Tag Archives: Bank

Banking Sector – Bank Clerks

Bank jobs are highly preferred by the youth of India today. These jobs offer good income, time flexibility, additional status and status and power. There are some bank jobs which are more popular than the rest; one such post is of a bank clerk. It is required in every bank and a bank cannot function properly without an efficient bank clerk. Every year various banks offer jobs of bank clerks and the highest number of candidates apply for this post. It is one of the most high profile and reputed post offered by any bank and is the dream of many. In 2012 many banks like SBI, UCO, Punjab National Bank of India etc have vacancies open for the post of bank clerk.

The major work of bank clerks is to deal with customers who come to the bank with queries and problems. Also, bank clerks are expected to manage the accounts and keep a check on the confidential data related to the bank and customer accounts. As you can see, these are highly confidential and responsible jobs and demand a person who possesses these qualities. This is one of the reasons why recruitment as a bank clerk is done only after a stringent exam and an equally tough interview round. A bank clerk must be highly educated and very knowledgeable. Since the major work deals with informing and helping the customers, they must be well versed in the language and possess excellent communication skills. Also, it is very important that they must have computer literacy and good mathematical knowledge. Bank clerks are required in different sections of any bank. Some deal with loans and are called loan clerks, others with confidential and security related issues are called security clerks.

There are also exchange clerks who work on international accounts, translate foreign currency etc. New account clerks are there to open new accounts and close the older ones. Thus, every year exams are conducted by many banks to recruit bank clerks. While in 2012, many banks have offered their vacancies, others are declaring their result for 2011 and recruiting the candidates.

Therefore, bank clerks are required in all departments of a bank and a bank cannot do without them. It is the nature and qualities of a bank that can adversely affect or positively impact its reputation. Thus, banks ensure that they choose the candidate for this post very wisely.

 

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Best Banking with HDFC Bank

HDFC Bank Limited is a financial services company, incorporated by the Housing and Development Finance Corporation Limited, in 1994. Headquartered in Mumbai, it is one of the largest commercial banks in the private sector in India. It has a widespread network of 2,201 branches and 7,346 ATMs across 1,174 towns and cities of India. Aiming to be a world-class Indian bank, HDFC Bank offers a range of commercial and transactional banking services to three key segments – Wholesale Banking, Retail Banking and Treasury.

The wholesale banking segment includes small and medium corporate institutes, agri-based industries, and large, blue-chip manufacturing industries. The services provided to this segment include working capital finance, trade services, cash management services etc. The Retail Banking services include a choice of deposit accounts, loans, insurance, forex services, Investment and Wealth Management services, Cards etc, along with customized services like HDFC Bank Preferred Program, HDFC Bank Plus, and Investment Advisory Service for high net-worth individuals. The Treasury segment has three major products – Foreign Exchange and Derivative, Equities and Local Currency Money Market and Debt Securities. Along with this broad range of banking products and services, HDFC Bank also has many subsidiaries like HDFC Securities, HDFC Mutual Fund, HDFC Realty, HDFC Life, HDFC ERGO and HDFC Financial Services.

HDFC Bank has a total customer base of more than 21 million, and it takes special care to provide the best quality of services to all. The HDFC Bank Customer Care is reachable online, on phone, through email, and at all branches.

It ensures prompt response to every customer query and complaint, and takes corrective and preventive actions to improve all banking processes. The bank’s website provides details of all the policies and processes the bank follows in regard to its customers. It has a detailed Grievance Redressal Policy, which is reviewed from time to time according to the RBI Guidelines.

In case customers are dissatisfied with any of the bank’s services or staff, they can register their complaints against HDFC bank on three levels: with the customer care desk available online, on phone, through email and at all branches, with the Grievance Redressal Officer if the customer care is unable to resolve the complaint, and finally with the Nodal Officer in case the complaint continues to be unresolved. All HDFC Bank Complaints are guaranteed to be resolved within a maximum of thirty working days, and in case of failure to do so; customer can escalate the complaint to the Banking Ombudsman appointed by the RBI.

HDFC Bank is a member of the Banking Codes and Standards Board of India (BCSBI), and follows the prescribed standards of banking practices. The bank has won ‘Best Retail Bank in India’, ‘Best Bancassurance’ and ‘Best Risk Management’ awards by the Asian Banker International Excellence in Retail Financial Services Awards 2012. The bank’s commitment to its customers has made it one of the most trusted names in the Indian Banking and Finance sector, paving the way for it to become a ‘World-Class Indian Bank’.

I am writing on consumer rights and other relevant topics related to consumer welfare. I am handling a consumer forum to get resolved consumer complaints. Many customer care center does not respond like HDFC Bank customer care. We do companies constrain to solve people’s problems

Online banking with Doral Bank

The individual takes center stage at Doral Bank and this is part of a new focus in banking where the customer plays the leading role in the financial services relationship. Doral Bank’s customer-centric vision has led Doral Bank to design more convenient financial solutions in consumer, commercial, mortgage banking and insurance. Doral Bank is the fastest growing financial services institution in Puerto Rico and has Thirty-Four branches which offer a robust collection of financial products and services.

The Doral Online Banking Services is officially called Doral Bank Direct of this leading community bank in Puerto Rico. Some of the appeal of Americans using this financial institution is not only are their deposits insured by the FDIC but also it is a Caribbean based bank.

This makes investing and depositing your money with them as safe and easy as with any financial institution based in the 48 continental states. To help reach their customer base better on the main land, Doral Bank has also opened up branch offices in the states of Oregon, New York and Florida.

These mainland branch offers now give you the choice of using the online bank’s services or visiting a branch office, whichever better suites your needs. The online services include mortgages, insurance, commercial banking, personal banking and retail banking.

The only advertised bank rates include the 6 month CD that is earning an APY of 0.75%. The 9 month CD is also earning an APY of 0.75%. The 1 year CD that is earning an APY of 1.00%.

The 18 month CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.00%. The 3 year CD is earning an APY of 1.80%. The 4 year CD is earning an APY of 1.80%.

The best CD rate is from the 5 year CD that is earning an APY of 1.80%. Each of these certificates of deposit requires a minimum deposit of $ 1,000 to open and obtain these interest rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source : http://www.onlinebanksblog.com/doral-online-banking-services/

Author publishes articles regularly concerning investment and finance matters. For you to learn a lot more regarding CD Rates Interest, Sovereign Bank Online, CD Rates, SunTrust CD Rates, Online Banks, Westpac Online Banking, CD rates, PNC Online Banking, chase CD rates from Author pay a visit to – http://onlinebanksblog.weebly.com