Category Archives: Banking

Banking

How To Find Bank Cd Rates

When it comes to finding out bank CD rates, you have a virtually unlimited set of resources at your fingertips. These days, competition between banks for the best CD rates has grown and exploded online, making it easier than ever for consumers to compare rates, deposit amounts and term lengths to find the best bank CD rates for their needs. Heres what you need to know to get the best possible rate.

Know Your Savings Goals

Whether its a family vacation this summer, or help with funding your childs college education, a CD is a secure, reliable way to meet your savings goals. Thats because bank CD rates give you a return depending on how much you deposit and how long you leave it there (called the term length). When your CD reaches the maturity date, you can then withdraw it without any penalties, or you can have it set to automatically renew which may generate even more of a return on your investment. Bank CD rates can change however, the accounts with higher interest rates generally have longer term requirements.

Flexibility is key when looking at bank CD rates. For example, you can start with as little as $ 1,000 and invest it for anywhere from six months to five years (and several timeframes in between). This makes CDs a great way to securely save for a future financial goal, whether its a year from now, or longer. You can easily compare bank CD rates online, but look closely at the terms and conditions to make sure youre getting the best deal for your customer loyalty.

Security and Stability You Can Count On

Bank CDs, unlike other types of investments, are backed by the security and stability of the Federal Deposit Insurance Corporation, a branch of the U.S. government (if the bank is a member of the FDIC). The FDIC is a federally-backed corporation that insures bank assets like CDs. This type of security isnt available to all of the banks offerings (such as mutual funds and other investments subject to the whims of the stock market), but it makes CDs one of the safest ways to invest your money. And, while the returns arent as great as what you might get playing your odds on the stock market, you still get the stability and safety of a reliable rate of return when searching for bank CD rates.

Jess Hall writes out of Jersey City about different investment opportunities, including what to look for to find the best bank CD rates. Always looking for a trusted financial institution for advice and tips she tends to look up information at https://www.aurorabankfsb.com more often than not.

Banking

How to Find Bank CD Rates

When it comes to finding out bank CD rates, you have a virtually unlimited set of resources at your fingertips.  These days, competition between banks for the best CD rates has grown and exploded online, making it easier than ever for consumers to compare rates, deposit amounts and term lengths to find the best bank CD rates for their needs.  Here’s what you need to know to get the best possible rate.

Know Your Savings Goals

Whether it’s a family vacation this summer, or help with funding your child’s college education, a CD is a secure, reliable way to meet your savings goals.  That’s because bank CD rates give you a return depending on how much you deposit and how long you leave it there (called the term length).  When your CD reaches the maturity date, you can then withdraw it without any penalties, or you can have it set to automatically renew which may generate even more of a return on your investment.  Bank CD rates can change however, the accounts with higher interest rates generally have longer term requirements.

Flexibility is key when looking at bank CD rates.  For example, you can start with as little as $ 1,000 and invest it for anywhere from six months to five years (and several timeframes in between).  This makes CDs a great way to securely save for a future financial goal, whether it’s a year from now, or longer.  You can easily compare bank CD rates online, but look closely at the terms and conditions to make sure you’re getting the best deal for your customer loyalty.

Security and Stability You Can Count On

Bank CDs, unlike other types of investments, are backed by the security and stability of the Federal Deposit Insurance Corporation, a branch of the U.S. government (if the bank is a member of the FDIC).  The FDIC is a federally-backed corporation that insures bank assets like CDs.  This type of security isn’t available to all of the bank’s offerings (such as mutual funds and other investments subject to the whims of the stock market), but it makes CDs one of the safest ways to invest your money.  And, while the returns aren’t as great as what you might get playing your odds on the stock market, you still get the stability and safety of a reliable rate of return when searching for bank CD rates.

Jess Hall writes out of Jersey City about different investment opportunities, including what to look for to find the best bank CD rates. Always looking for a trusted financial institution for advice and tips she tends to look up information at https://www.aurorabankfsb.com/ more often than not.

Banking

4 Notable Aspects Of Union Bank, Canara Bank And Central Bank Of India Recruitment

Jobs in the banking sector have managed to become one of the favourites among the people in India, who are seeking employment. Plethora of reasons is working in favour of such a trend these days. Reasonable salaries, favourable working hours, and the job satisfaction that is attained in such jobs have been major reasons for the large number of applicants who are applying for the written test and interviews. In India, which is proving to be a potential market for various banking activities, many private banks have started their operations. But the majority of candidates are seeking employment in the government run and aided banks.

Public sector banks in the country have been in demand by the aspirants of banking jobs. In this regard, public sector banks like Union Bank, Central Bank of India and Canara Bank have been recruiting candidates in several thousands of number, in posts of clerks, probationary officers and specialist officers.

1. For the purpose of Union Bank recruitment, since 2011, there has been the introduction of Common Written Exam or CWE by the Institute of Banking Personnel Selection or IBPS. This test is a single test that is being conducted for recruitment into 19 participating public sector banks of India.

2. After qualifying in the written exam, with a certain Total Weighted Score, people will have to apply for the individual bank as and when its vacancies are advertised. Since the TWS is valid for a period of one year, candidates have enough time to go for the banks of their choice. For those, who are aiming for the Central Bank of India recruitment, they will have to apply with the application fee for the clerical or PO posts, when the vacancies are published. The same goes true for the Canara Bank recruitment, which is also be awaited by the interested candidates.

3. Whichever the bank that people are interested in, they will have to look out for the education qualification, which again is different for the PO posts and for the clerical jobs. For most of the banks, the applicants for the PO jobs should have passed graduation degrees from a recognised university or should have secured a minimum of 60% marks in the SSC level. For the clerical posts, one should have secured 55% marks in the 10+2 level. But, people should still look out for the advertisements for the bank recruitments because these criteria could differ from one bank to another.

4. The age limit for clerical posts is usually from 18 years to 28 years while that for the probationary officer posts is 20 year to 30 years. This again should be checked out when the recruitment notice is published. It is only if the eligibility criteria are fulfilled that the candidates are called for interview, even though they might be having the TWS above the cut off mark.

Since the exam for recruitment into the public sector banks has been taken over by the IBPS from 2011, there has been a great advantage for the interested candidates because they now have to appear in a single entrance exam. Depending on the posts for which the candidates are putting in their applications, they will have to meet the eligibility criteria and fulfil the eligibility criteria accordingly, in order to get through the exams for a prospective future.

InfiniteCourses – Explore canara bank recruitment, union bank recruitment, central bank of india recruitment and much more.

Banking

Federal Bank, Union Bank And Dena Bank Recruitment: Your Ticket To A Diligent Future

In this competitive age it is essential to set a goal for any student as early as possible.  In order to pursue that goal it is also necessary that the student has chalked out a plan beforehand regarding the method to achieve his goal. Only a knowledgeable student can hope to aspire for a bright future. Vacancies in various banks keep on appearing from time to time and only those who keep a tab on these vacancies can hope to bag plum posts.

Banks are offering high paying jobs to the youth and it rests upon them to utilize this opportunity.

Federal bank is a private sector bank in India which offers good job opportunities. Federal Bank Recruitment process is very simple.  The bank takes out vacancies for clerical as well as probationary officer’s post very now and then. The candidates who are interested can apply online via the official website of the bank. The bank conducts a written test for the purpose of selection of candidates. The application form can be filled online and then the applicant receives a registration number along with a password. By entering the registration number and the password, the applicant can download call letter for appearance in the written exam. The eligibility criterion for appearing is mentioned on the website itself. The candidates who clear the written test will be called for interview.

Union Bank is a large public sector bank in India which first joined hands with IBPS to conduct exams on its behalf.  It accepts the score obtained in the IBPS exam for the purpose of selection of candidates for various posts. The written exam conducted by IBPS consists of objective type questions based on English language, Reasoning, data interpretation and general awareness. The candidates who successfully clear the exam are called for a personal interview. Union bank recruitment therefore is through the IBPS exam. The IBPS conducts exam for nineteen banks in India and all the affiliated banks accept its score for the purpose of recruitment.

Dena bank is another public sector bank in India. It offers good employment prospects to the youth of the country. All the details regarding the availability of vacancies in this bank can be viewed on the official website of this bank. The Dena bank recruitment process consists of a written exam followed by a personal interview. The written test consists of four section namely, General awareness, quantitative aptitude, reasoning ability and English language. A descriptive paper of two hundred marks is also included in the written test. The candidates can apply online and it is necessary for the candidate to have his own e-mail-id for communication purposes. The candidates are intimidated about the written test and the interview through mail. The application form once filled should be sent to the mentioned address along with two sets of required testimonials and photographs.

So, get set to prepare for appearing in these banking exams to have a sparkling future. A career opportunity in such banks will definitely add social respect as well as a diligent future for your career path.

InfiniteCourses is a foremost name in the arena of web sites offering umbrella solution to all education related queries. Explore Federal Bank Recruitment, Union Bank Recruitment, Dena Bank Recruitment and much more.

Banking

Why To Catch The Job Opportunities Through Central Bank, Andhra Bank And Vijaya Bank Recruitment

Banking sector in India is witnessing a never before boom and the sector is also developing at a huge rate thereby offering greater career opportunities to the youth of the country. The youth need to understand that that retail banking in India is all set to make even greater records and they should prepare themselves for a lucrative career in banking.

Central bank was established in the year 1911 and since then it has contributed greatly to the growth of our country. It provides great job opportunities to the young people of India. Central Bank recruitment offers various vacancies for the pots of specialist officers, clerks and probationary officers. The bank conducts its own test regarding the vacancies. The written test is followed by group discussion and interview.

The eligibility criteria are different for different posts in different banks. A complete detail of the eligibility criteria is mentioned on the official website of the banks as and when the vacancies appear. The written test normally consists of various sections like English language, reasoning, quantitative aptitude and general awareness. Students who clear this written test are required to appear for the group discussion and then for the interview. The final selection is made only after the interview is over. The interested candidates can apply online for sitting in the examination.

Andhra bank is one of those leading banks in India controlled as a public sector enterprise. It has over 1300 branches in India. It has various job openings for various posts and requires freshers as well as experienced candidates for these posts. It is one of those banks who have entrusted the task of recruitment to the IBPS (Institute of Banking Personnel Selection). Andhra Bank recruitment is thus conducted through the IBPS exam. The candidates who aspire to work in this bank will have to appear for the IBPS exam and based on the score they secure in this exam, they can bag any vacancy in the bank. Candidates who get the minimum required score will be called for an interview. The final selection will be made only after the interview is cleared.

Vijaya bank is another public sector bank in India which has made its presence felt in the Indian economy since its inception in the year 1931. The bank takes out several vacancies from time to time in order to recruit hard working and deserving candidates. Vijaya Bank recruitment process consists of hiring not only clerks and probationary officers but also managers. The managers who fulfill the eligibility criteria can directly appear for the interview without having to give any sort of test for the same. The candidates who wish to apply for the post of clerks or PO can apply for their competency test through IBPS. Once a candidate fulfills the criteria and clears the IBPS exam, he is offered a score card and the will call the candidates with a minimum required IBPS score so as to make a final selection before posting them in various positions.

All these banks offers a bright career opportunity those are vital for building a secure future for today’s youths. Catching these careers will not only build a social repute, also it will add to the financial stability for a comfortable living. Exploring these career options are acting as a gateway for progress in life and this is the reason why these opportunities are attracting millions since years together.

InfiniteCourses is a foremost name in the arena of web sites offering umbrella solution to all education related queries. Explore Central Bank Recruitment, Andhra Bank Recruitment, Vijaya Bank Recruitment and much more.

Banking

Recruitment Procedure in IDBI bank, Union bank and Axis bank in year 2012

 

IDBI bank recruitment 2012 – IDBI .i.e. Industrial development bank of India is the fourth largest bank and one of the India’s leading public sector bank. This bank was established in 1964 by an act of parliament to provide credit and other facilities to the Indian public for the development of the fledging Indian Industry. Similar to other banks IDBI bank also invites application from the Indian nationals for the recruitment to fill the vacant post in their organization. The Selection process for all the post will comprise a written test and the candidates who are successful in the written test examination will be called for a personal interview. The written test comprises of four sections test of reasoning, English, Quantitative aptitude test and Test of General & Financial Awareness. IDBI application form shall be submitted only by the online mode on the official website of IDBI bank. People with experience in any industry can also apply for the recruitment directly in IDBI bank.

Union bank recruitment – Union bank of India is the major state-owned bank that was started on November 11, 1919 headquarters in Mumbai. Union Bank’s OneHub.Gov portal was awarded a Financial Insights Innovation Award in 2008, the only Philippine bank chosen among 150 submissions from Financial Institutions across Asia Pacific. UBI began its international expansion in 2007 with the opening of delegate offices in Abu Dhabi, United Arab Emirates, and Shanghai, Peoples Republic of China. Union bank provides several products and services to their customers that include personal banking, NRI banking, Internet Banking and corporate banking etc. Apart from these services and products the Union bank also conduct recruitment examination for those eligible candidate who dream o having job in banking sector. To give the recruitment examination one have to apply for the post through online application form and after clearing examination the candidate have to face the personal interview.

Axis bank recruitment 2012 – Axis bank conceit itself as a young and vibrant organization started in the year 1994 and it is popularly known as financial service firm. Axis bank directly conducts its recruitment. Any eligible person can apply in Axis bank. The Candidate will be selected through personal interview that must involve more than one round of interview, depending on the role applied for and experience of the candidate. The overall selection process exercise would take about 3-4 weeks time for Fresher and 4-10 weeks for experienced candidates depending upon the notice period criteria. Overall axis bank is the best bank and It also reserves the right to place you anywhere based on business need.

Get More details about these topics by visiting idbi Bank Recruitment 2012 more over don’t miss to get the latest update knowledge about various Union Bank of india Recruitment you can also Check the Axis Bank Recruitment 2012.

Banking

Third World Countries Rising With Mobile Marketing And Banking -Kenya?s M-PESA: The Unbelievable Success Story In Numbers

The internet, mobile banking and marketing are changing, the way people do business around the world.  First time giving to sell your products and services without leaving or traveling miles.  For those who are still living in the old methods of making money and marketing will get left behind if they don’t change the way they do things. 

Living in cold weather condition and have leave your home to go work cleaning snow get in a cold is no joke.  Doing some research I realize that third world countries are taking serious advantage of cell phone and mobile marketing to the next level while the first world countries are actually falling behind.

 

From Kenya To India Mobile Banking And Marketing Are Rovolutionizing Ordinary People Lives.

First let’s talk about the success story of M-Pesa mobile payment system in Kenya that transforming Kenya economy according to World Bank.  Below are some statistics and figures about how the mobile industry is changing Africa for the better.

 

 

M-PESA is a small-value electronic payment and store of value system that is accessible from ordinary mobile phones. It has seen exceptional growth since its introduction by mobile phone operator Safaricom in Kenya in March 2007: it has already been adopted by 11.9 million customers (corresponding to 54% of Kenya’s adult population) and processes more transactions domestically than Western Union does globally.

Here are some key numbers (as of August 2010):

1. 11.9 million registered customers, of which the majority are active. This corresponds to 73% of Safaricom’s customer base, 54% Kenyan adults, and 31% of the entire population

2. 19,500 retail stores at which M-PESA users can cash-in and cash-out, of which nearly half are located outside urban centers.

3. US $ 415 million per month in person-to-person (P2P) transfers. On an annualized basis, this is equal to roughly 17% of Kenyan gross domestic product (GDP).

4. There are 27 companies using M-PESA for bulk distribution of payments. Safaricom itself used it to distribute dividends on Safaricom stock to 180,000 individual shareholders who opted to receive their dividends into their M-PESA accounts, out of a total of 700,000 shareholders.

Amazing success story, this one. The report rightly points out the success factors:

“The growth of M-PESA is a testament to Safaricom’s vision and execution capacity. However, Safaricom also benefited from launching the service in a country which contained several enabling conditions for a successful mobile money deployment, including: s

trong latent demand for domestic remittances, poor quality of available financial services, a banking regulator which permitted Safaricom to experiment with different business models and distribution channels, and a mobile communications market characterized by Safaricom’s dominant market position and low commissions on airtime sales.”  This is really good news for Kenya and Africa.  Something different from the bad news we heard about news hear about these countries.  Source:  blogs.worldbank.org/psd/bringing-mobile-money-to-the-world. 

 

Even Remote Villagers Are Making Money With This New Technology.

From farmers to fisherrmen the list goes on.  Taking advantage of mobile marketing and banking, to sell to their clients, villagers from all over Kenya and other African Countries are becoming economically self reliant and doing business efficiently on a daily basic.  You can transfer money to a recipient cell phone without leaving your home to go to a western union and all you need a code giving to you that you can send to the other person and they will go and get the money with no obstacles.  I just think this is revolutionary, something I haven’t seen in the U.S.  pretty soon I heard ATM cards will be obsolete in Kenya because they have another technology developed called cashless Africa.  I will do some more search about this new technology because I don’t know how that going to work.

 

You Can Also Dive Into The 5.2 Billion Cell Phones In The World To Create Wealth.

For those of you who have businesses to run and looking for ways to create flood mobile traffic there’s a good news for you too.  There are so many opportunities in the U.S that you can tap into without leaving and become financially free.  I think every second someone in North America starts a home business opportunities.  Let me real true with here.  The new economy will not be building big factories, hiring thousands of people to do labor work.

 

 The new economy is in home businesses and the internet. It’s cheaper, free and for people who can’ compete with the big guys.  Another tools I came across is called the mobile money machine few days.  After doing some research I realized this is good software  for ordinary people to make some real money on the internet and jump at it ready way.  I think mobile marketing and banking is here to stay as it spread like viral worldwide.  Take advantage before you get left in the dust.  I hope you enjoy this article and take action on your future now. There’s no tomorrow. To learn more about mobile money machine visit: http://www.getmobilemoneymachine.net

 

 

 

Hi, My name’s Prince Samuels. I’m 34 years old internet network markter. I love to help people find the resources they need to market their businesses using free and low cost tools. http://www.marketinghelp2012.com

Banking

Making the future of the baby secure by the umbilical cord banking and other pre born education and pregnancy tips:

Our ideas are limited and this has been proved in many different anyways. The latest one is that during pregnancy the mother thinks about the baby and his health but does not really care about the stretch to which she is concerned about the baby. The Pregnancy Tips teach her to take care of the baby. Eating properly and regular checkups while the baby is in the womb and then once it’s delivered the care stretches to feeding and making it sleep. This is not the end. A pre born education is a part of the pregnancy tips and these should be given proper care of.

The Umbilical cord banking is much in the discussions today and the reason being that this is really important for the baby for the later life. You never know what happens later and hence the umbilical cord should be kept. Once the baby is delivered the umbilical cord is discarded anyway. So if we culture the cord blood and keep it for preservation then it may be used later. The process of cord blood collection takes three minutes and the process is painless. This can prove to be a life cell and this is the reason that more and more people are showing interest about the same.

Motherhood is a time when you get all the time in the world because you don’t have to work much. This is the time you should utilize on getting some useful knowledge about pre born education. Baby cell and baby cord are very useful things. These are not paid much attention to but these ensure that the baby is actually safe. If something happens to the baby then the baby cell and the baby cord will be useful. In the cryosave we learn to save the umbilical cord blood and the tissues. The reason behind this is these have the life cell and these will only help you to survive later. The umbilical cord helps the baby develop as it’s the only connection the bay and the mother have during development of the foetus.

Reecord is a way of cord blood banking. Cord Blood helps a great deal. This is the blood in the umbilical cord and the cord blood banking is a process where the blood is processed and cultured for future use. The relicord is also the cord blood banking by the reliance life science and hence the prefix “reli” is attached. These are very useful and hence people these days prefer to keep the umbilical cord blood for the use.

 

CordLife is today the largest network of private cord blood banks,Pregnancy Tips,Cord Blood Storage,Stem Cell Transplant India Umbilical Cord Banking of Australasia.

Banking

Recruitment in Deccan Grameena bank, syndicate bank and Dena bank in Year 2012

 

Deccan grameena bank recruitment 2012 – Deccan Grameena Bank is sponsored by State Bank of India. This bank have 220 operating branches in Andhra Pradesh and it’s headquarter is in Hyderabad. Every year Deccan Grameena bank conduct recruitment examination to provide jobs to those who dream of having job in banking sector. Now I would like to discuss the eligibility criteria of Deccan Grameena Bank; Eligibility criteria
• A candidate must be either a citizen of India or a subject of Nepal or Bhutan or can be a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India.
• A candidate must also be a domicile of Andhra Pradesh.
• The age of the candidate must be between 18 years and 28 years.
• Proficiency in Telugu language.
• Knowledge of English is required.
• Candidate must have the good computer Knowledge.
• The candidate must have the Bachelor Degree or its equivalent of a recognised University in any discipline
• An Orthopedically Challenged (OC) person is one suffering from Locomotors Disability or Cerebral Palsy. Persons who suffer from not less than 40% of relevant disability (as certified by a Medical Board appointed by the Central / State Govt.) would be eligible for reservation in services/ posts.
These are some basic eligibility criteria that the candidate must have before applying for the written test examination.
 
Syndicate bank – it is one of the oldest and major commercial banks of India. It was founded in 1925 by the government of India. Syndicate bank has around 2650 branches at present and all branches are offering core-e-banking services under anywhere-anytime-anyhow banking. Changing with the changing time this bank has well equipped itself with all facilities of the new age by altering its distinctive socio-economic and educational customs. Today Syndicate bank provides infinite services to their customers and some of these services are Deposits, loans, Internet Banking, Insurance. ATM services, Recovery Channel, NRI Services, Electronic Funds Transfer (EFT) System, SyndDemat (Depository Participant Services), Syndicate Gift Cheques.
Dena bank – Dena bank recruitment 2012 offered lots of recruitment for Indian nationals to fill several post in their different departments. Dena bank was founded by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd. It is one of the earliest bank in India and at present Dena bank have around 1200 branches all over India. To get job in Dena bank candidates have to fulfil the required criteria so as to grab the position in the bank. Interested candidates can visit the official website to get more details about the recruitment.
 

Get More details about these topics by visiting Deccan Grameena Bank Recruitment 2012 more over don’t miss to get the latest update knowledge about various Syndicate Bank Recruitment 2012 you can also Check the Dena Bank Recruitment 2012.

Banking

Bank Exams Tips

Get More details about these topics by visiting Recruitment in Banks more over don’t miss to get the latest update knowledge about various Upcoming bank Exams you can also Check the Bank Exams Portal. Private and Public sector banks are hiring at Great Speed and to meet up the requirement of Arising Bank vacancy You Need to clear the Written Exam. In forthcoming years Many Bank jobs in India are expected to Arrive.It is wise to Kept in mind that exams are not punishment on the other hand they area good way of testing how much information you are to kept in your mind.
If You Ever in Your Life Giving Any Bank Exam than you should at least once or twice give some Try By Attempting some Last year paper or Mock Test Paper for Bank Exam or For the preparation of upcoming Exam Every Student giving Bank exams for the 1st time is Lot more concerned about Negative marks. Read the Instructions whcih tell you Negative Marking Scheme in the Paper. An experienced candidate can easily
tackle with this issue as he may have already faced the situation. Take Care of Following points Before Giving Any Bank Exam –
1) Check out Time Given.
2) Do not guess until you are sure.
3) Practice is the key to success.
4) Do not Mark answers thoughtlessly.
5) Keep your answers Accurate and don’t overwrite frequently.
6) Select Your Strong Field as Well as Weak Field in the Exam.
7) Negative Marking.
Obstacles to Success –
1. Lack of a study Timing.
2. Priorities – Still Confuse.
3. Failure in Time Management.
4. Leaving tasks unfinished.
5. Daydreaming and Forget What you are Doing.
6. Fail to Collect Proper Study Material.
7. Getting involved in Extra Activity.
8. Frustrated by Failure
What is in the Mind Of Examiner Who is Taking Your Exam or Interview –
Examiner test a student’s knowledge and Learning or Grasping Power. They ask questions from an entire module With your Strong
Points and your Weak Points.
To get Success in Any Bank Exam You Need to kept in Mind all Above Mention Points

Get More details about these topics by visiting Recruitment in Banks more over don’t miss to get the latest update knowledge about various Upcoming bank Exams you can also Check the Bank Exams Portal.