Tag Archives: Banking

Comprehensive Range Of Financial Services In Banking Careers In HSBC, HDFC And ICICI Banks

Banking jobs in general have been in much demand in recent years, with many opportunities that are found in the banking services. Jobs in banks have been in favor among the people since ages now. During the earlier days, banks were considered as the right place to develop one’s career with long lasting results.

But the spectrum of activity of the banks was narrow in those days. They didn’t have much dealing and their functions were limited to the simple transactions in money. In the modern day, the banks are a complete financial institution. They indulge in a wide range of financial services these days. The widening of the spectrum of activities of the banks required more people. The workforce was broadened.

Recruitment drive is therefore carried out every year, where large number of people is recruited at different levels. Starting from the officer cadre to the clerical levels, people have the opportunity of being a part of a large numbers of banks. Be it a private sector bank like the HSBC bank or a public sector bank like SBI, each one of them is trying to build an area of activity to reach the top position in regards to customer service.

HSBC careers are therefore much in demand as the banks start dealing in a wide range of activities such as the personal financial service, commercial banking, corporate banking, investment banking and mutual funds, insurance banking, etc. When people choose to take up the HSBC careers, they are required to be competent in different functionalities.

With the increase in the functions of the banks, the banks are trying to recruit people who can deal in these different services. The spectrum as mentioned above is quite different from each other. Similarly, the HDFC bank careers are quite varied. People can take up these bank jobs and work in a particular field and establish themselves as experts in that area.

HDFC bank careers are satisfying in the sense that they provide the recruits an opportunity to work in a professional capacity and be known as proficient in the works. The ICICI bank careers are also quite rewarding in this respect. These banks have a wide spectrum of functions, with each function being important for the growth of the economy.

When the banks are working towards such goals, the common man has a better possibility of getting services. There is a factor of trust and belief that goes along with the works of these banks. With the ICICI bank careers, the bank employees are performing a service that is quite essential. These are the motivation factors that have helped people in taking up jobs, besides the fact that the bank careers are suitably rewarding in terms of pay and perks.

These ranges of services are also challenging enough for the employees and therefore demand a certain level of competency in those who are willing to take up the bank careers. The banking scenario is quite lucrative these days, which is a direct consequence of the different activities. With more work done on the financial front, the employees also get a benefit, in terms of pay as well as experience.

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Strong Financial Status And Bank Jobs Together Adding To The Diversification Of The Banking Sector

It wouldn’t be much wrong to say that the economy is strong and therefore the standard of living is dependently, prosperous. The growth of the economy has a direct bearing on the way the banks would take part in various activities. Since ages, the banks have a strong role in the economy of a country. The liquidity and the deposits have a better playing, but the range of activities were limited to the deposits and withdrawals and sometimes fixed deposits.

The banks were considered as the protector of the money of the general public. The bank jobs in those times were such where people used to do a limited spectrum of activity. With the growth of economy, the banks are also diversifying and thereby contributing on their own terms to the growth of the country. The direct bearing of such diversification has been seen on the bank jobs.

The first effect has been the opening up of new branches and multiple centers of the banks in distant towns and cities, where people, earlier, had to go to the nearby metros for their financial transactions. More jobs have been created thereby to cater to the banking needs of the people. As more personnel are required to man the newly opened branches, various exams are conducted to recruit people.

Apart from this, a new wave of activities related to investment and equity, has allowed the banks to employ people with diverse educational backgrounds. People with financial and commerce streams are being brought into the bank jobs to deal with the different aspects of the businesses.

There are financial consultants in almost every bank nowadays. There are separate branches which deal exclusively with mutual funds and equity shares. The extending of various types of loans also requires manpower to deal with the customers who are turning towards their trusted banks to avail loans of different types. More personnel are required to cater to the loan customers.

The usual work of withdrawals and deposits are being carried out through the use of computers and internet while making the core banking facilities available in almost every bank. People who are trained in use of such technologies are required in the offices of the banks. With private banking services being introduced in the country, the number of bank jobs has been on the rise. The customer base is always there for the banks to provide services to. It was the requirement of more banks in the country, which would reduce the customer load.

But the diversification of the functioning of the banks has allowed customers to avail the services that are on offer. This has indirectly led to the increase in the businesses of the banks and hence the requirement of more service providers. The bank recruitment is occurring regularly in form of various bank jobs advertisements for different banks. Students who are aspiring to take up such jobs and have the necessary qualifications to do so, are in a position of advantage as these jobs have allowed them to fulfill their dreams of a good and well settled prosperous careers.

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MBA Schooling regarding Consumer banking and also Non-Banking Managerial Careers

Business schools in lots of nations around the world offer you supervision classes personalized to be able to regular, part-time, exec and also distance education MBA plans. Given that MBA diploma coming from virtually any well-known initiate not merely presents reputation, but in addition a top wage package deal, many MBA plans are usually personalized together with particular concentrations of mit just like fund, marketing and advertising, data processing, i . t, individual useful resource supervision and lots of some other career fields. Inside Of india, several MBA universities offer you submit college degree classes referred to as PGDM plans which can be accepted simply by Almost all Of india Authorities regarding Complex Schooling (AICTE). AITCE can be an top Native indian authorities venture using a see to boost the particular qualitative complex schooling method through the entire region and also manage the particular norms and also specifications regarding organizing the particular quantitative progress and also concerns related therewith. Given that the potency of virtually any country’s economic system lies in fund and also consumer banking areas, the value regarding MBAs inside these kinds of areas can not be muted.

Inside Of india, every type regarding business financial institutions, community market financial institutions, countryside financial institutions, overseas financial institutions, exclusive financial institutions and also metropolitan co-operative finance institutions enjoy an important function inside increasing the particular economic system and also financial position with the region. MBA diploma will be regarded as being the particular primarily training course which can be necessary simply by these kinds of consumer banking and also finance institutions for managerial stage opportunities. MBA schooling inside fund gives crucial information about the particular economic expertise and also remedies for your concerns concerning the particular home-based and also global consumer banking and also companies. Industry examination and also funds supervision expertise are usually a couple of crucial locations which usually each MBA pupil need to learn how to deal with. MBA together with field of expertise inside fund presents to master many different subject matter just like charging, cash strategy, company fund, global fund, assets, functioning money fund and also sec and so forth. MBAs seeking their particular classes inside fund may start their particular job in different purchase company or perhaps virtually any consumer banking initiate as a possible relate director. MBA inside fund coming from leading MBA universities presents rewarding career positionings coming from huge organizations and also economic institutes. A great MBA inside fund provides alternatives to do business with major financial institutions and also non-banking organizations. They could have an alternative to be effective being a sec expert or perhaps working together with broker organizations coping inside investing regarding sec.

Amount of MBA in India coming from virtually any respected school will be regarded as being just about the most popular diploma directed at offering high quality supervision scientific studies. Considering that the scientific studies regarding marketing and advertising instructs in regards to the fine art regarding marketing products, MBAs must examine and also assess the feasibility regarding products in line with the industry requirement. They will must bring in marketing and advertising approaches for marketing and advertising new services. They should established marketing and advertising targets and possess to be effective about logos, organizing and also usage regarding advertising promotions. Put simply, marketing and advertising MBAs must draw out fresh tips and also principles that may aid the firms and also agencies to cultivate and also be successful. Marketing and advertising MBA classes are created to aid inculcate excellent thinking and also difficulty fixing expertise that may aid the average person to offer and also industry the merchandise inside challenging scenarios. MBA inside marketing and advertising presents excellent pay-scale bundles and also careers of this type are usually constantly popular for many business, professional and also company areas.

 

ISBF continues to be proven to be able to give top quality schooling together with global reputation in your community regarding Economics, CFP, Supervision and also MBA Education classes inside Of india.

Visit us with: http://www.isbf.edu.in/ to find out more about MBA and also MBA Colleges and also Fund classes.

MBA Instruction to get Business banking plus Non-Banking Managerial Job opportunities

Business schools in a great many locations give control tutorials customised so that you can daily, part-time, govt plus distance learning MBA products. Considering MBA education out of every well-known institute but not only features popularity, and an excellent paycheck program, a number of MBA products will be customised by using customized concentrations of mit for instance funding, promotion, it, information technology, individuals aid control and most alternative domains. Around China, quite a few MBA educational facilities give posting higher education graduation tutorials labeled PGDM products which have been permitted by way of All of China Authorities to get Specialised Instruction (AICTE). AITCE is undoubtedly an pinnacle American native administration endeavor which includes a perspective to increase a qualitative specialised instruction procedure in the place plus get a grip of a norms plus benchmarks to get considering a quantitative advancement plus makes a difference associated therewith. Considering the potency of every country’s financial state is based on funding plus business banking market sectors, the benefits with MBAs around all these market sectors are not to be moderate.

Around China, differing types with private lenders, consumer area lenders, country lenders, unknown lenders, confidential lenders plus urban co-operative lenders have fun with a vital factor around elevating a financial state plus budget of your place. MBA education is definitely widely known as a major degree that is certainly important by way of all these business banking plus lenders with regard to their managerial place placements. MBA instruction around funding presents vital is vital a economical capabilities plus methods for any challenges with regards to a family plus foreign business banking plus expert services. Sector study plus hard cash control capabilities will be not one but two vital spots which will any MBA undergraduate will have to have learned to tackle. MBA by using specialization around funding features to educate yourself several different content for instance costing, cash, corporation funding, foreign funding, investment funds, performing investment funding plus investments etcetera. MBAs using its tutorials around funding can begin its employment in different choice business and also every business banking institute for an correlate forex broker. MBA around funding out of top rated MBA educational facilities features money-making occupation positions out of significant providers plus economical institutes. A strong MBA around funding includes solutions to work alongside main lenders plus non-banking bodies. The person likely have a method to your workplace for a investments expert and also handling stock broker agencies engaging around selling or buying with investments.

A higher level MBA in India out of every looked upon institution is definitely widely known as one of the sought-after education created for furnishing top quality control experiments. Ever since the experiments with promotion shows you for the craft with providing offerings, MBAs is required to investigate plus measure the feasibility with offerings while using sector demand from customers. People should present promotion tactics for promotion new products. Plants placed promotion desired goals and get to your workplace for marketing, considering plus re-homing with publicize ads. To paraphrase, promotion MBAs have got to unveil innovative strategies plus basics which may enable the companies plus institutions to nurture plus flourish. Promotion MBA tutorials are created to enable inculcate fine reasoning plus challenge clearing up capabilities which may enable anyone selling plus sector the choices around tricky cases. MBA around promotion features fine pay-scale offers plus job opportunities in this region will be continually purchased for anyone private, conventional plus corporation market sectors.

ISBF is well-known so that you can pass on level of quality instruction by using foreign popularity in the market with Economics, CFP, Control plus MBA Education tutorials around China.

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Financial Kiosks: Reaching More Clients than Traditional Banking

Alba360 WMS is a Warehouse Management system designed for Dynamics GP that allows users to control the movement and storage of inventory items in the warehouse, and to process receiving, put-away, picking and shipping operations.  Direct integration with Dynamics GP allows all warehouse activity including receiving, order fulfillment and shipping operations to be available in real time within the Dynamics GP environment.
 
WMS Functions:
 
Alba360 WMS for Dynamics GP enables extended versions of the Receiving, Inventory, Picking and Shipping transactions to be processed within the data capture system. It supports the following WMS functions.

Receiving and Put-Away: allows users to receive inventory against purchase orders in Dynamics GP via wireless handheld scanners. The scanning interface identifies the item configuration in Dynamics GP and displays appropriate information and prompts. Lot tracked items and serialized items are also fully supported. Labels can be generated by the WMS systems during Receiving or within the Purchasing and Inventory modules in Dynamics GP. Before printing labels, the user has the option to modify the quantity of labels to be printed in the Receiving Labels Preview window.
Bin Transfers: PO items are received into the default Receiving BIN configured in Dynamics GP. Alba360 WMS allows BIN transfers for items within unposted Purchase Receiving transactions as well as items in the inventory.
Picking & Fulfillment: allows picking to be done in waves or on an order-by-order basis. Batches of orders can be processed based on pre-configured delivery rules.   Alba360 WMS allows shipping to validate orders being fulfilled through the scanner, preventing errors and providing key information to the warehouse workers. Shipping labels containing customer information and order references are automatically generated during the fulfillment process. It also supports fulfillment workflow based on standard, lot tracked, and serialized item types.
Site Transfers, Inventory Adjustments & Stock Counts: allows site-to-site transfer transactions, bin-to-bin inventory moves and adjustments via barcode scanner. Users can perform stock counts based on Stock Count Schedules defined in Dynamics GP. 

Next Steps: 
 
For more information about services and products from Alba Spectrum, or to speak with a consultant about how Alba360 WMS can benefit your organization, please give us a call at 1-866-528-0577 or email us at sales@albaspectrum.com.  You can also visit us on the web at www.albaspectrum.com and request more iBanking firms have cited the high costs of hiring tellers for the purpose of setting up new accounts to clients and doing other tasks such as account inquiry. To makes matters worse, there are about 78 million people all over the Unite States who are unbanked or those who have not gotten any services from banks at all. With the financial kiosks, the high population of unbanked individuals will have more access to bank services wherever they are. However, financial kiosks are not only used on matters regarding credit cards and debit cards but this type of kiosks can also be optimized to support other peripheral applications. This is the reason why financial kiosks are also used for bill payments and as well as for store promotion.
 
Features and Benefits of Setting Up Financial Kiosks

Automated banking kiosks can receive bill payments from companies such as lenders, check-cashing stores and pawnshops. 
Offers 24/7 banking which reduce the cost of transaction, expenditures on staff overhead as well as branch expenses.
Input through financial kiosks offer less mistakes thus reducing reconciliation costs. Moreover, speed in transaction is also increased as customers no longer need to wait for the teller to attend to them. 
Financial kiosks also reduce the queues thus improving customer service. 
Kiosks that are set up in retail locations provide increased revenues by means of product expansion and not only through bill payments.
Financial kiosks also offer multi-lingual options thus empowering customers speaking other languages. Companies will be able to have a reach on larger target market if more foreign customers are empowered.
Financial kiosks offer more security features such as privacy screens, proximity sensors as well as trigger mats in order to secure the privacy of the user.

Companies such as US Bank, AT&T and TIO has been using financial kiosks to provide financial solutions and expand their reach to a larger target group thus if you want to improve the status of your business, then this low-cost customization provided by financial kiosk will simply help your company reach your ROI in no time at all.nformation through our website.

For more information about financial kiosks, kiosks enclosesure and kiosk design please check out our website kioskenclosures.org.

Tips To Help You Make The Right Choice With Your Personal Banking

There are hundreds and thousands of personal touch banks out there in Jacksonville. Since your money is really important to you, where you do your personal banking should be important too. Here are some useful tips to help you make the right choice with your personal banking:

When looking for personal touch banking Jacksonville, your first consideration should be of course finding the personal touch banking solutions and services that best fulfil your needs and requirements. You must find out the type of accounts, services, facilities, and rates that the personal touch bank Jacksonville offers.

If, for example, you want a no-checking account, the bank must be offering that else there is no use having your account with such a bank. Similarly, if you require credit card facility, small business loans, bank-overdraft facility, among others, you must ensure that the small business bank offers all that.

Next, look for convenience. Modern-day life is extremely busy and hectic. You might not like to travel miles to deposit a cheque or get your funds transferred. Having a bank thats close to your home or office will make your personal banking experience quite easy and convenient.

Online banking is of great use to everyone. It lets one check ones bank account, transfer funds, make payments, and do several other personal banking transaction at the simple touch of a mouse. Most personal touch banking Florida banks and personal touch banking Jacksonville banks offer online banking. Choose one such bank to make your life easy.

A large number of banks these days have well-established Internet presence. Their websites provide complete details about them. Take your time to know the personal bank you are thinking to choose for your personal banking. After all, its your hard-earned money and you would never want the bank to say NO to you when you need your money. Make sure that the bank is reliable and credible enough for personal banking.

Also, you must compare the different banks to assure yourself of the best personal banking services and rates of interest at the best possible rates.

If you are wondering where you can find one such bank in Jacksonville, just log on to jaxbank.com Here you will get a one-of-its-kind personal banking experience.

Richard Anderson is a famous author who writes on the topics like Personal banking, Personal touch banking Florida and Personal touch banking Jacksonville etc.

Banking Firm Jacobson Group Net Added New Professionals

Jacobson Group (Jacobsongroup.net) is one of New York’s most prominent investment banking firms serving middle-market companies, recording several’s successful transactions in 20 years of service. Founded in 1989 in New York. Today, Jacobson Group has over fifty professionals to serve you.

Having no direct lending sources or investment capital affiliates, Jacobson Group provides unbiased guidance and an extensive range of services for middle-market companies planning to sell a company, buy a company or in need of capital resources. We represent only one side, your side. Imagine the advantage of tapping into the expert skills of a Jacobson Group Principal who knows both sides of a deal.

An important ingredient in the success of Jacobson Group is our offering personalized service to complete complex transactions. This is evident in our organizational structure: it is purposefully flat. Principals, supported by regional teams, and industry practice groups, work directly with clients to provide expert guidance from project inception to completion. There is no “hand-off” to a junior team; you can count on the advice of a Jacobson Group senior professional throughout your engagement.

Selling middle-market sized companies is always a challenge. Over its 50 year history, Jacobson Group has refined its processes to protect the confidentiality of the seller yet reach out to a huge “rolodex” of interested buyers in Europe and Canada. We tame the inherent complexity that is the nature of mergers, acquisitions and securing capital resources.

In today’s complex and evolving financial markets, we remove the burden of exploring specialized transactions. You and your senior management will focus valuable time on growing your company with a Jacobson Group expert on your team. Don’t enter a complex financial transaction without the best representation. Contact your local Jacobson Group Principal and start the process now.

About Jacobson Group Net, New York, USA

Jacobson Group is one of the oldest and largest middle market investment banking firms in New York. Jacobson Group helps owners of privately held companies navigate the complex process of selling your business, buying a company or financing a company while working relentlessly towards maximizing the after-tax value of each transaction. To ensure unbiased service to our clients, we’ve made a unique commitment to remain fully independent with no direct lending sources or investment capital affiliates.

Jacobson Group (Jacobson Group) is one of New York’s most prominent investment banking firms serving middle-market companies, recording several’s successful transactions in 20 years of service. Founded in 1989 in New York. Today, Jacobson Group has over fifty professionals to serve you.

Why Singapore Is The Ideal Offshore Banking Destination

One of the safest options available for your money today is Singapore offshore banking. But why choose Singapore rather than other popular options for offshore accounts? The answer is found in the important aspects of the country’s efficient taxation rates, high global reputation and banking laws. Singapore boasts tax rates that are among the lowest of any Asian countries. As early as five years ago, laws in Singapore were changed in order to protect any financial gains made from investments in the country from being taxed. This has considerably increased the amount of business, and investment, in Singapore.

Offshore banking in Singapore has other advantages as well. All major players in today’s global marketplace have been attracted to participate and this is by reason of Singapore offshore banking. Financial service companies ranging from the largest international consumer banking groups to small niche investment funds have made their presence known in Singapore. So you are among good company when you decide to invest in Singapore’s banking sector. A handful of options is available to you, whether you want to open a personal account or whether you are only strictly doing business in the country and you need to open a Singapore corporate bank account.

Although Europeans choose to bank in Singapore, Asian companies and individuals, by reason of the geographical set up, find it convenient to do Singapore offshore banking. Generally, the trend of the global economy for the future is shifting to the East. For instance, the Chinese have increasingly started to do banking in Singapore. Reports will show that as much as 40% increase in banking activity in Singapore has occurred about six years ago, and has continued to as much as 25% increase over the recent years. Given the many advantages of a Singapore account and the worldwide trend of looking eastward for banking opportunities not available in the West, it is indeed not surprising to see this significant leap in banking numbers. Singapore is a respected global business hub with a reputation for state-of-the-art infrastructure and a high level of efficiency. Singapore meets the international standards set by the Organisation For Economic Cooperation and Development (OECD) and is not burdened by negative stigmas, sometimes placed on other offshore jurisdictions.

A Singapore offshore account enjoys the privileges of secrecy and confidentiality. Strong security laws protecting the banking industry and disclosure of bank account information are in force in Singapore. This is the reason why safety and security characterizes Singapore offshore banking.

Investors are advised to know details of the protection laws applicable to banking in Singapore and exceptions to these laws. In developing the most appropriate solutions for your personal or business objectives, every investor may find it useful to engage the services of an experienced corporate service provider.

Asiabizservices is the leading Singapore Offshore Company Incorporation Specialists. It has successfully helped thousands of foreign entrepreneurs incorporate a Singapore company. Our office is located at Raffles Place, in the heart of the Singapore business district. (“CBD”) If you’re in our neighborhood and want to discuss any aspect of our service then feel free to come in to our offices during business hours.

Our phones are answered during business hours by specialists and not by an answering machine. We appreciate the value of your time and understand that a person cannot be replaced by technology. This is especially true when it comes to making important business decisions. If you are interested in learning more about Asiabizservices kindly email us at sales@asiabizservices.com or give us a call at +6563034614.

Why Singapore Is The Ideal Offshore Banking Destination

One of the safest options available for your money today is Singapore offshore banking. But why choose Singapore rather than other popular options for offshore accounts? The answer is found in the important aspects of the country’s efficient taxation rates, high global reputation and banking laws. Singapore boasts tax rates that are among the lowest of any Asian countries. As early as five years ago, laws in Singapore were changed in order to protect any financial gains made from investments in the country from being taxed. This has considerably increased the amount of business, and investment, in Singapore.

Offshore banking in Singapore has other advantages as well. All major players in today’s global marketplace have been attracted to participate and this is by reason of Singapore offshore banking. Financial service companies ranging from the largest international consumer banking groups to small niche investment funds have made their presence known in Singapore. So you are among good company when you decide to invest in Singapore’s banking sector. A handful of options is available to you, whether you want to open a personal account or whether you are only strictly doing business in the country and you need to open a Singapore corporate bank account.

Although Europeans choose to bank in Singapore, Asian companies and individuals, by reason of the geographical set up, find it convenient to do Singapore offshore banking. Generally, the trend of the global economy for the future is shifting to the East. For instance, the Chinese have increasingly started to do banking in Singapore. Reports will show that as much as 40% increase in banking activity in Singapore has occurred about six years ago, and has continued to as much as 25% increase over the recent years. Given the many advantages of a Singapore account and the worldwide trend of looking eastward for banking opportunities not available in the West, it is indeed not surprising to see this significant leap in banking numbers. Singapore is a respected global business hub with a reputation for state-of-the-art infrastructure and a high level of efficiency. Singapore meets the international standards set by the Organisation For Economic Cooperation and Development (OECD) and is not burdened by negative stigmas, sometimes placed on other offshore jurisdictions.

A Singapore offshore account enjoys the privileges of secrecy and confidentiality. Strong security laws protecting the banking industry and disclosure of bank account information are in force in Singapore. This is the reason why safety and security characterizes Singapore offshore banking.

Investors are advised to know details of the protection laws applicable to banking in Singapore and exceptions to these laws. In developing the most appropriate solutions for your personal or business objectives, every investor may find it useful to engage the services of an experienced corporate service provider.

Asiabizservices is the leading Singapore Offshore Company Incorporation Specialists. It has successfully helped thousands of foreign entrepreneurs incorporate a Singapore company. Our office is located at Raffles Place, in the heart of the Singapore business district. (“CBD”) If you’re in our neighborhood and want to discuss any aspect of our service then feel free to come in to our offices during business hours.

Our phones are answered during business hours by specialists and not by an answering machine. We appreciate the value of y

Learning All About Economic Depression And Banking Industry

Many years ago after the economic depression that has affected and crippled the global economy, a lot of economists and financial advisors thought that this disaster will not happen again. But in the status of the economy that we are in right now, we suffer yet again because of the greed and ignorance of the many people who worked in the financial world. It pushed the rest of the world almost down to the gutter.

Economic depression as what most people know is the situation when the economy has turned to the worst and would usually last for several years. The hallmark of economic depression is the reduction of GDP or the Gross Domestic Product and increasing unemployment rates. This state is usually where our finances suffer the most and it is our responsibility to be prepared.

But what does the banking industry have to do with it? The banking industry just like the rest of the world suffers along with the changes in the status of the economy. It is something that a lot of us dont really understand. If the economy is good, the products and services of banks, firms and other financial institution would be offered with great rates as opposed to the condition when the economy is in bad shape.

Many bankers during the depression chose to overlook or didnt acknowledge the existence of the danger signs. As a result, they invested in risky sectors only for profit as they borrow money in the process. Our economic depression may have affected the banking firm that Michael Geffrard worked but despite that, it remained standing and firm.

Michael Geffrard is the President and CEO of the LIATI Group with goals to assist their clients to increase their capital even in the economic situation that we have today. His experience in the finance world has given him too much knowledge and expertise so that he and the banking firm remained strong.

The key to survive even when the economy is in bad shape is to have financial strategies that are diversified. Michael Geffrard has demonstrated exceptional skills in this field.

Visit www.scribd.com/michaelgeffrard for more details