Category Archives: Banking

Banking

Stem Cell banking in India benefits

 

Investigation within the area possess usually used all of us towards the route associated with achievement as well as each time something brand new is actually experienced. Investigation of stem cell banking in india is actually leading edge technologies and also have additionally be an arguable subject, because stem cell therapy possess received numerous laurels because of the fact it offers set the road associated with wholesome existence. This particular treatment within Indian is actually gradually gaining interest because individuals are getting aware of its enchanting energy.

 

There are lots of unfamiliar benefits concerning the stem cells of which we’re unaware. These types of tissue tend to be extremely effective at regenerating the actual broken tissue. These types of tissue very easily gel peroxide gel along with additional tissue for example kidney tissue, centre tissue as well as lean meats tissue within the feeling which, these types of tissue very easily conquer another tissue that are lifeless or even have the effect of the actual condition and therefore a healthy body could be taken care of. These types of tissue may also be saved and it is advantages may also be availed later on which is carried out via originate cellular financial.

 

There are lots of businesses that supply the providers associated with keeping stem cells properly along with correct medicine. Therefore this is actually the method to safe the near future. stem cell in india is now able to end up being feasible due to existence of numerous businesses that supply these types of providers.

 

Other multifarious cells that are contained in the actual unborn infant in several grownup tissue as well as umbilical wire bloodstream may also be donated towards the wire bloodstream registry, which can handle treating numerous existences getting sickness. The actual storage space associated with wire bloodstream can be achieved via Umbilical wire bloodstream financial that prevent earlier moment hurry since it can make really handy to complement what’s needed from the people. Wire financial enables the first remedies from the illnesses such as Parkinson’s illness, schizophrenia, Alzheimer’s illness, and most cancers and so on.

 

Although there are lots of advantages of keeping the actual tissue however, many associated with there are specific inevitable drawbacks that need to be drawn in order to accounts. The actual keeping associated with stem cells really pull large amount of cash, however the providers could be availed in the businesses that provide decreased prices. Although the just choice within most detrimental problems however odds are uncommon, because just a number of them require it. The actual achievement price is actually limited towards the body weight as high as 115 lbs over this particular the probabilities tend to be uncommon. However the investigation as well as research is now being carried out to get rid of this particular restrict.

 

 

 

Author is a profession content writer about women pregnancy. For more information visit:- stem cell banking in india and  stem cell in india. 

Banking

An introduction to banking jobs

With new nationalized as well as private banks coming up every year, the sector is improving at a steady rate. And it has also made immense growth opportunities for everyone who is looking to opt for careers in banking. If you have a sound analytical skills, computer knowledge and pleasing personality plus dedication to work hard, opportunities are many here. As a commerce graduate, you can begin bank career as sales executive, mortgages and insurance agent. If you hold an MBA degree or any similar degrees, you can even be placed as a relationship officer. Besides these, there are many other positions that bank offers and to opt for them, one needs to be sufficiently qualified with proper understanding of the banking field.

The salary package is also good. After passing banking recruitment exam, if you start at an entry level ground, the salary depends on your role. The higher the task is, more will be the salary. If you get to show consistent performance, your salary hits new highs and the cycle continues. At the end, you reach convincing position with sufficient knowledge about banking and improved salary.

Jobs in financial services are many and among them banking is perhaps most popular because of the added benefits. To start careers in financial services as in financial advisor jobs, you need to convince the recruiter with your pleasing personality, academic qualification and general knowledge. To look for new bank jobs, always keep reading employment newspapers. Plus, update your CV in job portal covering every academic record. Side by side, check with local banks if any position is open. If you know any person who is working in bank, stay in touch with that person and request him/her to inform you when any position is open. Also, to better your chances for getting bank jobs, you can opt for a good banking academy. Many institutes offer specialized banking courses with placement facility for the best candidates. Check their syllabus, and authenticity. Once you are sure of their credentials, opt for a timely banking service course to enhance your knowledge and opportunities. If possible, ask people who have already opted for such courses. They can help you provide genuine picture of the courses offered.

Thebankjob is a banking sector where there is a lot of Jobs like Financial adviser jobs,Relationship manager jobs etc.Also there is a lot of types of another jobs like Bank careers, Jobs in financial services, IFA jobs, Mortgage adviser jobs etc.

Banking

Find Job Oriented Banking Institutes in India

To get the work in a commercial bank or in the financial services industry, a degree or diploma in a banking and finance course is a must. These courses are structured to help students gain knowledge and expertise in the field of banking and finance. After the completion of course, students can apply the knowledge learned to carry out their duties and responsibilities in a professional manner as required of banking and finance industry.

Some of the Finance courses are Monetary and Financial System, Marketing of Financial Services, Business Finance, Bank Treasury Management, Strategic Issues in Financial Services, Financial Statement Analysis, Current regulations in the banking industry.

Both private and government banking institutes in India offer regular and correspondence courses in banking. Institutes that offer banking and Finance courses in India are Indian Institute of Banking and Finance, International College of Financial Planning, Institute of Public Enterprises, Financial Planning Academy, Symbiosis School of Banking Management, Institute of Finance and Computer Accounting, ITRC Computer Education, Bhubneshwar etc. These institutes offer placements also.

There are excellent career opportunities for graduates in banking and finance due to the high demand for employees with financial knowledge. Many finance graduates can work in banking and financial institutions. They can find work in the areas of credit processing, mortgage sales, treasury services and even customer relations. Many graduates begin to fill managerial positions in their company after a few short years of employment.

Many of the graduates are already working independently in the financial industry, providing financial consultancy to companies and individuals. Banking institutes in India course opens up many roads for young graduates. The entry of foreign investors in the banking sector in the last few years has increased the scope for a career in banking and finance has increased manifold. More and more graduates are joining this field and even in these times of economic slowdown, banking industry in India is growing.
Thus, a demand for banking and finance courses has also increased accordingly.

Outside India also, there are lots of job opportunities for banking graduates. Foreign banks operating from India also hire banking graduates. Thus, banking courses have become very popular with more and more students opting for such courses.

 

Find best, Banking Institutes in India. We provide the details of,Banking Institutes in India . Our website is http://makemycareer.com

Banking

‘Rings of Fire? in the Banking Sector

“A bank has to be a bank. And the bank can only be a bank if the money that is lent comes back to the bank”. These words said by our ex-Finance minister in the wake of the 2008 global crisis, wherein most of Americas and Europe’s financial structure got immersed can be considered as a simplistic but prophetic statement in the light of  current events unfolding in the Indian banking sector. A closer look at the current state of both public and private banks in the banking sector easily showcases the ability of banks in retrieving their lent working capital from various small and large corporates which are on the verge of currently being labeled as full blown NPA accounts. The latest to join this growing list is construction leader HCC whose working capital accounts are on the verge of becoming full blown NPA’s with their respective banks. 

 
Another point that can be highlighted is that most banks in this fray are the large public and Indian private sector banks which can be seen as development of a growing ‘NPA ring of fire ’with more small and large corporates adding to the list of NPA accounts of their banks. Increase in  the NPA % of any bank will proportionately affect the financial health of any bank and In such cases in my opinion it’s only a matter of time when the ensuing NPA domino effect trickles down in a negative manner to the consumer both retail and corporate at large.
 
However like how every coin has 2 sides, same is case for the banking sector, the concept of ‘customer is king’ has remains true eternally and so when customers get harried and are inconvenienced with bad banking measures they would probably be inclined to discontinue and look at other investment avenues.
 
 It’s sad that even measures carried out by the regulator in this sector which involved tightening of the provisioning framework of banks have not effectively helped in curbing the increase of NPA accounts.
 
Undertaking a sectoral analysis of the banking sector in relation to increasing prevalence of NPA accounts also attribute to weak screening from the credit team who objective of identifying stress points and sending early warning signals seems to have been done poorly. Had the growth of NPA accounts been curbed in their nascent stages it wouldn’t have snowballed into the complex financial maze of hurdles that banks and corporates find themselves engrossed in.
 
I am totally against Banks or on a macro front the government against bailing out corporates in the NPA bucket of banks. I would like to conclude by quoting a known Industrialist ‘That those who die must die’. This causes the layman’s hard earned bread his own and if it dawns on him that his life time savings are being heckled to save NPA designated business units, he would find it difficult to digest it irrespective of the complex metrics involved.
 

I am a financial enthusiast keen to share knowledge on stock market and banking and financial services related content to readers. I am passionate about writing about NPA present in banking sector and hence write eloquently on NPA and related subjects for my readers.

Banking

New Banking Exams Pattern and Impacts

 

In the Recent Past, There has been an exponential rise in interest towards government sector jobs among the young people of the country. The main reason behind this rise is the extent of security and satisfaction that these jobs offer. Especially in times like these when jobs in private sector seems to be facing turmoil and uncertainly of future, government jobs are attracting people like never before.

There used to be a few eternal competitive exams for ages that are making people competing owing to the rewards that they offer after getting through them. One of such exams is the Indian Civil Service examination (Also called IAS Exam). This is said to be the most competitive exam of the country and rightly so, if we look at why they are conducted – To recruit Indian Prestigious Civil Services officers.

Another class of competitive exams that has came up in last few years Bank exams. This is due to the fact that Public sector banks and Region Rural Banks are getting  so many people retired from services so that they need young and capable people to join in to fill up the generated vacancies. The trend is on for last 3 Years and is expected to last for at least next 5 Years.

Looking at the challenges and large number of applications being filed for vacancies arising in any of the banks, government decided to form a Common written Exam (CWE) system that will centralize the written phases of recruitment into all main PSU banks into one exam and scores of which will act as qualifying criteria for attending interviews of all Clerical/PO/Specialist Officers posts in any of participating PSU Banks.

This responsibility has been given to IBPS (Institute of Banking Personnel Selection). Impacts of this new scheme are already under review and initial results stat that those who score Good marks in this Common written exam (CWE) get many chances for getting Interview calls from Banks and they may eventually end up getting a job in any of these prestigious organizations.

There have been some open questions about this new system but at the end of the day, “Hard work pays” formula seems to be fit here also. So it’s good time to prepare well and get a dream Job. 

 

Bank Jobs are in demand in recent times with increasing requirement of qualified personnel in banks to meet current challenges. This has increased the amount of competition in various upcoming bank exams. Similarly, Railway jobs are also attracting many people due to highly satisfying job profiles. 

Banking

The Role of Banking Services in India

Bank is financial institution which plays a very crucial role in the economy of any country. Since banks play very crucial role in the economy they are highly regulated. In India RBI (Reserve Bank of India) regulates the other banks operating in the country.

 

Banking Service in India

 

Banking services in India are now going through a phase of improvement. With globalization and liberalization, many of the big names in banking industry have started their operations in Indian banking market.

 

These International banks have really helped in improving the customer services in the Indian banking system. Now with increasing competition amongst banks the services are improving; now bank is not all about depositing, withdrawing and lending the money; they have started various customer centric services.

 

The banking services are now far better and quicker; with the prevalence of services like internet banking one can access the account at any point of time from any location. Now customer get lot of privileges from banks like Internet banking, ATM cum Debit Card, Credit Card, locker facility, Forex Services, 24×7 Customer Support Services, various lending and financing schemes.

 

Indian banking sector is divided in to two major section government owned banks and private banks. The major share of the banking market is been hold by the government owned banks. SBI is the major and the largest bank in Indian banking sector as far as the government owned banks are concerned. Sate Bank of India has the largest share in the Indian banking market. It has multiple branches across the country. The advantage that SBI carries that it has its branches even in rural and remote areas.

 

The private banking sector has really improved the banking services in India. The private banks have given whole new definition to the banking services. Customers are now experiencing the new level of customer services from these banks. Private Bank provides better and proactive information about banking products, which helps the customer to have better understanding of their accounts and investments.

 

The banking services are also seeing some major changes. Various stringent rules are implemented for banks to render services. RBI the Indian regulatory bank keeps on issuing regulatory guidelines and new frameworks to ensure quality and safe banking services. It has also introduced the norm KYC that is Know Your Customer policy. This policy requires to verify various personal information related the applicant some of them are the address proof and the identify proof of the applicant.

 

Banking services also play an important role in business industry as they provide finance to various business industry and firms. Banks have introduced various easy finance scheme which help firms to get the monetary help to run the business.

 

Banking sector has become very large and important sector. There are several tenders and procurements notice floated banks. You can get free access to Bank Tenders at Indiamart. Indiamart brings you tenders and notification information from banking sector for absolutely free. Various Bank Tenders including tenders of top government owned bank Allahabad Bank Tenders, Bank of India Tenders, Bank Of Baroda Tenders can be accessed at Indiamart.

IndiaMART has made the access to Indian tenders database absolutely FREE. IndiaMART Tenders Notification Service keeps you abreast with latest information on tenders being floated by government from all over India. We provide access to over 50,000 live Allahabad Bank Tenders, Bank of India Tenders, Bank Of Baroda Tenders

Banking

Jobs in Banking ? Good Career Prospects

Now, gone are the days when government banks ruled over the private banks. Now, the government employee is not king and customers are not lowly supplicant. In the past banking jobs are supposed to be secure and lucrative option; it used to be simple for one who wish to work in job as one of his family member is already working for the banks. However, it is not like that anymore; the private as well government banking system has been completely changed.

At present, multinationals banks such as Standard Chartered, and reputed Indian banks like State Bank of India, are putting great competition to each other to corner the largest mass of the speedily growing Indian market. The working style has been gone through a wonderful change in the last few years; while devotion and a few fundamental skills, along with friendly relationships as well as connections, were all you required to get that predictable backing or increase in salary at the end of the year, today an remarkable skill-set and wonderful aptitude to do the job are required to get a banking job.

The present competitive society in the banking division demands smart minded people who hold a number of skills and are prepared to update them. Just owing a degree and passing the banking exams doesn’t work much for a person. Although the banking sector is increasing speedily, and though a huge number of banking jobs are present in the government as well as private sector, the competition is so hard that an aspirant who is not ready to work hard or obtain new skills cannot climb the company ladder. Indian banking sector is predictable to grow rapidly in the coming years, and the banks require adjusting to the changing administration rules and regulations.

Change is the only present in today’s Banking sector where the impact of rising internet use, new banking performances, and changes in the worldwide economy have made the customary method of doing business outmoded. As the banks in India try to lift the bar and employment as proficiently as their competitors in developed countries, only those peoples who are prepared to look at new ideas, study new skills, and move with time. The quality of education offered by the collages has improved, but the educational plan still doesn’t teach students to hold the changing demands of the banking business. Banking jobs are providing great opportunity to people who wish to live with freedom and self respect.

Banking Jobs in Chennai| Banking Jobs in Bangalore

Banking

Banking Career for Graduates and MBA

 

Banks are wider career arena for graduates
Banking is such a profession that allows students of all streams to take this as a career choice. Both the Corporate banks and nationalized banks since inception are providing job allocation to graduate students. A graduate student of English can become a bank employee. Even an engineer after graduation can take banking as a most challenging career option.

How can general graduate students are empowered with bank jobs?
Banking is such a sector that has not demarcated any eligibility criteria regards major subjects. It is not said that students of “commerce” or “economics” are the only candidates who are eligible to become bank employees. In India till date banks are devoid of any aforesaid restrictions. Hence majority of the main stream students who are done with general three years graduation are showing deep interest to join banks.

Why graduate students of India are inclined towards banking jobs?
• Latest market research says that graduates from arts/science/ commerce, all are running after to grab a job in banks. The reason is the taste of power and position that they want to enjoy.

• Technically, graduates of commerce and economics as major are the most eligible candidates to take banking as a career choice. Regardless to say that these fellows are well knowledgeable with “money”, “loan” and “mortgage”; which are the high terms and tools of banking industries.

Banking is a one stop solution for the fresh MBA students
In the high competitive marathon of career making, banking is the sole best option for the new age MBA. Done with finance and marketing MBA are literally preferring to join banking industry. Corporate and MNC banks are that source which can help them to reach the pinnacle of career.
Being an MBA it will be your high dreams which can drag you to the disposal of the corporate banks. Internationally these banks are creating big markets. Hence after studying in India, there are chances to get a job offer at New York or Paris branches of these tycoon banks.

It will be wrong to mention that only you can do well with corporate banks. Even the nationalized banks are opening up branches abroad and hiring eligible and well acquainted MBA with finance background in hierarchy positions. So there are ample opportunities waiting just for you after your MBA is over.

Often MNC banks hire their preferred fresh MBA candidates from the campus interviews also. All you need are
• Your presentation and personality
• Your accessibility with cutting edge banking tools and technologies 
• Knowledge to crack any of the issues regards to fiscal matters
• Acceptance to face any kind of challenge
• Zeal to achieve the interviews with all the power you have within you

Being a fresh MBA you need thorough research regarding the banking sectors besides the technical junctures. Corporate banks in today’s world only allow crossing the gateway to those who deserves the best. Thus MBA’s with intelligent minds are bagging top jobs in banks with perfect knowledge and interest.

Nitin Gurmukhani writes on behalf of various career portals in India. He writes on topics like private bank jobs, recruitment for clerks, sbi bank recruitment and improving work concentration.

Banking

Career Options in Banking Sector for Freshers

Career Options in Banking Sector for Freshers Banking is one of the most challenging careers from decades. Thousands of careerists opt for this career. Freshers can make out a career in banking as well. Being a graduate of general stream banking can be one of the excellent career opportunities.

It is in banks that no such eligibility criteria regards to any specialization can hinder a candidate to sit for the examinations. Majority of the nationalized banks in India are taking recruitment examinations throughout the years to get access with right candidate. Graduates from any stream are allowed to appear for these exams. Some of the banks are even allowing higher secondary pass outs with basic knowledge of computer applications to apply for clerical examinations.

The eligibility criterion of Probationary Officer Examination is minimum graduation from any stream. Hence banks are opening out new horizons in career field for the general fresher graduates. Besides them fresh engineers, management students and students of other specialization are also picking up banking career.

There are other job openings in banks like Relationship Manager, Sales Manager and Customer Care Executive where the qualification required is a graduation degree with no work experience. A candidate with good communication skills and ability resolve customer grievances respectively can apply for these jobs. Since they need to interact with bank customers regularly, they should possess good marketing and interpersonal skills.

Why will a fresher choose banking career?

Being a bank employee you can enjoy that power of position that you will acquire. May it be corporate bank/MNC bank or nationalized bank, being a part of this sector can build your future per excellence.

Freshers often get disillusioned regarding their career. This is their high time to try out a solid job option in the midst of crucial career competition and show their competence with dynamism in this challenging work field. Bank have various jobs for freshers who are self motivated and looking for opportunities to redefine their career in banking sector. Banks always look for candidates with knowledge regarding the tools and techniques and the capability to take work responsibilities.

Nitin Gurmukhani writes on behalf of various career portals in India. He writes on topics like bank jobs in mumbai, recruitment for clerks, yes bank jobs and improving work concentration.

Banking

Hurdles for mobile banking solutions

As customers have started using handsets to make the best use of banking services offered by financial institutions, banks are eager to find the mobile solutions to offer unparalleled services. In this scenario, banking software companies are called upon to build ideal mobile banking solutions, which allow financial institutions to cater to the demands of end users. But, there are hurdles that ought to be cleared by the software company that aims to build good solutions for banks.

Devices

With handsets luring the attention of the general public, there has been a steady growth in the introduction of new devices. As customers make use of different types of mobile phone devices, mobile banking services should be made available on all these devices. The banking software companies ought to consider this significant aspect before they set out to build ideal solutions for financial institutions. Before bringing out a sophisticated application, features supported by the handset, as that of SMS, a WAP browser or Java ME have to be taken into consideration to achieve the desired results.

Security

When banking software companies strain at the leash to introduce mobile banking solutions for banks, there are several other features that demand the attention of the company that wants to build an ideal tool. Security pertaining to financial transactions happens to be a significant feature that needs to be weighed by the software organization. Various features like encryption of data while it gets transmitted over air, password authentication, and encryption of data as when it is stored in a device, among the other important features arrest the attention of the company.

Scalability

As banks provide unparalleled mobile banking services, customers make good use of the services, as there is also a good growth in the customer base. In essence, a customer makes use of this service from various corners of the globe, and the system that is set up to meet this demand has to provide round-the-clock services. This is a feature that demands the attention of software companies that aim to build best mobile solutions for banks.

Reliability

In unveiling such mobile services, financial institutions strive to meet customer demands and offer unparalleled services to customers. But, when customers make good use of these services, their expectations tend to grow, as banks ought to be prepared to meet the growing expectations of customers. Banks gain customer confidence only when its performance is good, as it also becomes a reliable source that earns approval from customers.  This is also a feature that needs to be considered by software companies when they strive to bring out the best mobile solutions for financial institutions.

While a software company is eager to bring out the best mobile banking solutions, it has to take note of important aspects that can impact the solution, to make sure that the company achieves the desired objective.

Bank-companion.com provides mobile banking services which enables banks, community banks and credit unions to provide their customers with 24/7, anytime anywhere banking. The result is a secure and scalable platform that helps your organization to increase loyalty, acquire new customers, cross-sell products plus much more.