Category Archives: Money

Money

Save Money With a Ventless Fireplace

Is your home heating bill getting higher and higher? Well, there are a few solutions to help bring down the cost of your heating bill in the winter for a few hundred dollars; that solution is a ventless fireplace. A ventless fireplace is a little different then a traditional fireplace; a traditional fireplace can cost thousands to install when you include masonryduct work, mantle costs and installation. What’s great about a ventless fireplace is that it actually requires no ductchimney and is able to vent emissions into the room. It’s able to do this by efficiently burning off the fuel it uses; however safety precautions by the manufacture should always be followed.

However, a ventless fireplace doesn’t produce the same amount of heating (BTUs) as a traditional fireplace; so you can’t completely heat your house with a ventless fireplace. You can use it as a secondary heating source and keep your thermostat around 64 to 65 and use the ventless fireplace to keep your room(s) a nice cozy 69-72 degrees. There are 2 different types of ventless fireplaces you can opt for, one burns off of natural gas and the other uses gel. The natural gas units produce more heat (BTUs) than their gel counterparts; however it does raise the cost of your gas bill a bit.

One of the nicest features of a ventless gel fireplace is it can even be hung from your wall. This is because the gel units are much smaller and lighter than the gas units. You can easily move around your ventless gel fireplace from room to room with ease. Generally the best bang for your buck would be the natural gas powered ventless fireplace. You can produce more heat (BTUs) in a smaller amount of time while still keeping down your home heating bill. Remember to follow all local and state lawsordinances regarding ventless fireplaces in your area. Ready to learn more; then read below!

Want more information on a ventless fireplace? Then come over and visit the VentlessFireplace.Net website; where we provide the most accurate ventless fireplace FAQ on the internet. You can also learn about ventless fireplace laws and safety!

Money

The Front Door Money Modality

This is a very easy modality to implement. It’s a one time modality if you want it to be- you do it and forget about it. You can do it again every Spring, every equinox, or, every full moon, if you want to. Or you can do it once, and forget about it. It’s really about the intention you infuse into this modality while you do it.

The art and practice of Feng Shui is something that seems confusing and elusive at first. There are many ways to approach the subject and there are many Practitioners who interpret Feng Shui and implement it in their own unique way. Basically, Feng Shui concerns itself with how Energy is directed, deflected, and capitalized on based on certain Baguas, or, areas of your home. The theory is, that by changing how Energy is channeled and flows throughout your home, you also begin to change your very own Energy.

What flows into your home via your Front Door? What energy are you allowing into your place of residence? This particular modality will assist you in channeling the Energy of abundance and wealth into your home. Although many Feng Shui practitioners have advocated this modality, I suggest some preparation work before doing it.

In essence, you place nine coins under your front door’s welcome mat. The coins can be a mix of loose change, silver dollars, or, antique coins. They will form a V pattern, with four on one side and four on the other, the ninth coin will be placed at the apex of this pyramid. The top of the pyramid faces your door, the widest part of the pyramid faces outward. This type of shape is conducive to channeling and redirecting the Energy of Abundance and Wealth to the person(s) receiving it, inside your Home.

That’s it. If you’d like, you can do some preparatory work.

a) Let the coins sit in a cup or bowl of sea salt or kosher salt overnight. This will release all the Energies built up on the coins from previous owners.

b) Before placing the coins under your doormat, Bless them. Set an Intention that the Energy of Abundance and Wealth and Financial Freedom flow into you through those coins.

That’s it! A simple modality to allow the Energy of Abundance and Wealth into your Home.

Big Hugs,

J.Henry

http://shiftedenergy.com

Money

Saving Money Ideas For Honeymoon

Planning a budgeted honeymoon is a must when money is the most important factor for a lot of the newly married couples. Flexibility and creativity is the key to Pandora’s Box brimming with usable and effective saving money ideas. If you insist on staying in a over the water bungalow in Bora Bora, the price tag will too match that, no matter if you decide to travel off season. You surely don’t want to return from your honeymoon with thousand of dollars in debt. Think cheap and plan ahead!

There is a plethora of beautiful and exotically located resorts all over the place. A very effective saving money idea would be to ideally look for a local, secluded resort within a few hours drive of your wedding. By doing this, you would be saving tantamount spent on airline tickets but simultaneously enjoy the luxury of a 4 or 5 star hotel. The three requisites that need to be taken into account while mapping a honeymoon are the location, time of the year and your preferred honeymoon destination. If you are looking at a tropical honeymoon, choose a destination that will call for a 4-6 hour flight instead of a 10 plus hour’s journey flight.

Another one of the exciting saving money idea, would be to typically travel during the off season, particularly when you have a particular destination in mind. Most hotels offer significantly lower prices during off season reason being that the weather isn’t at its best behavior during such times.

Asking for your honeymoon as a wedding present or by building a honeymoon registry, where the expense can be divided among the many guests is a saving money idea that must be tapped. Scanning ads and internet based services that display lucrative offers and deals on rooms, airfare, and wedding packages can dramatically minimize your honeymoon budget. Many couples tend to over spend owing to the unexpected expenses or the cost of food or drinks once they arrive to their hotel. This can lead to unbridled stress to your honeymoon. To relieve yourself and beloved spouse, would be apply the wise saving money idea of choosing an all inclusive that includes everything from water, food to alcohol. An exciting, exotic and one of a kind experience honey moon would be to find an isolated, secluded camping site to enjoy the magnificence and grandeur of an outdoor, romantic honeymoon. An inexpensive getaway and an awe inspiring way of being with each other, camping honeymoons are a sure fire saving money idea ensuring that you do not dig too deep into your bank account.

So don’t you think that this time of recession is the best time to take action? Yeah, I think so too…so start using our saving money ideas and move on to prosperity!

Money

How to Save Money With Solar Power

Everyone wants to know how to save money with solar power. There is a sudden interest in questions like these due to economic and environmental reasons. The world just got hit by the worst global economic crises since the dark ages and everyone is feeling the pinch. Large companies are now laying off workers. As a result, people are looking for ways to save money with solar power.

We all know that most of our energy comes from power plants that use fossil fuel to generate electricity. We also use that electric current to use our appliances and heat up our homes. The bad thing about this is that demand is increasing while supply is decreasing. The laws of supply and demand will definitely increase the price of energy. Another factor to consider is the environmental aspect of the whole situation. The same energy plants are also the prime contributors of harmful gases in our atmosphere. We are already feeling the effects of global warming. All over the world, freakish weather is more frequent and climates are changing too fast. We need to act now if we are to avoid any major natural catastrophe.

So, how do we save money with solar power? It is fairly easy. The answer is right under our noses. Due to recent advances in technology, the plans are now easy to find. The best place to locate such plans is the Internet. One of the best ways to save money with solar power is by building you own electricity generator using the rays of the sun. An average solar panel can generate 140 kilowatts of electric current. Just imagine being totally dependent of the grid. You will no longer be hassled with electric outages or bills for that matter. You can even make some money by selling the excess energy you generate to utility companies.

During winter, our energy consumption will certainly double. We need a lot of heat for our homes and for the water we use. One cool way to heat up our water is to direct the power of the sun unto the water. There are heaters that use the rays of the sun to heat water. The good thing about it is that it is completely free.

Once you have built and set up your systems, you will be able to reap the benefits. Especially in times like these, we will certainly need all the money we can save just to weather out this financial storm. Another good side effect of using the rays of the sun to your benefit is that you are helping the environment. You may think that your contribution is only miniscule but in the long run, you will be able to influence a lot of people. Your relatives and friends will be able to notice how you were able to save money with solar power.

Tired of high electric bills? Discover how thousands of families are using homemade solar power systems to power their homes!

Money

Save Money With Auto Repair Manuals

Let’s get one thing straight right from the start: I’m not trying to be a full-blown mechanic here. Although I enjoy working on my own cars, I don’t think this is something I could do day in and day out for the rest of my life. I just want to be able to fix a few common problems that are likely to occur as my vehicles age. Having a couple of auto repair manuals on hand to refer to will help ensure that I do things the right way, and lessen the chances of inadvertently making things worse.

There are actually a lot of auto repair manuals out there, so I had to do a bit of research to figure out which ones were worth buying. I learned that Haynes auto repair manuals are very popular with do-it-yourself mechanics, and have been a trusted source of information for more than 50 years now. These books contain thorough, step-by-step instructions for how to do all types of repairs on particular vehicles, and even include numerous photographs, illustrations, and diagrams to make things as clear and understandable as possible.

Chilton auto repair manuals are another highly trusted product. Chilton guides have been around even longer than Haynes, and contain the same great information for repairing both old and new cars alike. Some of their auto repair manuals are even available on CD or DVD, which some people find preferable to paper books.

There are other brands of auto repair manuals available as well, but for my purposes I think I’m going to stick with the stuff from Chilton and Haynes. I’ve found several websites that carry all of these books, and from what I’ve seen thus far, I’ll have to pay anywhere from $ 20 to $ 25 per manual. That’s not a bad price at all, especially since I’ll likely ended up saving far more than that with the extra knowledge I’ll gain.

For more information about Save Money with Auto Repair Manuals, do visit http://www.autocartip.com.

Money

The Best Car Money Can Buy

Remember your dream car when you turned 16? I remember thinking a candy apple red Ford Mustang would do the trick. I even went through a Chevrolet Corvette phase. As I grew older and wiser to the wide world of automobiles, I began exploring the offerings of our friends across the pond: the BMW 3-series and Mercedes E-class.

In recent years, our friends across the other pond have been producing cars heavily sought after by Americans: Toyota Camry and Honda Accord. Neither of those automakers can even shake a stick at the most popular car in the United States: The Little Tikes Cozy Coupe.

Yes indeed, the Cozy Coupe is being inducted into the Crawford Auto-Aviation Museum in Cleveland, Ohio this month. In 2008, the Cozy Coupe outsold all other cars in the U.S. with 457,000 units. In its storied 30-year history 10 million units have been sold and it ranks as one of the top-20 best-selling models of all time.

The Cozy Coupe has been (and always will be) the eco-friendly vehicle of choice, as it runs entirely on foot power. Likewise, maintenance costs are kept low due to the minimal number of moving parts on the vehicle. I’m told the insurance premiums are very affordable, too, and would be even more so if the Coupe had side-impact airbags. The MSRP on the Cozy Coupe is $ 49.99, but be on the lookout for dealer rebates and incentives.

All kidding aside, I can’t help but smile and shake my head. We spend a lot of money on our cars. As a matter of fact, the average monthly car payment in North America is about $ 470. We’ll even attempt to impress others at stoplights we’ll never meet by leasing luxury cars (70% of luxury vehicles are leased). Given the state of the auto industry, it sure is encouraging to see an American-made vehicle topping the popularity charts.

Who knows: maybe Little Tikes will start making larger versions of the Cozy Coupe for the kid in all of us operating on an adult budget.

Derek Sisterhen is a financial coach with Lukas Coaching. He helps individuals and couples establish goals for their lives and their money, then creates a plan for accomplishing them. His clients have been able to eliminate their debt in 24 months or less without any gimmicks or complex products. In fact, he doesn’t even sell investments or insurance so his clients’ best interests always remain at the forefront. Visit http://www.lukascoaching.com to reach Derek and for great resources.

Money

Lynx Grills – Worth the Money

If you would like to learn about lynx grills then you have discovered the right article. Specifically we will talk about how to determine what you should include in your outdoor kitchen, how to make delicious crisply potato halves, and how lynx grills stand the test of time. After reading this article you should be able to make a better choice regarding your next grill purchase.

The specific items that you include in your next outdoor kitchen will depend on two things, your budget and how much you enjoy the outdoor grilling experience. The cost of a grill can range from about $ 2,500 for a basic grill that is free standing and great for patio dining all the way to a $ 25,000 grill that has a grill, bar, sink, and service center. Some of the more expensive grills even include automatic dishwashers and special wine refrigerators. Now let’s talk about how to make crispy potato halves on your next grill.

One of the best things you can possibly make on your new grill is crispy potato halves. Try these simple steps to have your friends with jaws wide open. Slice the potatoes lengthwise in two pieces. Score the tops of the potatoes in order to make a grid pattern. Brush the potato tops with cooking oil. Then take seasonings and sprinkle them on top. Place them skin side down on the grill. Cook for around 30 minutes. So what is the best part about having a lynx grill?

The best part about getting a lynx grill is that they really do stand the test of time. It is no secret that a lynx grill is not cheap, but it is the last grill you will ever have to purchase. It is true that over time some parts will fail and then you will have to replace them, but that is not a problem because the parts are readily available. Also, it is important to consider that cheap things aren’t good and good things aren’t cheap.

As you can see lynx grills are a wise investment for anyone who loves outdoor cooking, We talked about how the type of outdoor kitchen you get depends on your budget and how much you like cooking outdoors, how to cook delicious crispy potato halves on your grill, and how lynx grills truly do last. Now that you have this information, you should take a look at lynx grills today.

If you would like to learn more about Lynx grills then you should take a look at this article.

Money

Save Money on Your Mobile

Swap tariffs. If you are on a contract mobile deal then the chances are that your are receiving free texts and calls of some kind. However, the chances also suggest that your are not using all of them up every month.

So what are you doing paying extra money for a contract that you are not benefiting from? Instead, take a look at your actual monthly usage of texts and calls. Then have a look at the contracts currently on offer and see if you can find one that better suits your needs. You are bound to be able to find a cheaper deal if you currently use less than half of your monthly allowance.

PAYG. Pay as you go is an increasingly popular tariff plan these days as people try and tighten their belts to make their way through the recession. Whether or not to switch to this plan really depends on your individual phone usage.

If you are someone who uses their phone only occasionally, then there is no point spending money on a contract that offers you hundreds and hundreds of free text messages and calls. You will have to buy your own mobile handset to use a pay as you go deal however.

You only pay for what you need, can top up as much as you see fit, when you see fit, and many providers now offer their PAYG customers free texts and minutes too.

Many of us have experienced the horror of returning home from a lovely relaxing trip in the sun only to find our mobile phone bill has skyrocketed through the roof. You are sure you only made a couple of calls. But you did not anticipate the huge call charges, or the fact that you were being charged for receiving texts and calls too.

Next time, do not let your mobile ruin your holiday, and make sure you are prepared. First talk to your existing network provider or have a look at their website. They are likely to offer some overseas tariff deals that could save you money.

Alternatively, buying a travel SIM card and slotting it into your mobile could save you a massive eighty per cent on foreign call charge costs and most of these cards allow you to receive calls and texts free of charge too.

Vodafone offer great deals on mobiles and sim only deals if you already have your phone of choice.

Money

Saving Money at the Tire Dealer

When it comes to car maintenance, there are few cheap loopholes. Most repairs will cost a fair chunk of change, and tires are no different. To save some of your hard earned dough, it is important to know when you should visit your tire dealer. Some tasks, such as rotating your tires, are easy and can be done by a person with little to no knowledge of cars. All that is required for this task is a jack and a four-way wrench or air gun that fits the nuts on your wheels. Putting a plug in a leaking tire is also an easy task, provided you have the proper equipment.

You can save money when dealing directly with your tire dealer as well. Most tire dealers will be happy to mount tires that you have bought from another store. If you are not looking for a high performance or specific tire, you can often find tires at large department stores (think Wal-Mart) for less than you would pay at the tire dealer. These tires will almost always be of similar or equal quality to a more expensive tire that you may buy directly from your dealer. Another plus is that larger stores often have deals or sales on their tires, especially during certain times of the year, where you can make big savings. For example, you may be better off to purchase a set of summer tires in the fall of one year and store them over winter before having them mounted on the car for next year’s summer. You can do the same for winter tires; buy your next set of winter tires as the current winter is ending for the best deals.

While keeping this in mind, you should not completely disregard the tire dealer. They can be useful, and it is always good to have a certified professional working with your vehicle.

Article source: http://tiredealers.blogspot.com/

Money

Becoming An Independent Financial Advisor

There are times where people find it hard to save even just a little amount of cash in their banks. Instead of saving their money in the bank, they just spend excessively of it which then leads them to undesirable difficulties. It is because of such problem why people have looked for an advisor.

The job of a financial advisor is really noteworthy. They are the ones who gives financial advice to the clients who have problems in holding their money. Humans have reached their hearts in hiring such people because they know that they can manage their expenses really well. In order to be an independent financial advisor dublin, considering some steps can aid the process quickly.

Becoming an advisor calls you so much of yourself. It needs almost all your time to handle the job. If you want to be successful in your career then the rewarding act of spending your heart to your job will truly be worthwhile and gratifying.

Before proceeding to your dream job, you must be able to acquire enough knowledge about what you are dealing here. You must be able to provide as much information which can help you in your success. Knowing your wants in life must be followed accordingly. It is important that you believe that presenting yourself in such path will lead you to a dream come true. You must have wide knowledge in investment, financing and mathematical and computer skills. They are as important as yourself because you grasp a lot inside these things to which you can apply to the real world.

One thing that will lead you to your success is you have acquired a degree. Your degree will not really matter if you only have a vast knowledge of accounting, financing, computer and mathematics. What matters most is how well you do in the job and how great you will be to your clients. Yet there are clients who will trust more on advisors who graduated a degree.

Your career is set in a real world and to make your path a remarkable way, you must obtain experiences. Your experiences talk about you and the quality of how well you do your job. People wants advisors who have outstanding experiences because they know that these consultants are already a master in the field.

You must also assess yourself through a training program. Such training will aid you better in your dream. It also helps you in acquiring the license that you have been dreaming of. Trainings help you be prepared in the licensing examinations.

Getting a license is easy if and only you passed the examination. You need to take an exam first before acquiring it. It is just the same as getting a drivers license. The only difference is after you successfully acquired the license, you will deal with people and their financial situations. Your license speaks about you. You are considered a professional when you achieved a license. It talks about how well you did.

Always remember that being a financial consultant demands you much of your hours. It needs a lot of you. You must be ready in facing all the challenges no matter what they are. It is your task to answer everything your client needs you to do. You must do all the task efficiently.

Read more about How To Be A Successful Independent Financial Advisor.