming to create a difference in the lives of those who aspire to move ahead. Check out the courses at http://www.edukart.com

Tanvi Wadhwa is the community manager at EduKart.com. She is excited about engaging with the EduKart.com community and provide the latest updates. She can be reached at contact@edukart.com .

Banking

Second Chance Checking accounts supplying banking services

 

Second Chance Checking accounts are a great way of supplying banking services to people who have had difficulties previously in terms of issues related to cheques. It provides account holder of such a bank a new attempt to regenerate his finances in the times once they are facing problems with their funds, bills etc. The Second Chance Checking method may be more easily elaborated by an example of a person restricted to gain access or denied to the service of the banks.
 
Second Chance Checking bank requirements:
Second Chance Checking banks have opened up advertising well on the internet too. They offer a list of banks that provide such an account. The list is also refreshed with the banks added or subtracted based on their support and their requirements. So having such an account can be a privilege for individuals already facing this kind of situation or who have earlier experienced such situations. These banks want to know your details that ought to be conveyed to the best of your truthfulness and also you should try not to divulge details of past such experiences if not asked for. The ability of successfully finding a Second Chance Checking account depends on your capacity to satisfy their needs as financial institutions, credit wants etc. Second Chance Checking accounts are a lot expensive, with greater fees and even impose restrictions on the customer. This service charges for the main benefit of a rejuvenation of your finances in the needy hours.
 
Second Chance Checking Advantages:
The benefit of a consumer of such banks is that the holder could repair his monetary scenario and re-invent his financial stability. The customers who is able to revive themselves will be treated much better than ones who can’t thus will be given relaxed ailments from cheque systems which they have been listed in before due to the circumstance. Thus a fair chance to a person to come up over their mistake and gain financial believe in again by similar banking facilities provided by Second Chance Checking banks to them is a boon for folks committed or committing mistakes or even frauds.
 
The facilities stated earlier are for the upliftment of all kinds of people who fall in such a bracket through the method of Second Chance Checking accounts in banks. So go on and get yourself an account in these if you know what it can provide you at the time of a hazard. These facilities help you make some of the sweetest reversible lessons in your banking understanding. If an educated person can make mistakes, so can an amateur for which you now know a one stop destination to correct it which is Second Chance Checking via Second Chance Checking accounts.

Don’t forget to check out second chance checking today! Click Here To Know More About second chance checking account

Banking

Bob Jain Credit Suisse & How Bank Etiquette Can Be Achieved

No one can argue with the fact that banking is a taxing endeavor. This is true for both parties: the customer will have to sign a number of checks while the teller will have to go through a process in order for every order to be finalized. However, if you want to know the ways in which this can be smoothed out, Bob Jain Credit Suisse can offer a tremendous amount of information. This comes in the form of bank etiquette but what does this entail, you may wonder?

Make sure that you understand the guidelines banks will display upon arrival. Whether it’s a matter of keeping your voice down or staying within a single line, you never want to overlook the points which are so clearly detailed on signs. Failure to do this will not only result in poor bank etiquette but it may actually get you ejected from the premises altogether. Be aware when entering a bank, since there may be simple yet vital rules you’ll have to follow.

For those who would like to build upon their bank etiquette further, it may be in your best interest to see about a location’s hours of operation. There are many reasons for this, one of them being the ability to learn when a bank opens and closes during each day. Keep in mind that each day is different, so focus on these hours for the future. Holidays should also be considered, as far as bank etiquette is concerned, since they may not be operational during this particular days either.

If you’re going to want to exceed in bank etiquette, authorities such as Bobby Jain will tell you to be prepared. What this means is that all of your belongings must be in order, ranging from the slips needed for checks to the form of ID you will be required to give. I believe that this step is useful because of how it will be able to serve all parties in the long run. It’s a great point that, in my view, you will not see Bob Jain Credit Suisse downplaying anytime soon.

It’s easy to see that bank etiquette is one of the most helpful traits that adults can build. The financial world is going to hold a number of requirements and the fact that these can be learned about should not be overlooked. As a result, bank etiquette should be focused on and the aforementioned talking points will be able to help those who are even the slightest bit inquisitive. If you’d like to further your efforts, in this regard, you will only be helped that much more.

For financial information from individuals like Bobby Jain, please contact Bob Jain Credit Suisse now.. Unique version for reprint here: Bob Jain Credit Suisse & How Bank Etiquette Can Be Achieved.

Banking

BlackBerry as Mobile banking device

With the generation next going high on the mobile banking applications m-commerce is on a rise like never before. The financial institutions like banks are the “customer is king” philosophy followers and urge to give all the facilities demanded by their customers.

Mobility is not just in the entrepreneurial level, but has a role to play in every walk of life. Since the advent of Smartphone technology, RIM’s very own BlackBerry was a reigning device then. After being embraced for the e-mail and corporate messaging, this device was a pride possession with all sections of people. When the monetary transactions were enabled via Smartphones, unfortunately Blackberry was not the desired device by the banking professionals and customers.

The major reasons being the cumbersome interfaces that are difficult to adapt and finally the applications are not flexible or robust. Mobile banking apps for anyone should be highly flexible for a safe and secure transaction. BlackBerry’s networks are public in all sense and this is the reason that security is the main threat for any platform to qualify as a mobile banking platform. Though this device is best for contact management, email clients and calendaring mobile banking is a more sensitive data that cannot be compromised at any cost.

Another aspect that influences heavily in the choice of the mobile platform is the cost of the applications. Blackberry applications are expensive when compared to iphone or android. Installation of the BlackBerry Enterprise Server or BlackBerry Express is mandatory to achieve a full integration with the other features of the BlackBerry suite. Only if the device is covered under the BES, all activities can be controlled and streamlined by the administrator. This additional activity though a secure solution for the public networks of the BlackBerry is a layer of complexity on the business class device.

If one can afford the investment in the BES, the fear of security can be conquered as the administrator enable or disable some apps or features without any interruption. Also log requests can be made for all the activities that have been done.  Thus, mobile banking can only be safe on the BlackBerry devices only if the BES is installed fully and accurately.

Another alternative to combat the expensive BES is the BES Express. But even with this, the user has to deploy an additional server. Thus, the solution provided by the RIM has not been attractive enough to be accepted by the urban common crowd. The trends of accessing account transactions, mobile payments and applying of the credits from any place and any point of time requires a stable and secure platform. BlackBerry should focus on these trends to make a mark in the mobile banking era.

Apart from the investments that have to be made for the BlackBerry, this device with more innovation from RIM is a mandatory to woo not only the enterprise customers but also must appeal to the consumer market. This strategy will definitely influence the BlackBerry Mobile Banking share in a positive way.

Endeavour Software Technologies, Bangalore

Since 2002, Endeavour – The Mobility Company, has remained focused on strategic mobile consulting & mobile application development. Endeavour’s strategic consulting practice especially on iphone development brings best mobility practices and has helped large organizations and fortune 500 companies with articulating their enterprise mobility strategies and implementation roadmaps. Endeavour’s expertise spans across all mobile operating platforms including the big 4 – Android application development, iPhone Application development, BlackBerry application development, and Windows Phone development.

Banking

Banking software companies and the effect of their solutions

In an effort to streamline their operations, banking institutions explore avenues to introduce novel strategies that help institutions provide good services in the bargain. In this competitive world, banks are forced to strengthen their operations to gain customer confidence in the process. In their quest to introduce novel measures, banks utilize robust software built by leading banking software companies to streamline their operations.

By unveiling novel mobile banking services, built by reputed banking software companies, banks are able to lure the attention of customers, and are able to cater to the demands of the customer in the best possible way. The productive solutions offered by software companies seem to work in favor of the financial institutions that aspire to serve customers in an effective way.

Enhance reputation

A financial institution that wants to create ripples in the market has to gain good reputation in the first place. To earn good reputation, a bank has to introduce novel ways that can make banking easy for customers. By making use of mobile banking services, built with the aid of reputed companies, a bank is well placed to provide good services, and earn good reputation in the process.

Systemize operations

Financial institutions ought to take control of operations to serve customers in the best possible way. Moreover, a bank unveils several operations that are carried out to provide various banking services to clients. In essence, a bank has to systemize operations, and take good control over operations to register good growth in the process. With the tool designed by reputed software companies, a financial institution is well placed to systemize operations and take complete control of its operations.

Win new customers

Apart from providing good services to existing customers, financial institutions will be on the lookout for new customer at all times. By implementing banking solutions that attract the attention of end users, banks are well placed to bring in new customers. With enviable reputation and good services, made possible by the banking solutions offered by reputed software companies, a financial institution is well placed to enhance its customer base.

Gain competitive edge

To gain good reputation, and to attract new customers, a financial institution has to gain the much needed edge over competition. This can be achieved only when a bank introduces novel measures that lure the attention of the target audience, and that guide banks to offer unparalleled services to customers. With the software built by reputed companies, a bank is at an advantage to get the edge over competition.

The banking software built by banking software companies works in favor of financial institutions and the solutions guide institutions to perform important functions that are essential to register good growth in the process.

Bank-companion.com provides mobile banking services which enables banks, community banks and credit unions to provide their customers with 24/7, anytime anywhere banking. The result is a secure and scalable platform that helps your organization to increase loyalty, acquire new customers, cross-sell products plus much more.

Banking

Queries on mobile banking services that taunt customers

Financial institutions are exploring avenues to find ideal ways and means to render good services to customers, and to earn their confidence in the bargain. In their effort to offer good services, banks have started offering mobile banking services that work to the advantage of the customers. With the aid of banking software companies, financial institutions are rolling out mobile solutions to cater to the demands of customers. Though mobile solutions have attracted the attention of customers, there are queries about mobile banking services that taunt and haunt customers. What are the queries that deserve proper answers?

Why apply for this facility?

In the first place, a customer wants to know as to why he should apply for this facility. Mobile banking has made things easy for banks and customers, and with this banking facility, a customer can carry out banking transactions from any part of the world, and at any time that suits the convenience of the customer. By applying for this facility, a customer can make good use of the anytime anywhere banking mode, and save his valuable time in the process.

What are the requests to be made?

Another query that demands a suitable answer is the query about requests that can be made by a customer, with respect to the mobile services rendered by a financial institution. A customer can make use of this mobile banking facility to check his account balance, to glean details regarding the check status, and about details of the transactions among other types of services.

What is the specialty?

Financial institutions seek the services of banking software companies to introduce mobile solutions that work to the advantage of customers. These solutions are so special, where the solutions offer a wealth of benefits in the process. With the help of mobile phones, customers can gain access to their account, and conduct several transactions without having to invest more time and energy to accomplish such tasks. Whether it is the need to glean details on recent transactions, or the need to access card statements, this facility makes it easy and comfortable for a customer to gather the needed details.

Though mobile banking services have gained popularity amid customers, queries concerning this facility taunt and haunt some of the customers who look for suitable answers to these queries.

Bank-companion.com provides mobile banking services which enables banks, community banks and credit unions to provide their customers with 24/7, anytime anywhere banking. The result is a secure and scalable platform that helps your organization to increase loyalty, acquire new customers, cross-sell products plus much more.

Banking

Payday Loans by Text: Obtain the Bucks via Banking on Cell Phone

 

There are many sources of the arrangement of the bucks for the people, who are in the dire need of the bucks. But these folks need to make for the finance market and do the selection of the suitable lender with the last interest rate. But there is one more option that is quite hassle and tedious free because the range of the amount is a bit small If the borrowed opt for these loans. These loans are categorized into the class of payday loans by text that offers the amount to the salary-based folks. For the procurement of the bucks, the people need to have some unavoidable terms and conditions that are figured out by the loan provider. So, first of all, there is requirement of being familiar with all the eligibility and go for the wee amount.
 
The applicants need to manage to have some specific criteria that are required by the lender of payday loans by text. If the borrowers do not own the eligibility, they are not able to procure the bucks. Therefore, it is must to have the tags of the criteria. These eligibilities are mentioned below systematically.
 
• One must be having the nationality of United Kingdom.
• One must be a holder of a six months old current bank account. 
• One must be an adult of 18 years old or more than that.
• One must be dependent on one’s stable job for the last three months.
• One must be having a cell phone with an active number and an e-mail address.
 
The desirable amount can be obtained if the applicants have the above mentioned criteria with them. The borrowers need to get themselves registered first of all in order get a secret PIN code number. This code needs to be sent back to the lender of payday loans by text so that it could be reconfirmed and verified again.  All the process is done through the help of sending message to the lender. In this way, the mobile phone holders are able to procure the bucks around £100 for the short time period of 7 days. Therefore, make it haste and avail of the bucks then and there.
 
Payday loans by text are very much comfortable and convenient small financial succor for the salary-based folks, who need the urgent amount without sparing time from their office.
 

Allan Border is a veteran author of loan. Presently, he is penning down of payday loans by text and manifolds loans. For getting some more information, mobile text loans, get cash in your saving account by means of text loans no credit check, etc.

Banking

Banking Profession – Preferred Career Sector by Youth

With the gradual invent of countless B Schools in last few years in India, our generation next is inclining towards the glamour of the corporate world. Corporate banking with the MNC banks is the matter of priority for the commerce students of today. Undoubtedly, the professional training institutes are helping to build up the banking careers of career aspirants. With upgraded and cutting edge lessons associated with modern technological advancements in banking sectors, the collages are literally making the candidates updated. Passing out from premier Management Institutes, the MBAs are getting recruited as top executives in the banking sector. They are getting proper training and lessons on project analysis, managing huge loan portfolios, general and foreign exchange, credit appraisal skills, and money before the joining alongside the bank’s protocols.

It will be untrue if someone mentions that only the management trainees are employed in the corporate / MNC banks. Today, even the nationalized banks in India are hiring management students through All India Examinations. These candidates are getting recruited as their top associates to build up the banks with latest technology and utilize the proper way of modern age banking tools to come across with better business. Business and economic development are the key factors on which the banks are structured. Hence if anyone is eager to have a career in banking, then he must be ready to accept any challenge regards to the fiscal temperament.

Now the question comes that what are the features that bank will find while hiring you besides the management degree that you have acquired?

Your personality! The way you will convince the target audience and the customers with better services about different banking operations.
Advanced knowledge of cutting edge banking tools and the technologies in which banks are navigating now.
Good skill of communication.
Customer satisfaction and business increase capabilities are the key resources in you relying on which banks will be hiring you!

If you are the one with all these qualities and belong from commerce / economics background, then you are on the right track in choosing your career as a banker. This has become one of the most attractive jobs that youngsters prefer. Particularly this career option is a golden opportunity for the students of general stream. A background of economics and commerce will be an added advantage that helps securing banking job, which is considered a career of prestige and status in the Indian society.

Nitin G writes on behalf of various career portals in India. He writes on topics like Bank PO Exams, eligibility for banking careers, current bank jobs and improving work concentration.