Banking

Banking Dissertation Help

Writing on banking dissertation is really difficult task as man students experience and share their issues they encountered while writing their banking dissertation papers. This is extremely important for the candidates who find it hard to write the dissertation project on their own and they need banking dissertation help. Through adequate exercises, all the candidates could effectively write many different kinds of the academic papers and banking dissertation paper is the final one in order to get the degree.

Select banking dissertation subject matter

The candidates who think it is complicated to select the title for their project could refer to the subsequent points.

• General topics: Few of the general subject matters are associated to economy, bonds, advantage management, rate of interests and its results and so on.

• History topics: They are associated to the history of banks and their systems.

Academic papers are mostly done by the candidates consisted on the several different chapters and they have to select the topic which can be expanded to the maximum extent to cover all the chapters. The extremely significant feature which allows writing of the high quality banking dissertation assignment is a reality that one has to have outstanding research and writing ability. There are a few fundamental guiding principles and tips which should be pursued all through the writing procedure. This piece of writing can scrutinize a few of the main points which must be pursued while the candidates got through writing papers.

Initially, this is very necessary to know or arise with the main subject matter to work on.

The suitable title must be interesting in order that the writing process could make them appeal and motivated to stick the till the end. If the selected title is tedious, your banking dissertation writing could be an irksome job. It is because of the reality that this can be very tricky to collect and search sufficient knowledge to comprise in the banking dissertation papers. After searching the details of the title of your banking dissertation assignment, the second stage is collecting the information on the chosen theme. This is crucial to find just pertinent knowledge which is straightly connected to the theme. Making notes is also advantageous in the procedure of collecting data since this allows the author to jot down the main and important points which should be talked about.

Banking dissertation writing could be the easiest job if just author plainly knows what she or he is writing on in detail. The research for writing could be obtained from numerous resources for instance radio, T.V, books, periodicals, newspapers, magazines, etc. The internet access is also amongst the main resources of collecting data which could be utilized for the academic writing. Uniqueness is also a fundamental aspect in writing the banking dissertation. This is obvious that unique and innovative projects get better standards. Candidates must keep away from copying the work from others and utilize their personal words while making their banking dissertation project.

The online academic writing services are available and they provide professional assistance in all sorts of academic papers, so the students can purchase thesis or purchase dissertation of banking or any other subject.

Anne Crimson is a professional writer & you can avail complete dissertation writing help from her including dissertation proposal & dissertation literature review. Visit website at http://www.dissertationshelp.co.uk/ to get free topics and samples.

Banking

Eastern European Banking Model

A traditional banking model in a CEEC (Central and Eastern European Country) consisted of a central bank and several purpose banks, one dealing with individuals’ savings and other banking needs, and another focusing on foreign financial activities, etc. The central bank provided most of the commercial banking needs of enterprises in addition to other functions. During the late 1980s, the CEECs modified this earlier structure by taking all the commercial banking activities of the central bank and transferring them to new commercial banks. In most countries the new banks were set up along industry lines, although in Poland a regional approach has been adopted.

 

On the whole, these new stale-owned commercial banks controlled the bulk of financial transactions, although a few ‘de novo banks’ were allowed in Hungary and Poland. Simply transferring existing loans from the central bank to the new state-owned commercial banks had its problems, since it involved transferring both ‘good’ and ‘bad’ assets. Moreover, each bank’s portfolio was restricted to the enterprise and industry assigned to them and they were not allowed to deal with other enterprises outside their remit.

 

As the central banks would always ‘bale out’ troubled state enterprises, these commercial banks cannot play the same role as commercial banks in the West. CEEC commercial banks cannot foreclose on a debt. If a firm did not wish to pay, the state-owned enterprise would, historically, receive further finance to cover its difficulties, it was a very rare occurrence for a bank to bring about the bankruptcy of a firm.

In other words, state-owned enterprises were not allowed to go bankrupt, primarily because it would have affected the commercial banks, balance sheets, but more importantly, the rise in unemployment that would follow might have had high political costs.

 

What was needed was for commercial banks to have their balance sheets ‘cleaned up’, perhaps by the government purchasing their bad loans with long-term bonds. Adopting Western accounting procedures might also benefit the new commercial banks.

 

This picture of state-controlled commercial banks has begun to change during the mid to late 1990s as the CEECs began to appreciate that the move towards market-based economies required a vibrant commercial banking sector. There are still a number of issues lo be addressed in this sector, however. For example, in the Czech Republic the government has promised to privatize the banking sector beginning in 1998. Currently the banking sector suffers from a number of weaknesses. A number of the smaller hanks appear to be facing difficulties as money market competition picks up, highlighting their tinder-capitalization and the greater amount of higher-risk business in which they are involved. There have also been issues concerning banking sector regulation and the control mechanisms that are available. This has resulted in the government’s proposal for an independent securities commission to regulate capital markets.

 

The privatization package for the Czech Republic’s four largest banks, which currently control about 60 percent of the sector’s assets, will also allow foreign banks into a highly developed market where their influence has been marginal until now. It is anticipated that each of the four banks will be sold to a single bidder in an attempt to create a regional hub of a foreign bank’s network. One problem with all four banks is that inspection of their balance sheets may throw up problems which could reduce the size of any bid. All four banks have at least 20 percent of their loans as classified, where no interest has been paid for 30 days or more. Banks could make provisions to reduce these loans by collateral held against them, but in some cases the loans exceed the collateral. Moreover, getting an accurate picture of the value of the collateral is difficult since bankruptcy legislation is ineffective. The ability to write off these bad debts was not permitted until 1996, but even if this route is taken then this will eat into the banks’ assets, leaving them very close to the lower limit of 8 percent capital adequacy ratio. In addition, the ‘commercial’ banks have been influenced by the action of the national bank, which in early 1997 caused bond prices to fall, leading to a fall in the commercial banks’ bond portfolios. Thus the banking sector in the Czech Republic still has a long way to go.

 

In Hungary the privatization of the banking sector is almost complete. However, a state rescue package had to be agreed at the beginning of 1997 for the second-largest state bank, Postabank, owned indirectly by the main social security bodies and the post office, and this indicates the fragility of this sector. Outside of the difficulties experienced with Postabank, the Hungarian banking system has been transformed. The rapid move towards privatization resulted from the problems experienced by the state-owned banks, which the government bad to bail out, costing it around 7 percent of GDP. At that stage it was possible that the banking system could collapse and government funding, although saving the banks, did not solve the problems of corporate governance or moral hazard. Thus the privatization process was started in earnest. Magyar Kulkereskedelmi Bank (MKB) was sold to Bayerische Landesbank and the EBDR in 1994, Budapest Bank was bought by GE Capital and Magyar Hitel Bank was bought by ABN-AMRO. In November 1997 the state completed the last stage of the sale of the state savings bank (OTP), Hungary’s largest bank. The state, which dominated the banking system three years ago, now only retains a majority stake in two specialist banks, the Hungarian Development Bank and Eximbank.

 

The move towards, and success of privatization can be seen in the balance sheets of the banks, which showed an increase in post-tax profits of 45 percent in 1996. These banks are also seeing higher savings and deposits and a strong rise in demand for corporate and retail lending. In addition, the growth in competition in the banking sector has led to a narrowing of the spreads between lending and deposit rates, and the further knock-on effect of mergers and small-hank closures. Over 50 percent of Hungarian bank assets are controlled by foreign-owned banks, and this has led to Hungarian banks offering services similar to those expected in many Western European countries. Most of the foreign-owned but mainly Hungarian-managed banks were recapitalized after their acquisition and they have spent heavily on staff training and new information technology systems. From 1998, foreign banks will be free to open branches in Hungary, thus opening up the domestic banking market to full competition.

 

As a whole, the CEECs have come a long way since the early 1990s in dealing with their banking problems. For some countries the process of privatization still has a long way to go but others such as Hungary have moved quickly along the process of transforming their banking systems in readiness for their entry into the EU.

Arfan Ul Haq is an Asian author. He writes articles about business, economics, banking and finance such as managerial economics and theories of under development online for free.

Banking

Banking Sector – Bank Clerks

Bank jobs are highly preferred by the youth of India today. These jobs offer good income, time flexibility, additional status and status and power. There are some bank jobs which are more popular than the rest; one such post is of a bank clerk. It is required in every bank and a bank cannot function properly without an efficient bank clerk. Every year various banks offer jobs of bank clerks and the highest number of candidates apply for this post. It is one of the most high profile and reputed post offered by any bank and is the dream of many. In 2012 many banks like SBI, UCO, Punjab National Bank of India etc have vacancies open for the post of bank clerk.

The major work of bank clerks is to deal with customers who come to the bank with queries and problems. Also, bank clerks are expected to manage the accounts and keep a check on the confidential data related to the bank and customer accounts. As you can see, these are highly confidential and responsible jobs and demand a person who possesses these qualities. This is one of the reasons why recruitment as a bank clerk is done only after a stringent exam and an equally tough interview round. A bank clerk must be highly educated and very knowledgeable. Since the major work deals with informing and helping the customers, they must be well versed in the language and possess excellent communication skills. Also, it is very important that they must have computer literacy and good mathematical knowledge. Bank clerks are required in different sections of any bank. Some deal with loans and are called loan clerks, others with confidential and security related issues are called security clerks.

There are also exchange clerks who work on international accounts, translate foreign currency etc. New account clerks are there to open new accounts and close the older ones. Thus, every year exams are conducted by many banks to recruit bank clerks. While in 2012, many banks have offered their vacancies, others are declaring their result for 2011 and recruiting the candidates.

Therefore, bank clerks are required in all departments of a bank and a bank cannot do without them. It is the nature and qualities of a bank that can adversely affect or positively impact its reputation. Thus, banks ensure that they choose the candidate for this post very wisely.

 

Get tips for Bank Recruitment 2012 , tips for BPS Clerk Recruitment 2012 and syllobus for IBPS Clerk Result 2012 at jagranjosh.com

Money

Managing Your Money

Whether it is a hotdog stand or insurance agency, ordinary people become full-time entrepreneurs for the sake of striking gold. However, there is more to business than just earning additional cash for your pleasure. There is also money flowing in the costs of running a business venture.

Knowing where your money is going may be more tedious than watching paint dry, but it is important that you do. The flow of money is a complex cycle where the penny you pay on day one ends up back in your wallet on day two. In reality, only a small part of the total revenue goes to the business owner; the rest is divided among labor, utilities, etc. In other words, you need money to keep your business running.

Modern business solutions allow the business owner fast and easy accounting. With just a few clicks of the mouse, the software can do the math for him—yielding perfect computations every time. If you have an idea of where your money is ending up, chances are, you will know how to act accordingly the next day.

Forget doing accounting by paper and pencil—this method will burn your mind before you can even get the total. Computer software like Peachtree Quantum can do the same job faster and more accurately. The only thing this software needs is to know how much you have earned and spent for a certain period of time.

Peachtree Quantum is just one of the many newest business solutions out in the market. Major companies are using comprehensive software to file financial statements and annual reports.  There is no requirement for using these business solutions—any business, big or small, can use it to its advantage.

As the owner of a business, it is up to you to know how your venture is faring by looking at the flow of cash.

Only through accurate computations can you determine the performance of your business, as well as spot discrepancies. With solutions like Peachtree Quantum, you can make the necessary decisions for your company to adjust to the unpredictable business environment. Doing accounting on computer surely beats crunching the numbers on paper.

If you have questions, please visit us at www.QuantumBuyers.com for complete details and answers.

Finance

Affordable Islamic Finance Dubai

Islamic finance has emerged as a viable alternative the world over after the financial meltdown of the west. It is growing at the rate of more than 15%. Not only Muslim countries but modern, secular and industrialized countries like UK, France, Japan, Singapore and Hong Kong have become a hub of Islamic finance and banking as well.  The rapid development and growth of such finance is considered a priority area by international banks of world stature.

Dubai is seen by many industry watchers as the leading center of Islamic finance today. It has more sukuk listed than anywhere else, with $ 16 billion worth, and international investors are flocking to the emirate’s latest sukuk issuances and initial public offerings, thus making Islamic Finance Dubai, a viable option.

Essentially, Islamic finance is finance under Islamic law (or Shari’ah) principles. The basic sources of Shari’ah are the Qur’an and the Sunna, which are followed by the consensus of the jurists and interpreters of Islamic law.

Islamic Finance Dubai, like other countries in the Middle East, practices banking in consonance with the main principles underlying Islamic finance.  These include the prohibition of taking or receiving interest; capital must have a social and ethical purpose beyond pure, unfettered return; investments in businesses dealing with alcohol, gambling, drugs or anything else that the Shari’ah considers unlawful are deemed undesirable and prohibited; a prohibition on transactions involving masir (speculation or gambling); and a prohibition on gharar, or uncertainty about the subject-matter and terms of contracts – this includes a prohibition on selling something that one does not own.

In addition, Islamic finance can be combined with conventional funding sources and export credit agency (ECA) support, for the closure of innovative transactions, in Dubai and other Middle Eastern countries. In the world of commercial banking, the more commonly encountered methods of Islamic financing include Murabaha (cost-plus financing),Mudaraba (profit-sharing),Musharaka (partner- ship financing), Ijara (leasing), Istisna’a (commissioned Manufacture)

Islamic loans are as plentiful as they are life and comfort-enhancing! The Shari’a compliant repayment plan termed the Al Khairi Liabilities Settlement, seeks to ease your financial burden and begin afresh by transferring your conventional bank liabilities to the loaning agency; you can avail Hajj and Umrah Finance on a no profit and no processing fees basis; an amazing no mortgage, zero down payment option gets you  an AED 200,000 Boat Loan to be repaid in 5 years, Tamweel Finance for wedding expenses and renting an apartment, Travel Finance for religious or enjoyable family vacations, Islamic loans also include exciting Car, Personal and extremely comprehensive Education, Home and Shares Finance, to loan you happiness permanently!

Find and compare Islamic finance Dubai at souqalmal.com

Finance

Electronical finance managing

Nowadays the financial management and bookkeeping (in Finnish = kirjanpito)can be handled in electronic systems, which are designed to automatize most of the monetary traffic and this way to ease up the bookkeeping of the company. Aside from making the administration easier, it also frees the resources of the company into the core business. Electronic financial management can as well be a tool for the management when estimating the company´s performance and for example efficiency of the sales or profitability of the products. Electronic management will give day-to-day figures and helps this way also to foresee the future trends.

Automatized bookkeeping and electronic invoice are the main benefits when moving into the electronic finance management. These will decrease the routine tasks of bookkeeping. Also the tax declarations, salary payment, posting the payments and all the bank traffic can be incorporated into the electronic systems. E-bills are handy and economically efficient, and most of the customers are nowadays able to receive their bills in electronic form via different kind of e-billing systems or simply straight into the online bank account. The most of the bigger companies have migrated their accountancy into the electronic form and require also from their subcontractors the same.

The best way to arrange the electronic finance management is to buy all the services from the same place and from the same service provider, otherwise the benefits from the moving into the more efficient system can be lost in the incompatibility of the different systems and softwares.

Cloud services are the latest trend in the company software development, and financial management is not exception. Most of the accounting companies offer cloud services these days, which makes the work of the company even more easer, since all the software updates, maintenance activities and license handling is removed from the customer to be the responsibility of the service provider.

Interested to know more about accounting company (in Finnish:kirjanpito)?

Money

Writing for Money

 

Writing for money is both enjoyable and profitable.

Writing for money comes in many forms. If you enjoy writing you’ll find it even easier to earn good money with your writing skills. Writing for money is an excellent way to pay bills or to save towards a luxury item. Many people, however, like writing for money full-time and have the opportunity to set their own hours, pick and choose writing projects as well as enjoy the lifestyle that goes with it. If you’re happy to follow deadlines, work alone and sometimes work long hours then this is the right career for you.

In this article you’re going to learn how much you can earn writing for money, what sort of material you can write and how to find paying work on the internet. Let’s get started.

How Much Can You Earn Writing For Money?

So what can you earn when you’re writing for money? When you’ve been working in the industry for a while and you’ve made a name for yourself you could see yourself earning six figures within a relatively short period of time. But to be honest with you, if you’re a total beginner you won’t likely be earning that much within your first year, maybe more. You will however be able to earn between $ 150-250 per day within a few months if you really apply yourself. In fact, if you choose to go down the route of ghost writing eBooks, you could earn around $ 1000 for something that’ll only take you a few days to write.

What can you write for money?

Well, with the internet rapidly growing, there’s a never ending supply of online clients desperate for content for their websites. Probably the first couple of things you’ll be doing when you start is article and blog post writing. It’s easy to do and they’re quick to write. Once you’ve got some experience and credibility doing this you might want to move on to eBooks, short reports or maybe even full-length physical books if that’s what you want.

Now, in order to write for money you need some customers. The best way to find clients is to put an advert on the internet where target eyeballs are likely to see it. Craigslist is a good source. Internet marketing forums work well too and most of them have a ‘for hire’ section where you can advertise your services. You’re bound to get some interest with the latter method. Failing that (not that you will) you can always go to Google and type “article writers wanted” to see who’s looking for writers. All you need is your first client to start writing for money.

 

 

Do you want to write for money?

I know how hard it can be to get started in this somewhat competitive industry, but if you want to really make money, or even a full-time living from writing on the web you’ll need to learn how to get clients that are willing to pay what you’re worth.

This method is simple to pick up and it doesn’t take much practice, you can read how to do it in my free report here: Get Paid for Writing“>Get Paid For Writing

Don’t give up hope, it’s NOT impossible to make a full time income relatively quickly. Learn more ways to Become A Writer“>Become a Writer by clicking the link.

 

Money

Shopping without money

Shopping is a word that itself puts on smile on everybody’s face, but if the pockets are empty then that smile will disappear as instantly as it came. However, the fact is that shopping without money is a great experience which cannot be expressed in words. Have you ever planned shopping with no money in your pocket? Surely you never did, but now you can. No, we’re not kidding. Shopping without money is possible and there are myriad companies online that are making this possible for you. The only thing we can say that someone else is paying on your behalf for whatever you’re purchasing.

But why somebody will pay for you? That’s an interesting question and we certainly have an answer for the same. Actually, there are myriad companies on the World Wide Web arena giving away £250 vouchers through their online prize distribution program. Although, these contests are available for their registered users only, but still they welcome new users to get registered with them and enjoy free gifts like £250 Amazon vouchers.

So, what else you can ask for when it’s all about shopping extensively without holding a single penny in hand. Imagine, shopping at a place like Amazon and that too without worrying about your hard earned money. Amazing no? This is something you can enjoy without any hard work. Can’t trust? But it is true. The only thing you need to do is to search out for a website that is delighting its users with such free surprises. Check out the list of free gifts and surely you will get some good stuff over there. The next step is to see that registration is still open or closed. If closed, then definitely ought to look for some other site. But if the lines are open then you just need to register yourself and follow some simple steps, and that’s it. Rest things are to be done at organizer’s end. They randomly select the winner and then that winner is informed accordingly.

It has been quite interesting and simple to in such lucky draws as it won’t take much of your time and give you the chance to win fabulous prizes. So, don’t wait as in such draws early registrations boost the chances to win. So start searching the source to your free shopping with £250 Amazon vouchers.

Enjoy!!!

Powered By:-http://www.winthedraw.co.uk

The author of this article is observing the free online prize distribution site since long and knows a lot about this sphere of working. And currently, he’s associated with http://www.winthedraw.co.uk

Money

Investing your money

Have you ever wonder how to use your wealth when you get older? Have you ever thought of getting a job by yourself even if you’re unemployed? Do you know that you should invest, but don’t know where to start? Regardless of your personality type, interest or lifestyle, investment will help you earn money for a lifelong favor. If you’re starting at the young age, you still have plenty of time to make up for any losses you might encounter along the way, and for the retired person, it will be important to safeguard or boost your money you have acquired.
Best investment option

There are many investment companies are very much ideal for each person who want to make their industry bloom but do not have enough time to spend on their own prospective properties. There may have companies that give importance to their clients, and they consider them the most important aspect in the business. With the help of this kind of company, it may be able to help you suit your requirements and future needs. Just make sure that you’re consulting in an appropriate corporation, so that you can choose the most reliable company. Searching through net is the best possible way in dealing with that.

Learn to drive your money in to investment. Choose the best investment company based on the type of investment you are willing to make. It is better to leave them your worries and gain good profits by taking their infallible advices.

To be able to find a qualified company, it is very important that you know what service you expect from them, your selection will depend on what you want to achieve.

That goal should consist of aiming to expand your wealth, minimize on your loss, and capitalize on all the opportunites that may come. Look for the financial background of the company, review their performance, and how their market goes up and down. Moreover, compare your prospective company in the other investment clan who are producing the same markets and providing the same services. Check the performance at both organizations around the time of transfer.

And when you have been able to determine which one is right; you must be sure that it will meet your needs, it must give you a kind of relationship that promote a long term satisfaction you will have with them.
Decide what type of investor you are and select a compact that specializes the type of service you want.
I have come to search one of the good companies I can recommend you. So try visiting this website below.

Hi I’m shey salcedo, seo from Telekinitex Holding Company. Please free to visit our website.

Finance

IT Support Benefiting Finance

How can you think about building finance team with no computer? You have got multiples of digits to work on such as company funds and expenditures, financial statements and income statements. You have several correspondence and circular to prepare plus you’ve got a huge number of documents to file and save and a lot more. With no aid of computers, there’s a chance you’re working even on weekends since it requires extended time to accomplish anything.

This scenario basically demonstrates that technology is very important in our everyday pursuit. Regardless of the perception that it developed humans relatively dependent on technology, it can make our everyday life less difficult particularly in the daily length of enterprise transactions. Computers become indispensable tools in any kind of workplaces simply because can process information in a snap of moment. They can store information not seeking huge file shelves and thousands of rims of bond paper and folders. And access is only clicks on the computer keyboard or drag of the mouse.

Even so, having computers in the workplace is not going to ensure the work to be efficient. There needs to be network, storage area, web connection, software package and the like. When all these are then set up, they are going to require maintenance and replacement since technologies have wear and tear too. They demand safeguard since computers could possibly be inflicted with viruses that will corrupt information and fraudsters may intrude the system and gain access to sensitive data. Several data information should be protected and be accessed exclusively by targeted persons only.

They require updating obviously because technologies are perpetually evolving. The concept of latest technology is due to its functionality, speed and additional functions.

In the event the finances are limited or maybe wished to stretch your budget, IT support would be the greatest solution. Why? IT support provides all the information technology services needed to establish, manage and protect data within the finance division and the enterprise as a whole. IT support has got the skills perfectly simply because they are specializing in this sector.

IT support can be grouped into three parts. The very first is support for software. This relates to the constant maintenance along with updates of applications given it will become outdated in due course. IT support can grant expert advice regarding how to go for correct software, upgrades and anti-virus. Second is support for the components. IT support can certainly assist in the unit installation of computer components like memory and networks. The real components of computers hold lifespan too. Like equipment, they can malfunction. Consequently, they need maintenance and fixing. Third is cybercrime proper protection ideas. Online hackers abound. They pry to company data steal them, modify or spoil the full system impacting the company. IT support can easily deal with this concern through data protection using passwords and file encryption.

Furthermore, not counting the support IT support can offer, there are yet two elements that could directly or indirectly benefit any company: expenditure and focusing on the organization. Technology is costly especially if the corporation is definitely continuing to keep updated on the hottest innovation. Investment in It is actually a need but It support can at any rate cut down your expenditures. By having IT support manage your needs, it is possible to concentrate on the primary purpose of the business enterprise. Hence, more time and effort for company tasks that will subsequently lead to progress.

Business IT support