Tag Archives: Basics

Finance

Beyond the Basics: Finance and Accounting Outsourcing

There are numerous tasks of a company that are being outsourced today, from a company’s main services offered to the market to a company’s human resources duties. However, there is one that has been around since the birth of the concept of outsourcing as it is one of the internal corporate tasks that need expert attention and this is none other than finance and accounting outsourcing. It would be permissible for the general public to assume that accounting is one of the major solutions being outsourced today.

Most people would only think about accounts receivable, accounts payable and general accounting upon hearing the words finance and accounting outsourcing but it seems that there is another degree to it that is on the rise, which is financial planning & analysis. This particular branch has been present for the past few years but it is outsourced less frequently as it has not yet penetrated the market compared to the more popular ones.

A recent study by Everest Research Institute suggests that financial planning & analysis has a significant movement in terms of finance and accounting outsourcing contracts. The market research firm reported that between the years 2005 to 2009, the sealed contract renewals included a financial planning & analysis scope. In addition to this, it was also mentioned that the key players in the contract signing are from the manufacturing and retail industries.

Global leaders in outsourcing offering this kind of service, such as Genpact (NYSE:G), Wipro (NYSE:WIT), Infosys (NASDAQ:INFY), and Accenture (NYSE:ACN), are now enhancing their Financial Planning & Analysis capabilities since they are seeing that there is still room for improvement and there is a great possibility that this specific degree of outsourcing will see a boom in the coming years. Vengroff, Williams & Associates, a global service provider for order to cash processes, predicts that finance and accounting outsourcing will gain higher value this 2011. Accenture (NYSE:ACN), which is one of the companies mentioned above, has added another set of services to offer the market, to be delivered through their facilities in Cebu, Philippines. These services are focused on non-voice solutions which consist of finance and accounting solutions, among others.

However, as great as the idea of outsourcing financial planning & analysis may sound, it seems that not all countries are capable of extending their services yet, since there is a certain level of expertise needed to perform such tasks. This particular branch of finance and accounting outsourcing requires a higher level of expertise and training, compared to that of the other offerings under the same category. Taking into account the Philippines, the country may be regarded as one of the top destinations for outsourcing, especially for contact center solutions, but still financial planning & analysis outsourcing is still at its infancy in the country.

In the coming months and years, we may expect that the popularity for this degree of finance and accounting outsourcing service will increase and that the countries that promote outsourcing will be fully capable of extending their services to companies around the globe.

Audrey B is a member of Infinit Outsourcing content writing department, one of the leading accounting outsourcing companies in the BPO sector with offices in US, UK, and Asia.

Finance

Understanding The Basics Of Finance Message Boards

In the modern times, financial trading through stocks and equities has become quite popular primarily due to the wide spread use of internet by interested investors to acquire the requisite information. One major aspect that has significantly enhanced this trend is the large scale use of online Financial message boards and chat rooms. These message boards enable investors to not only post their views about various personal and general financial issues abut also discuss the diverse market trends related to a variety of subjects like stock trading, equities, forex, and commodities etc. Generally, the finance message boards act more like unidentified forums, which can be used by any individual or organization to raise queries or provide vital information or even create misunderstandings about a financial matter. However, in the recent time, in view of the great impact that the messages posted on such message boards have on the working or even the performance of an organization, strict regulations have been enforced by the websites to monitor the activities of users. Most modern websites providing message boards or forum services require their users to obtain a membership and even though they can continue posting their opinions or messages anonymously, they are required to adhere to a pre-defined set of terms and conditions. In view of the significant impact that opinions expressed on various finance message boards can have on their investors, most companies appoint special staff to constantly monitor these message boards. It has become a popular online marketing strategy to not only make the employees of a publicly trading organization participate in such online discussions but also provide a positive contribution to them. Moreover, such professionals are also trained for effective damage control by not enabling a negative comment or critical remarks to be discussed at length and by trying to set the record straight before it can influence thousands of potential investor

Are you looking for safe and trustworthy Financial message boards for reliable information? Then Talkfinance.com is the best place to end your search. The social networking website enables its members to discuss a wide range of financial stock market issues through secure and user-friendly platforms. For more information, please logon to www.talkfinance.com.

Banking

Investment Banking Basics For New Investors

Investment banking is a process whereby investments bankers act as investors on the behalf of their clients, and also work as intermediaries for them and perform functions such as underwriting of shares, helping their clients with mergers and acquisitions, and so on.

Arrangement of corporate finance

In corporate sector, investment banking helps companies to raise extra money for their business. For instance, a company may require more money in order to finance any of its new projects or for geographical diversification of its business, and various other reasons to sustain their business. In this case, investment bankers can be of great help to these companies. They can help the company to raise money by getting their shares sold in the market. It can also help the companies in maximizing their wealth by trading in stock market on their behalf.

Investment in securities

Reputed investment bankers are the right people to help those who have money to invest. Mutual funds, securities, or bonds; they are experts in investing your money exactly where it will fetch you maximum returns. They do everything ranging from counseling to financial engineering to merchant banking. Investment bankers help you to maximize your return and their business thrives on the basis of commissions, fee, and gain margins collected from their clients.

Mergers and acquisitions

Apart from investing in securities, mergers and acquisitions are other ways of investing. A company can take over another company to expand its business or two companies can decide to merge and pool their resources n order to expound their collective growth. Investment bankers are experts in helping companies to invest in new businesses. They provide advices such as when to merge, with which company to merge, and also help you with the legal and financial procedures related to mergers and acquisitions.

Are you a corporate who requires extra money or do you need advise as to where to invest? Mutual funds, equity, bonds, acquisitions, or mergers- do all these investment ideas confuse you. Investment bankers are sure to lead you to the right path of investment.

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Banking

Investment Banking Basics: Know in Detail

Not everyone knows much about investment banking, so if you are one who is looking out for these then you must know its details too. Investment banking work is not a kind of financial investment method in any banking sector, however it helps in creating good wealth and finds of the client. With practical uses of resources availability of resources, commercial banking’s been using investment banking for this purpose. The people who are involved in this sector will help you with advices on how to get transactions in business you are.

There are two ways in, which you can increase funds in this sector. You can either release the stock, draw on the public funds from the capital market, which is also called corporate finance. Second way is venturing capitalists or private equities in becoming shareholders with the company. If you need any kind of advice to manage different takeovers, then investment banking is the best sector that is there to help you. Apart from this, they will also help you with advises to manage talents and declare the public offerings. Mergers process and acquisitions are the subjects that are held under corporate finance section of investment banking. This exact margin within investment banking along with other sectors of banking have not been, known much about, in last few years.

Corporate finance is one of the sectors of the investment banking where it works and then supports those companies that are getting the extra money mostly. Suppose there is a company that needs higher money to stay focused in the growing and stiff competition in market. This company wants to spend in the research and marketing of a product-based company and it is here that the investment banking helps in getting company’s shares sold. In this way, it helps in rising of funds for yourself. ‘Merger and Acquisition’, is yet another portion that can be explained through a good example. There is a company that is holding a top notch place in this market and it wants to buy one more company with it so that there is more authority in its name and the business. Here the investment banking helps by making the companies understand that they can merge and be powerful in their own group and acquire greater part of market. There are many other advantages of getting the companies merged and they also help in informing you the same. There are market conditions and time when the merging is said to be best so you can also know your own market time when you can merge your company.

Sale is another field where the investment banking has gained importance. These sales person perform great deal of work by convincing investors and to develop your relationships with these investors to sell their company’s stocks. They also help in giving you great advices on stocks and trading and these will help you buying and also selling of stocks along with getting other transactions done profitably in your business. Not only this, but you are also advised on the favorable market conditions and time when you can do any business.

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Banking

Basics of Online Banking

Online banking has been supported by many banks and so the burden of visiting banks for small transactions has now been reduced. For those who are new to this form of banking, and the types of banks, here are a few basics to help them out with.

There are three types of banking solutions –

1. Commercial banks:
Commercial banks are those that are quite commonly found and they provide online banking solutions as well. The other services include managing accounts, savings accounts and providing loans for various purposes. The state or the federal body usually regulates them some banks like the Lloyd are regulated by the Financial Services Authority the body that regulates financial institutions in UK.

2. Credit Unions:
This is something like a community banking where people in the same field are grouped together. They can be those pursuing same kind of profession or those working for the same company or something in common. Profits are equally shared by all members of the group and it is possible to open an account only if you belong to the particular group. Credit unions may also be based on geographic locations. People living far from the place cannot open the account. The account limits may vary between $ 5 and $ 50. The loans can be availed at lower rates than the commercial bank. But we should be see how far online banking has reached in this sector.

3. Savings and Loan Association:
These banks operate mainly to provide loans home loans and other loans using money from the accounts of their customers. These banks are best suited for savings account as their interest rates are better than many commercial banks. Online banking has nowadays started reaching this sector also.

In case you’re skeptical about the online form of banking, there’s nothing to worry about.

Most of the corporate giants are dealing with electronic funds transfer, so it is completely safe to adopt the same. However, you must be careful enough not to give your credential like passwords, net-banking PIN, telephonic banking PIN, or any other password to others.

Lana runs an extremely resourceful website where you can find some more facts and figures about Online Banking, discover more about credit cards or avail loans.

Finance

Master Personal Finance Basics

Managing your money effectively provides incredible rewards in your life, including more free time to pursue your interests, better means to help your loved ones, travel etc. Yet I am constantly surprised at how many people have not been taught the rudiments of finance, the personal finance basics that if followed undoubtedly lead to increase and wealth. Let’s cover some of these personal finance basics that will serve you well as you begin your life of healthy financial management.

The first rule of personal finance and most basic precept that must be absorbed for successful money management is to believe that managing your money is important and deserves focus and energy. You are capable of managing your own money, and making sound financial decisions with your own given common sense. Finance and money management is not magic, it is not so complicated as necessitating a high paid expert to tell you how to spend your money. Develop your own common sense money instincts and then follow them over the advice of any others, ultimately you are responsible for your personal finances.

The next personal finance rule is to focus on spending less than you make and earning more than you do today. Personal finance basics are all about discipline, and setting yourself on a long term track for growth with sound financial habits. Set yourself up for success with a constant focus on reducing your monthly spending and increasing how much you make. This should be a constant, lifelong, focus and worth of your effort. Learn the use of budgeting and projecting as tools to help you understand your financial present, past, and future.

The next basic rule of personal finances that will lead to your success is to make understanding how money works important in your life.

Dedicate a little time in your life to understand the various financial instruments, investment tools, and successful business practices that exist today. In creating wealth you will have extra savings in need of investment and you should know what the options are available to you. Mastery of personal finance basics will lead you to more advanced financing techniques, constantly expand your capabilities.

Finally, it is essential to give back, and learn the power of giving. A tried and tested staple of personal finance is the incredible rewards of giving. Create excess in your life and then freely help those in your life you can, when you can, with money, charitable donations or other tools. Why it works, this article on the basics of personal finances is too short to cover, but giving 10% of what you make each month will bring back much more.

In summary, master the personal finance basics, your life depends on it.

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