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Money

Success – Not All About Money

Success, achievements, personality and influence have been described with different view points. In most cases from the general acceptable angles, success has been ascribed to be all that tangible wealth could conform with. The media gave credence to this position as the information reeled out by them are in confirmation with the above opinion. From the material aspect, it goes down to attach the places one has been as an evidence of success. More so, once success is mentioned, people want to know the brand of car one drives, the brand of apparels one wears and lastly the balance of ones account in the bank.

The world remains a capitalist one. All over the world, it has been a case of a winner takes it all, the fast over taking the slow while the big swallows the small. All that is seen by and heard of people is tangible possessions as a measure of success.

When success is mention and people demand to know the brand of car one drives, houses owned, school attended, where one lives, club membership et certra, it is not bad at all. These things are important to indicate and also induce others to remain on the track of success being the only tangible thing that the eyes can see. These things propel people to achievement faster. Yet, that is not all there is!

Many individuals are living and some gone to the great beyond that never considered material things and never went for them. In the words of classical music maestro Yanni, he attributes success to achieving creativity, happiness, love, truth and imagination. Gandhi, one of the topmost achievers of the orient never had material wealth nor did he acquire a fat bank account. Yet among the achievers he stands tall and unmistakable. Intellectual properties abound. Many of them drives mankind’s continued existence. Their monetary equivalent cannot be easily calculated even when they are made public. Regrettably they are not given prominence.

Success is not all about money nor is it all about tangible wealth. Success is all about achieving and surpassing ones set goals in his life time. There men and women who are behind some monumental achievements who are happy their ideas and projections are successful and are in use today. For them their definition of success is to start and complete a noble course satisfactorily. Among them are teachers, composers, thinkers, scientists, politicians, strategists et al. for them, they are among the successful having planted the seed of greatness in many minds.

There is more to success than meet the eyes. It’s more than tangible wealth. Success has been redefined. It starts and ends with affecting lives positively and advancing mankind.

Igwenazor Kingsley Chinaemerem.
Head Coach and CEO Phortizo.com
At phortizo we stand by you from Cradle to Glory in your entrepreneurial dreams.
Its all about you, We fine tune your business strategies to stand out as you want it.

Finance

The Greatest Question Ever Asked About Canadian Equipment Finance And Leasing Companies – Let Your

It was a September night in 2002 – I will never forget it… the clouds rolled in ominously from the mountains as we drove… I strained to see the lights of home in the distance. Holley, my stepdaughter, 7 years old at the time turned to me and said ‘ I don’t understand rent ‘. Wow I thought, great way to phrase that one! It’s a true story. (Editors note – the clouds weren’t really ominous – he is using literary discretion)

Fast forward… 2011. Her better question today might be ‘ I don’t understand why hundreds of millions of dollars of equipment finance occurs every year in Canada.

Well if you didn’t know we’re about to share that , and more importantly focus on highlighting some key issues around why all your competitors utilize equipment finance as part of their overall business strategy . And also, once we get you to ‘ buy in ‘ to the subject then we’ll show you where to find the leasing company that works for you, not against you.

So why do start up, small and medium sized firms, and mega corporations utilize equipment finance companies to procure and finance their assets. One key reason is the emphasis placed these days on working capital. To finance the type of capital expenditures you need to stay ahead of the Jones’s (that’s your competitors by the way) you need access to credit and capital. And that capital varies in size, that’s the true beauty of equipment finance – it covers a 5k photocopies to a 20 million dollar aircraft.

And yes, it’s a free country, so feel free instead to dip into your operating line of credit of wait for A/R to be collected to acquire these much needed assets – but we can assure you the rest of the world instead has opted for equpment finance as an acquisition strategy. A harsher reality is that if you are a smaller company or start up you can’t or don’t want to dip into additional equity for much needed new assets.

We will never not say the bank wont finance your equipment – but that financing, just to be clear becomes a term loan , and further ‘ complicates ‘ your banking arrangement , potentially adding new covenants, new collateral required, and diminishing the ability to get more working capital and cash flow down the road, when you need it .

So is there a real benefit in creating a ‘ relationship ‘ with either trusted Canadian equipment financing advisor or a leasing company directly?
Again, the ‘ ayes’ have it; we absolutely feel that’s the case. Why? You benefit from the advice, counsel and structuring that can save you hundreds, thousands, or tens of thousands in financing costs, option flexibility, and tax benefits. Those are real world dollars we are talking about.

In fact, many clients opt to set up a lease line of credit, utilizing either capital leases or operating leases on an ongoing basis for asset or technology turnover. That’s when you have totally bought into the concept of lease finance. It in effect becomes your long term stated asset acquisition strategy.

How do you identify the best advisor or leasing companies to work with? Look for specific experience, credibility, references, and a track record of matching your equipment finance needs to rates, terms and structures that make sense.

Stan Prokop is founder 7 Park Avenue Financial ; see http://www.7parkavenuefinancial.com
Originating financing for Canadian companies,specializing: working capital, cash flow, and asset based financing , the 7 year old firm has completed in excess of 50 Million $ of financing for companies . For info / free consultation on Canadian business financing / contact details see:
http://www.7parkavenuefinancial.com/equipment_finance_leasing_company_companies.html

Money

Enough About Money Lack Already!

It was with the best intentions one of my newsletter subscribers forwarded an offer from one of the big names, in the event I wanted to include it in the next issue. I looked at the offer and felt it again, that niggling feeling I get when such emails pop into my inbox: something is off about this.

It isn’t that there’s anything wrong with the teacher/mentor/guru who’s offering it; he’s remarkable, just as others of his ilk are. But for months now, an inner-level twitch happens for me when I see these advertisements. There seems to be a flaw, like a coin where one side is the approach being used and the other side being the motivation of the potential users of the products and services offered.

The flaw is embedded in the statement so often repeated: You get more of what you focus on. This is usually attached to Law of Attraction information, but it also applies if you keep repeating/replaying the same thoughts, feelings, and actions. Albert Einstein said, “Insanity is doing the same thing over and over again and expecting different results.” It’s not that we’re insane, but you get the point.

If we in the self-help field are committed to assist others to self-empower, why is it so many of our emails continue to address lack? Well, if you’ve ever studied marketing or copywriting, you’re told you “hook” people if you go right to what pains them most. Kudos to Mike Litman who sent out an email recently that asked individuals if they still had the 1988 mindset about how to do business. He suggested a book that’s supposed to encourage people to think and act as the author believes will be necessary in 2010. I’m eager to read the book; and though Mike didn’t elaborate, I wonder if the new mindset discourages the old way and encourages copywriters to address people’s strengths or, at least, the ones they wish to enhance, but not from the “pain” perspective. The twitch I felt was from the fact the language used in the email ads reminds individuals regularly that they feel they lack. Isn’t this exactly what we’re telling people NOT to do, in order to move forward?

People in the self-help industry (this includes me) get excited about their products and services, and there’s good reason to offer them: we believe they can make a difference. But be honest with yourself: How many books, programs, etc., have you gone through about, say, money (inner- and outer-level issues) in the last five or even ten years? Are you still looking for that One, the one that will Finally make a difference? Have you asked yourself why the shift you crave hasn’t happened yet? As long as you focus on fixing what you perceive or believe you lack, you are still investing your time and energy (and, yes, money) into the lack of it. You may appear to be or believe you’re being pro-active; but you’re turning in circles because your shoe is still nailed to the floor. Maybe it’s time to take your foot out of the shoe.

It’s not all on the people advertising, though. Individuals turning to this information, as well as to information that promises a system that returns major income practically overnight, are taking action out of fear rather than out of purpose. What causes this?

They lack direction and strategy.

There seems to be two basic mindsets in seekers: Some seekers desire one or more ways that bring in the big bucks through automated systems that require little of them; others believe if they can just discover their life purpose, everything will change. What both have in common is an understandable desire to ease and eliminate pain, pain they believe stems from a negative financial situation. The negative financial situation is an inconvenient effect; the real pain is caused by something else.

If you’re a seeker in the first category, ask yourself if what worked for the vendor, what they offer, is something you feel passionate commitment about; is it something that is meaningful to you. What you really want is a similar outcome and feeling, but as a result of doing something appropriate for you. You want to do something that addresses your Why: why do I feel strongly about doing this? If your only answer is, “So I can get rid of my pain about my money situation,” that’s not enough. You may have discovered this particular motivation almost never works; or if it does, it doesn’t have longevity. If you are drawn to wealth-building emails, do you have wealth to build or even to invest in this strategy and to maintain it? Are you drawn to these types of offers because they’re fun for you? Does it make sense that this is the place for you to start? However, there is a difference in using these types of systems if they, and playing at increasing income from different revenue streams, is genuinely fun for you. This latter one has no pain energy attached to it. The motivation is pain-free.

If you’re a seeker in the second category, do you believe there’s One Life Purpose for you; and if you could just discover what it is, everything would change? This more often than not refers to the question, “What should I be doing?” People not stuck in this place ask, “What would I love to do next?” It reminds me of how if you desire your dream house or car (or anything), it’s not about having what you say you want, it’s really about having the feeling you want. Wouldn’t it be ironic if your life purpose is to do what allows you to feel the way you desire, no matter how many times you change or adjust what you do? To discover the feelings you wish to feel, and explore what makes this happen?

Here’s a brief coaching exercise for you, if you fit into either group: Take several moments to envision what you would like your ideal future to be like. You may imagine where you live, what your home looks like, and such other details. That will make this exercise more interesting; but even more important, what are you doing in your life? How do you feel about yourself in this ideal life? Now here’s the question: If you remove any thoughts about what you believe limits you now, especially money, what’s different “then” from “now?” What stops you from living an aspect of your imagined future starting now, even if you start at the inner level?

This exercise is an entry into asking yourself right questions that help you pick a direction you feel a passionate commitment to follow at this time. If you know where you want to go, you can start to figure out how to get there. You can also better recognize a “detour” when you see one. Ask yourself who you know yourself to be; what you love and enjoy doing that you’re good at; what you feel has meaning for you; what it might look like (no limits; allow your imagination to play); who you’d like to do this with; how, where, and how often you wish to be engaged in this way. If you knew where you wanted to go, had a strategy, and applied your energy to your strategy, where might you be in a month, six months, or a year?

With a direction and a basic strategy in mind, you can begin to pick and choose from emails in your inbox, which one(s) address a step in your strategy. It’s helpful if you recognize that there likely isn’t One Perfect Gizmo that creates a total shift and eliminates all challenges from your life. A better goal is to learn how “reality” works so you can manage it more than it manages you; and to realize this is a lifetime process.

Follow your curiosity and sign up to receive emails, newsletters, audios, videos, and downloads that appeal to you. Give them only enough time and energy to determine if they address a step in your strategy; and yes, your strategy can certainly address your inner self, as well as your outer life simultaneously. If what’s offered is ahead of what you are currently focused on improving, save it in a folder for when the time is right. You’ll realize which emails provide what you truly need to reach your destination and which don’t. Opt-out of the ones that don’t serve you so you don’t clutter your inbox or your focus.

Are you beginning to perceive how having a direction provides a strategy; and how having a strategy keeps you focused and aimed at your target? If your energy is going into something you love and is meaningful and even fun for you, something you share with others, you can leave behind confusion and illusion. You no longer seek to find The Way that gets you into the game, you’re in the game.

Joyce Shafer (jls1422@yahoo.com) is a Life Coach, author, and creator of Reinvent Yourself, a life and business coaching program. This program is NOT for individuals who buy into Struggle as a way of life. Details at http://www.freewebs.com/coach4lifebalance (free empowerment tools and newsletter). Her books and e-books are available at http://www.lulu.com

Banking

If you have been Thinking about Using a Private Banking Service, Please Be Sure to Read this First

If your friends, family, or business associates have been suggesting that you start using a private banking service, but you are not quite sure of the benefits you will receive from one. Please keep reading, and you might find out that it is not a bad idea at all.

Private bankers have been around almost since the creation of the very first banks themselves. Back then, they only catered to the very wealthiest and most influential people in the local community. But, times have changed a great deal since then, and you can now use their services if you have as little as $ 250,000 deposited at their financial institution.

One of the most important assets a private banker can provide you, is also one of the most misunderstood and least utilized by their clients. Because of the very nature of the job, they meet and become friends with the “who’s who” of the regional business community.

If there is anybody, that knows everybody that is worth knowing, you can be sure it is a private banker. Once you become a client of theirs, you now have access to this inside database of local business superpowers. Now that you understand this, it is very easy to see the possibilities and opportunities that these types of introductions could provide you.

Of course, it will be up to you; and your business savvy to take full advantage of the potential that being able to meet anybody you want to, or anybody that you need to, will be able to do for your business. It is not too difficult to imagine the business prospects, and then begin to execute those ideas and concepts.

Private bankers are much more than investment advisors, stock brokers, business managers, or tax accountants. In fact, if you took all of the expertise that each one of those professions can supply you. Then you rolled them all up into one individual, that would be the equivalent that you could expect from a private banker, if you were to take advantage of all of the services they can provide.

A private banker is much more than just your personal representative at the bank. They are your friend, confidant, and business partner all rolled up into one person that can, and will do anything within their power to help you succeed economically. They have the ability to make things happen for you, that no other job title into today’s society can provide you.

So, if and when you are ready to start utilizing one, please take your time, and sit down with quite a few of them from different banks and ask them what they can do for you. You want to make sure that you personally get along with them; in addition to understanding the financial knowledge they bring to the table. Once you make your decision to start using a private banking service, it will be very difficult for you ever to revert to your old and outdated ways of banking.

Find out how you can take advantage of a great private banking service with Banque Syz. Geneva Private Banking has some of the top investment options for your banking.

Banking

About Bank Clerk and Bank PO

The banking sector has a wide variety of jobs to offer. With the opening of new bank branches all over the country, the demand for trained professionals in the banks has increased; these lead to bank recruitment on a large basis. Every year the bank conducts examinations to recruit the most deserving candidates for the respective job. Out of the many candidates who appear for the exams, only a few are able to clear the challenging exams and reach the interview session. Bank po and bank clerk are two reputable posts offered by the banks. They not only provide a steady income but also job security.

Bank PO:

Bank po refers to bank probationary officer.

Bank po does not perform a specific task in the bank, however they are required to carry out various important activities in the bank The maximum age for recruitment of bank po is 30 years.

Candidates beyond the age of 30 years are considered ineligible for applying for the post.

Tough examination is conducted for the recruitment of bank po. The selection rate is very less. Out of the many who apply for the job, only a few are selected.

There are two exams: preliminary exam, which consists of objective type questions, and mains exam, which consists of objective and descriptive type of questions.

The examination follows a group discussion and an interview round. The over all performance of the candidate decides the final recruitment.

After selection, the candidate undergoes a probation period. In this period, the candidate is trained.

Based on the candidate’s performance in this 2-year probation period, he/she is recruited by the bank.

Bank Clerk:

Bank clerk forms an important part of the bank as he/she carries out the main function of maintaing the bank records. It is the duty of the clerk to record everything from taking loans to cashing the cheque.

A loyal and trustworthy individual is required for this post and hence the selection criterion is very strict and the most suitable candidate is recruited.

There are certain pre-requisites required for the recruitment of bank clerk:

Good compute literacy

Good verbal and written communication skills

Good mathematical skills

Vigilant

Trustworthy and honest

bank recruitment for the post of bank clerk and bank po is a difficult process; however, it is not impossible to clear the exams. A thorough study of the syllabus and practice of the question papers is very important to clear this exam.

If you want to get tips for bank recruitment , tips for bank clerk recruitment and for bank po recruitment on jagranjosh.com .

Money

Everybody Worries About Money

Even rich people worry about money. They feel bothered because the amount of wealth they have is mammoth and other than figuring out possible ways to spend it, they also have to find ways to skip taxpaying and determine whether or not people around them are reliable. Ensuring that their offspring receive their wealth is yet another of their concerns. They have enough time to get depressed on petit issues and wonder how to deal with depression. Depression causes many health related issues including anorexia symptom.

People, who are mediocre in terms of possession of wealth, have different worries. They value every single penny because they have to toil for it. Often these people buy shares and invest their money in small-scale businesses so that a handsome return delivers them ease and relief in old age. However, the global economic meltdown has ruptured this dream as millions of such investors ended up getting little or no return against their investments.

Pretending overly rich is done by people belonging to ‘Nuevo-riche’ or ‘middle-class’. Their worry is all about how to show off their wealth to others. The possibility of deviation from upscale social caste frightens them and to maintain the standard, they purchase houses in affluent areas, add theatre rooms and Jacuzzis and drive newest and expensive models of sports cars. By doing all these, they send out the message to everyone that they have money. These suddenly-rich people never forget to mention the amount of bill they paid in a hotel while on vacation. They also call on their acquaintances in parties and spend extravagantly. In their subconscious, they fear to be seen anxious about money and getting into such loud activities is a result of this insecurity.

None of these sects worries most about money. It holds for the downtrodden people, who lack proper education and are means for other people’s ends. They are the majority of world’s population and always face money-related anxieties. They stay so busy only to manage their daily bread and butter that making tons of money is way beyond their dream.

Westerners grow up in a social cum religious setting that encourages them to long for death resulting from starvation. Ironically, in many poor countries, this kind of death is the only option a large number is left with. So the question inevitably occurs as to if it is worth worrying about money? The answer is negative. Worry raises depression, which invites anorexia symptoms and other types of health related issues. So, it’s important that we stay away from stress and worry. Otherwise, constant insecurity and resulting negativity will take over us and we will have to think over how to deal with depression. Instead, we should feel free to spend money on things that are legitimate for us to want.

What I culminated is something more fundamental; though happiness is subjective, things that people believe will make them happy are actually created by a collectively false notion of happiness. The notion rests on the unjustified assumption that since an individual have ‘this’ or ‘that’, he/she is happy. We observe people with certain possessions, which we lack and our minds immediately consider them happy.  But it could be a total delusion and those people may not be happy. ‘Wealth Beyond Belief’ helps individuals to get rid of these kinds of false beliefs and come out of finance related stress and worries.

Jag Sandher is an experienced writer. He has been writing on various topics such as anorexia symptoms, how to be happy with yourself, how to deal with depression, etc. Follow his articles on the web.

Banking

Learning All About Economic Depression And Banking Industry

Many years ago after the economic depression that has affected and crippled the global economy, a lot of economists and financial advisors thought that this disaster will not happen again. But in the status of the economy that we are in right now, we suffer yet again because of the greed and ignorance of the many people who worked in the financial world. It pushed the rest of the world almost down to the gutter.

Economic depression as what most people know is the situation when the economy has turned to the worst and would usually last for several years. The hallmark of economic depression is the reduction of GDP or the Gross Domestic Product and increasing unemployment rates. This state is usually where our finances suffer the most and it is our responsibility to be prepared.

But what does the banking industry have to do with it? The banking industry just like the rest of the world suffers along with the changes in the status of the economy. It is something that a lot of us dont really understand. If the economy is good, the products and services of banks, firms and other financial institution would be offered with great rates as opposed to the condition when the economy is in bad shape.

Many bankers during the depression chose to overlook or didnt acknowledge the existence of the danger signs. As a result, they invested in risky sectors only for profit as they borrow money in the process. Our economic depression may have affected the banking firm that Michael Geffrard worked but despite that, it remained standing and firm.

Michael Geffrard is the President and CEO of the LIATI Group with goals to assist their clients to increase their capital even in the economic situation that we have today. His experience in the finance world has given him too much knowledge and expertise so that he and the banking firm remained strong.

The key to survive even when the economy is in bad shape is to have financial strategies that are diversified. Michael Geffrard has demonstrated exceptional skills in this field.

Visit www.scribd.com/michaelgeffrard for more details

Finance

Make Your Choice Best About MBA Finance Dissertation Titles

Writing dissertation completes number of factors to be thought and comprehensively examined earlier students are going to start writing. This is essential to emphasize the realities which to search an ideal MBA finance dissertation titles is very difficult procedure. They must be elegant and innovative to make their assigned project papers easy and appealing to prospect readers.

 

MBA finance dissertation titles could be evaluated to the art name made and built by their expertise and information. They take duty for writing their topics exclusive and exciting.

 

They recognize, if entire writing and working is truly appealing but MBA finance dissertation titles are ineffective, the document could be neglected and loose worth. To shun this blunders and mistakes aim to pursue following tips for triumphant topic making:

 

The topic must be brief and reflect the main thoughts scrutinized in their papers.

The topic must provide the major objectives of research question task;

This must be described by modify and uniqueness components;

The topic never seems to be unclear. This should be obvious and reflect title nature type.

In their document has numerous thoughts, aim to reflect in the topic the basic one; the single that is significant to them and holds their interest for long period of time.

The serious errors in MBA finance dissertation titles choice are linked to formation of extensive and comprehensive name to their document.

Topic structuring is also important in academic paper making; entire expressions in the topic are to be completed with capital letters.

 

Manage the information: building or getting better the investigating abilities of students is the rewards and benefits which approach with MBA finance dissertation titles choice procedure. But getting better this expertise is only feasible if authors are cool and considering sensibly. To overcome the tension of their project this is wise to manage their thoughts and investigation information.

Be innovative and specific: Selecting MBA finance dissertation titles are just feasible while they are considering productively and inspiration is just doable while they demonstrate little attention in their project. Inspiration approaches with attention and if students have stated their interest in planning the project, producing tilts are not complicated but simple.

Preliminary investigation: first investigation is the very important procedure of MA finance dissertation titles choice procedure as this aids them to recognize such the subject matter which has possible investigation obtainable on this. If they neglect this procedure, this is possible that they can experience complexity amid their project.

 

Be cool and sound: Because of the difficulties entailed in selecting MBA finance dissertation titles numerous pupils get scared and therefore they never feel sensibly while choosing this. Keep watching entire necessary specifications, cool themselves and take their sufficient in choosing a title. Maintain few most important things in their mind when choosing the subject matter: first of all is that this must be appealing to them, secondly is that this must be relevant to their faculty and lastly, they should have few or even few information on MBA finance dissertation titles.

Rebecca Mary is a specialist writer & you can get complete dissertation help like proposal, literature review and other sections along with free topics and free samples.

Finance

Productive Information About Personal Finance That Helps

Poor personal finances can have tremendously adverse emotional and physical impacts. Read on for some tips on managing your finances.
 
If balancing a checkbook isn’t an option, then get a real-time overview of your finances with online banking. These programs can track your income and expenses, as well as creating a budget plan for you with minimal effort.
 
For young people who are attempting to save a lot of money, they need to look into compounding interest. Find a savings account and make sure you save a little bit out of every dollar you earn.
 
Only sign up with a broker that you trust 100%. They should have stellar references and be truthful with you. The experience level that you bring to the table is also important.
 
Having a written budget is key to your success with your personal finances. Whether on your computer or by hand, start by writing a list of all of your monthly expenses. You should include all of your monthly expenditures, including utilities, insurance, food and gas for your vehicle. Be sure to include all expenditures that you think you will make. Once you have written all of your expenses down, figure out the total and compare that to your total income for the month. It’s important that your income is larger than your expenses.
 
You should use a flexible spending account to your advantage. Flexible spending accounts are perfect for people with medical deductibles, daycare expenses and who purchase over-the-counter medication. You can set aside established amounts of money before taxes so that you will be able to manage this sort of expense. However, as there are tricks to using this type of account, it is best to seek clarification from an accountant before entering into one.
 
Instead of spending money buying gifts, try making presents instead. Stop giving hundreds of dollars to department stores over the holiday season! Applying a little creativity when making presents can help you save money.
 
There isn’t anyone who wants to experience losing a home. But, there are times when it may be the best strategic option for getting back on your feet financially, since it can free you to pursue cheaper housing and rethink your budget from the ground up. You do not want to lose your home, no matter what. It may be beneficial to take action before the worst happens.
 
When you have a lucrative month and start to get your head above water, this is the time to sock some money away rather than spending more. Avoid this problem by maintaining a strict budget, so you don’t put yourself back into a poor financial situation.
 
One way to find success in Forex is by allowing your profits to run. However, using this technique shouldn’t be overused. Make sure you know when to cash out after you’ve made a profit off of a trade.
 
The issue of personal finance might seem daunting at first, but you can improve your money situation with a little time and effort. All that is really required is research and sound financial advice. The crafty tips that were written above are perfect for whipping your finances back into the proper form.

Netbenefits can be a quick and easy financial solution. But you need to know what to look out for, and how to identify the best deals.

Money

Chaikin Money Flow ? All About It

Chaikin money flow is named after Marc Chaikin who developed and introduced this technical indicator. Chaikin money flow helps you determine whether or not a stock is under distribution. Over a specified time period, the Chaikin money flow measures the Money Flow Volume amount. Typically this time period is around twenty days and Chaikin does the calculation in retrospect of course.

The action is performed via following steps.

Money flow multiplier
Money flow volume
Twenty days CMF

The results primarily depend on the money flow multiplier. Through the above steps and calculations Chaikin money flow combines and compares price and volume and displays the pattern of the flow of money to and from a system. When rising, that is when a positive value is shown, it means the money is flowing in. a negative value would be an indicator of money flowing out of the system. An indication thus provided to the user identifies when we need to attend carefully to the system. The indicator hence works more like a warning.

Close Location Value

Another important aspect to read carefully is the close location value or the CLV. Through this you get an idea of the buying pressure in the market at different points. The value indicates if the point where the stock closes. If it is the day’s high when the stock closes, the CLV value would be +1. On the other hand, if the stock closes exactly at the low of the day, the value shown by the indicator would be -1. If, for example, the stock closes at the middle of the day, the value would be the exact middle of +1 and -1, that is, it would be zero. Notice that the close location value ranges between -1 and +1.

Multiply

These close location values are read on a figure termed as “candle stick chart”. The value provided by the candle stick chart will be multiplied by the daily volume of the stock. As the values are multiplied, the A/D line will be drawn in the graph. This accumulation/ distribution line is an indication of the force of volume that is behind the movement in the price. This is a measure of the force behind price movement and therefore lies in synchrony to the price movement line.

There are alternative methods of the same operations and getting the same indications. You can also find complementing programs to Chaikin Money Flow.

Read more details about Chaikin Money Flow and Chaikin Money Flow  Indicator.