Tag Archives: Best

Banking

Best and Largest African Banks

Standard Bank is a top African banking group that focused on emerging markets globally. The bank’s Corporate and Investment Banking division serves a broad range of client requirements around the world for banking, finance, investment, trading, risk management and advisory services. Standard Bank has received numerous awards such as the Best Investment Bank in Africa (Euromoney 2009), Best Bank for Payments and Collections in Africa (Global Finance Magazine 2009), Best Trade Finance Bank in sub-Saharan Africa (Global trade review 2009), African Bank of the Year (The Banker 2009), to name a few.

Barclays has had a presence in Kenya since 1925, offering personal and retail banking, and Barclaycard credit card services. Barclays Kenya is named the Best Bank in Corporate Banking at the Think Business Banking Awards 2010. It has also been named the Best Bank in Kenya by Global Finance magazine, and it was recognized as East Africa’s most respected financial services company in a 2007 survey by business consultancy PricewaterhouseCoopers.

The Mauritius Commercial Bank (MCB) is one of the top banks in Mauritius, with a strong presence in countries overseas including Madagascar, Maldives, Mozambique, Seychelles, Mayotte,  Réunion Island, South Africa and France. In The Banker July 2010, MCB is ranked 743rd among the Top 1000 Banks; 25th in sub-Saharan Africa; 134th globally in terms of soundness; 42nd for Return on assets; and 116th for Profit on average capital. The bank also received accolades for Annual Report 2009, awarded by PricewaterhouseCoopers: Overall winner, best SEM-7 company and best website at their Corporate Reporting Awards.

Zenith Bank Plc is one of the biggest banks in Nigeria, with a shareholder base of about one million, an indication of the strength of the Zenith brand. The bank has received many top awards such as the Best Bank in Export Finance (Vanguard Bankers’ Award 2008), Most Corporate Socially Responsible Bank in Africa (African Banker 2007), Most Corporate Socially Responsible Company in Nigeria (This Day Award of Excellence 2007), and so on.

National Microfinance Bank (NMB) is the biggest bank in Tanzania and has the largest network of branches. It offers a wide range of banking products to individuals all over Tanzania. It also serves the financial needs of all types of business customers.

Please visit the relevant guide for more information on the largest African banks. The author, Loke Yuen Wong, holds an MBA from Heriot-Watt University (UK) and a BCom degree from The University of Adelaide (Australia). Other qualifications include the Postgraduate Diploma in Bus. Administration, Diploma in Instructor Skills, Diploma in Inferential Statistics, Group Diploma in Accounting, Group Diploma in Management Accounting, Diploma in TEFL, ACCA CertIFR, Pre-Cert (ES) TESOL, Certificate in TEYL, Certificate in Managing Performance, Certificate in Book-keeping & Accounts and English for Commerce.

Money

The Best Car Money Can Buy

Remember your dream car when you turned 16? I remember thinking a candy apple red Ford Mustang would do the trick. I even went through a Chevrolet Corvette phase. As I grew older and wiser to the wide world of automobiles, I began exploring the offerings of our friends across the pond: the BMW 3-series and Mercedes E-class.

In recent years, our friends across the other pond have been producing cars heavily sought after by Americans: Toyota Camry and Honda Accord. Neither of those automakers can even shake a stick at the most popular car in the United States: The Little Tikes Cozy Coupe.

Yes indeed, the Cozy Coupe is being inducted into the Crawford Auto-Aviation Museum in Cleveland, Ohio this month. In 2008, the Cozy Coupe outsold all other cars in the U.S. with 457,000 units. In its storied 30-year history 10 million units have been sold and it ranks as one of the top-20 best-selling models of all time.

The Cozy Coupe has been (and always will be) the eco-friendly vehicle of choice, as it runs entirely on foot power. Likewise, maintenance costs are kept low due to the minimal number of moving parts on the vehicle. I’m told the insurance premiums are very affordable, too, and would be even more so if the Coupe had side-impact airbags. The MSRP on the Cozy Coupe is $ 49.99, but be on the lookout for dealer rebates and incentives.

All kidding aside, I can’t help but smile and shake my head. We spend a lot of money on our cars. As a matter of fact, the average monthly car payment in North America is about $ 470. We’ll even attempt to impress others at stoplights we’ll never meet by leasing luxury cars (70% of luxury vehicles are leased). Given the state of the auto industry, it sure is encouraging to see an American-made vehicle topping the popularity charts.

Who knows: maybe Little Tikes will start making larger versions of the Cozy Coupe for the kid in all of us operating on an adult budget.

Derek Sisterhen is a financial coach with Lukas Coaching. He helps individuals and couples establish goals for their lives and their money, then creates a plan for accomplishing them. His clients have been able to eliminate their debt in 24 months or less without any gimmicks or complex products. In fact, he doesn’t even sell investments or insurance so his clients’ best interests always remain at the forefront. Visit http://www.lukascoaching.com to reach Derek and for great resources.

Banking

Best Philippines Banks

The best Philippines banks according to the people that use them is Bank of China. There is very little information on what their rates are, but their service is what has set them a pert for the other competitors.

The largest bank in the Philippines by assets is Banco de Oro. They took over this standing in 2007 from MetroBank. The oldest bank is the Bank of the Philippines Islands.

The system of banking is different in this country than in other places of the world. The last time the banks had a run on their deposits was in the early 1980s. Since that time most citizens of the Philippines do not use the banks for holding their money. As a result only 5% of the population has active accounts.

The last time numerous banks were closed in a week was in 2008 when 10 were closed in December of that year. This was in no way related to the subprime fiasco the rest of the world was going thru but because of suspected corruption within the bank itself in dealings with the money on deposit.

Because businesses have large cash flows, they have no choice but to use the banks. Of all the banks in the Philippines, MetroBank is the favored one for local businesses to do their financial matters with.

If you need to find out about local bank rates, inquires at any of the branch offices can help you. What is really different about going to the banks in the Philippines as compared to the western part of the world is the doors are always locked and manned by armed guards with shot guns and M16s.

They also offer mortgages but the system is different. Here you need a down payment of 80% of the homes worth to borrow money in most instances.

As for the best Philippines banks, most citizens and foreigners use the money exchangers at the pawn shops. It is less of a hassle, better hours and better rates. As for security, they too have armed guards with shot guns and M16s loaded and ready for use.

Author publishes articles regularly concerning investment and finance matters. For you to learn a lot more regarding CD Rates Interest,Best Banks Rates Sovereign Bank Online, CD Rates,SunTrust CD Rates,Online Banks,Westpac Online Banking, CD rates, PNC Online Banking, chase CD rates from Author pay a visit to – http://www.onlinebanksblog.com

Money

BEST CARS THAT MONEY CAN BUY

Beginning from the first mass-produced car, Ford’s Model-T, cars have evolved tremendously through the years. Today, cars are classified based on their type and utility like sedans, hatchbacks, SUVs, vans, trucks, etc. Best cars in each of these segments rule the roads equally. While sedans are known to be good family cars and equally ideal for corporate transporting guests, hatchbacks come in handy while driving through the city traffic as they are shorter but do not compromise on seating space. SUVs with their go anywhere attitude have the ability to conquer almost any terrain. Vans and trucks are employed for family as well commercial use due to the additional storage available.

 

For the people ready to shell out some extra bucks there are sports cars, coupes, luxury sedans, premium hatchbacks and convertibles. For the environmentally conscious there is a new breed of cars like the electric and hybrid cars which have cut down tremendously on emissions while displaying an unprecedented rise in fuel economy. These cars are available in all segments, be it a hatchback, sedan, SUV or coupe. The Peugeot 308 GTi is amongst the best cars in hatchback category on road today. With high reliability, excellent performance and great ride comfort it stands as one of the best hatchbacks with tremendous response from buyers powered by some great expert reviews. To up the ante even further Volkswagen has rolled out the latest Golf coupe hatch which multiplies the desirability quotient several times. With the utility of a hatchback coupled with the sheer looks of a coupe it stands amongst the most desirable hatchbacks in the market today.

 

Sedan is the oldest and the most popular segment of cars in the market. The best sedans in market today are the supercharged Jaguar XF, Lancia Thema and the Mercedes Benz S400 Hybrid. Other manufacturers producing top-class sedans include BMW, Maserati, Aston Martin, Porsche, Audi and Bentley. Popular SUVs include the Mercedes Benz ML350, Porsche Cayenne, BMW X6M and the Lincoln Navigator. Online best cars in all segments compete against each other for road space with beautiful designs, plush interiors and the latest electronic gadgets and features like heated seats and climate control, etc.

 

Sam Vega writes informative and unique articles about Reviewitonline Best Sports Cars.

Money

Get The Best Money Back Deals

Teeth whitening at your dentist can be a cost enduring process. When you visit your dentist and pay all that amount of money you expect only the best teeth whitening results. But when the whitening is not up to that desired level of expectancy what do you do? You certainly can’t afford to pay up in return of unsatisfactory results. That is why it is advisable to check up on the money back guarantees in detail before paying a fortune to your dentist. Tooth sensitivity experienced for an extended period after the bleaching process can be a sign of reckless bleaching procedure. Proper cash refund guarantees can keep the frauds in check.

Many teeth whitening practitioners do not offer any kind of money back guarantees and it is better to avoid such services. Many other teeth whitening experts do offer such guarantees because they are sure of providing only the best teeth whitening experience. This is, however, all a business and there are many small loopholes in the offered reassurances. Most service providers offer a 14-day money back scheme. Such a small time is not sufficient to correctly judge the effectiveness of the bleaching procedure. By the time the effect becomes evident you would have crossed the guarantee period. It becomes the same as using the home teeth whitening kits.

There are some providers of teeth whitening services that do offer a guarantee period of 28 days. It is advisable to take contact these providers and get your procedure done. A month’s time is a long enough period to access the condition of your whitening results. It provides ample opportunity to check whether the procedure is really effective and lasts as long as was initially promised. A longer guarantee time is also very comforting for the customers. After that you can resort to natural teeth whitening methods to supplement the procedure.

The effectiveness of the bleaching treatment is subjective and depends on the dental condition of the person concerned. Some people may be in need of more sittings than the others. Many companies make eccentric claims about the shade of whitening that they promise to deliver. While a little exaggeration is justified in the name of marketing, making false claims is outright cheating. They promise only the best teeth whitening results and they usually protect themselves by the use of the ‘Terms and Conditions’ clause mentioned below the guarantee statement. This is something to be thoroughly checked and to be careful about.

The fine prints also can have scamming techniques. They can mention that the guarantee is not an all-inclusive deal and the customers have to pay for the materials and equipment used during the procedure. Always check for the full money back offer. Again, go for the 28 day guarantee because only the dental practitioners who are fully confident about their procedures and products will offer such guarantees. Customer satisfaction is their only concern. Many home teeth whitening kits are also offering money back guarantees now-a-days, although they are mostly designed to attract customers.
 

If you want to know more about teeth whitening kits and need to look to a single source for genuine information, visit this teeth whitening website now.

Finance

Make Your Choice Best About MBA Finance Dissertation Titles

Writing dissertation completes number of factors to be thought and comprehensively examined earlier students are going to start writing. This is essential to emphasize the realities which to search an ideal MBA finance dissertation titles is very difficult procedure. They must be elegant and innovative to make their assigned project papers easy and appealing to prospect readers.

 

MBA finance dissertation titles could be evaluated to the art name made and built by their expertise and information. They take duty for writing their topics exclusive and exciting.

 

They recognize, if entire writing and working is truly appealing but MBA finance dissertation titles are ineffective, the document could be neglected and loose worth. To shun this blunders and mistakes aim to pursue following tips for triumphant topic making:

 

The topic must be brief and reflect the main thoughts scrutinized in their papers.

The topic must provide the major objectives of research question task;

This must be described by modify and uniqueness components;

The topic never seems to be unclear. This should be obvious and reflect title nature type.

In their document has numerous thoughts, aim to reflect in the topic the basic one; the single that is significant to them and holds their interest for long period of time.

The serious errors in MBA finance dissertation titles choice are linked to formation of extensive and comprehensive name to their document.

Topic structuring is also important in academic paper making; entire expressions in the topic are to be completed with capital letters.

 

Manage the information: building or getting better the investigating abilities of students is the rewards and benefits which approach with MBA finance dissertation titles choice procedure. But getting better this expertise is only feasible if authors are cool and considering sensibly. To overcome the tension of their project this is wise to manage their thoughts and investigation information.

Be innovative and specific: Selecting MBA finance dissertation titles are just feasible while they are considering productively and inspiration is just doable while they demonstrate little attention in their project. Inspiration approaches with attention and if students have stated their interest in planning the project, producing tilts are not complicated but simple.

Preliminary investigation: first investigation is the very important procedure of MA finance dissertation titles choice procedure as this aids them to recognize such the subject matter which has possible investigation obtainable on this. If they neglect this procedure, this is possible that they can experience complexity amid their project.

 

Be cool and sound: Because of the difficulties entailed in selecting MBA finance dissertation titles numerous pupils get scared and therefore they never feel sensibly while choosing this. Keep watching entire necessary specifications, cool themselves and take their sufficient in choosing a title. Maintain few most important things in their mind when choosing the subject matter: first of all is that this must be appealing to them, secondly is that this must be relevant to their faculty and lastly, they should have few or even few information on MBA finance dissertation titles.

Rebecca Mary is a specialist writer & you can get complete dissertation help like proposal, literature review and other sections along with free topics and free samples.

Money

Best Preferred Method to Transfer Money

While sending money, the most important thing you will surely look for is your convenience. With the advent of latest internet technology, it is possible for anyone to transfer money at any time, from anywhere.

Though there are so many methods for monetary transactions, it is important to pick the best known methods. This way you can be sure of protecting your personal information.

Common Money Transfer Services Through Internet

Of the many services available, the most common are Xoom, Moneybookers and Pay Pal. The low cost and high speeds with which transactions can be made are notable. Moneybookers are vigilant in avoiding scams like laundering hard earned money. They achieve this through a simple but crucial step of identity verification.

Xoom helps you receive the transferred money in your local currency. It is acceptable in over forty one countries around the globe. PayPal works with small organizations and is commonly used in e-commerce businesses. PayPal is one of the best internet services recognized all over the world. It is widely used for transactions due to its error resistance and strong, stable structure.

The registration process with PayPal is pretty simple and account verification hardly takes any time. PayPal accounts can be funded with an international debit card, credit card or other links to personal bank accounts. Money can be transferred anywhere as it is accepted in any currency. Transaction details are secure with PayPal once you furnish them with confidential information.

Transfering Money Abroad

There are a host of international money transfer specialists, money transfering agents, traveller’s cheque or plain cash to deal with the issues of money transfers. In spite of the mode of money transfer, the factor to be considered is the present scenario is currency exchange rate. It is the commonly seen that the currency exchange rate actually determines the percentage of transferable cash.

When you send in large amounts, it is apparent that you are expected to pay greater commission charges to money transfer agencies. However, online money transfer by Forex companies is not charged with extra commission fees.

For more information about money transfer please visit at comparemoneytransfer.co.uk .

Finance

Personal Finance Today and the Best Tips Available!

If you find yourself in a bad financial situation, chances are that it is because you were unprepared for something that happened. Don’t blame yourself, but instead, start preparing for the next time it could happen. In the following article you will find some tips to help you out with your personal finances.

 

One personal finance tip which has stood the test of time is diversification or not putting all your eggs in one basket. The reason for this is simple. You may have some poorly performing investments in your portfolio at any given time, but diversification should also have you invested in some well performing assets as well.

 

You should start an emergency savings account! It is the best way to ensure that you have extra money for emergencies such as car problems, health issues, or family emergencies in which you may have to travel. Have part of your paycheck set aside to put in the account and do not touch it!

 

Stick to your budget. Make a budget for each item you need to work on, and make sure you stay within it. Borrowing between budgets is okay as long as you are willing to spend less on the other item. Keeping yourself strict will allow you to be confident in your finances, and not overspend on something you would not necessarily need in the future.

 

Negotiate your salary to increase control over your personal finances. This is best done when you are first accepted for a position, as you will have the most bargaining power at that time. Negotiating the salary you deserve means more income to pay off those debts, save for the future, and spend on things you want.

 

If you are trading to make your mortgage, you are trading for the wrong reasons. The volatility of the exchange is too great to gamble your needed finances on. Always use safe money as opposed to your real world dollars that must support your day to day life. This is about building profits, not about playing the lottery.

 

Are you planning on eventually retiring to your vacation home? Make sure that you have a budget set up for the home with all the inherent costs such as electricity, heating and cooling. You may also want to investigate the quality and availability of hospitals and doctors in the area. By doing this, you will find out if it is feasible to retire to your vacation property or sell it for profit.

 

It helps with your finances if you can always view the big picture instead of looking at only one still shot of one part of your life. What this means is to take a figurative step back and look at your home, your vehicle, your insurance obligations, and any other expenses you have. Knowing how much fat you have will let you know how much fat you can trim.

 

It is not necessary to live your life paycheck to paycheck. By building a basic budget and sticking to it as well as following these tips, you will be able to have a more stable financial life which leaves you time and energy to focus on the more important aspects of your life.

The Retirement Group educates corporate employees that are transitioning or retiring with GTE Federal Credit Union.

Finance

NRAS Finance The Best Way to Own Earned an Investment Property

On your quest in finding a positively gearing investment even when you don’t have enough money to purchase in full, NRAS Finance can be the solution. The government initiated this scheme to help both investors and renters of Australia. Rental rates have become very expensive to an average renter, the NRAS made a healthy competition with the investors. When you apply such, this provider will guide you through. Thus, NRAS Finance can help you achieve an investment property of your own. At the same time, the incentive that the NRAS can give to the investors is a plus.

The NRAS Finance has different packages for you to choose from with quality. With the kind of structure that the NRAS makes is a more than the usual community housing where you can purchase in bulk. This can enhance the return and incentive that you can get as you start. The planning, building and construction is being handled by reliable and reputable developers partnering with NRAS Finance. There are rental homes like in Unit Development that you can invest in. The chance of not earning positively from the investment property you will get thru this provider is very slim. That is why more and more investors get involved in this type of real estate property.

Providers like the NRAS Finance have an essential role in building the NRAS program. They are one of the private entities that the government have entrusted to run the program. Since they are accredited, rest assured, this provider can be trusted and reliable. As the government aims to have more rental housing available to everyone, NRAS Finance is supported by building and financing investors of NRAS homes. They will give you all the assistance that you need. Having an adviser is also a good strategy to make sure you can come up with a smart decision.

With NRAS Finance, your dream of having a stable income from an investment property can definitely be achieved. The renters for sure would prefer to settle for those who can offer less rental rates. Just like any other investment, there are a few things that you need to go through to qualify for this. But once you did, the income flow goes on. While in the scheme, the rental rate is preferable to many renters that is why less vacancy can happen to these rental home investments. Therefore, there is a continuous flow of income. And the yearly incentive will enhance the earning that you can get. For you quest in owning an investment loans like Unit Development, NRAS Finance can be the best provider for you.
 

For more information visit this links NRAS finance and also read about Investment loans

Money

Best Ideas To Make Money

An idea is an existing image formed in the idea on how to do something. Many propel have great ideas on hoe to make money. An idea can be formed by analyzing existing market trends and finding a market gap or niche. Getting an idea is not a very tasking job; an idea rises in a reflex spontaneous way without even thinking.  The real challenge is turning that idea into money. Many people would like to sell their ideas to other people. This is a dangerous trend because what you get will be peanuts as compared to what the buyer will get by turnip your idea into money. It also derides the purpose of thinking and coming up with ideas

The first step in turning am idea into money is to understand that not every idea can make money. When a person understands that there is potential for the idea to fail. But failure is just a part of life and people should not be afraid of taking the leap of faith. The idea is first written down in order to ensure that it does not disappear.

Then the idea is left to simmer. Simmering refers to cooking the idea by charging a few aspects and also by improving on the original concept. The idea can take a long while to simmer but time is not important, so long as when the idea is finally relay it is most palatable.

The person should then research on the idea. Researching will ensure the idea is more competitive and will add more content to it. The idea is then shared with friends and other people. Sharing will give you another person’s perspective of the idea. People who always agree with you should be avoided. When an idea is shared, people analyses and brainstorm on it to improve it. When an idea is presented to people, naysayers will be there. Naysayer’s opinions should not be discounted but should be acted upon.

The next important thing is to carry out an introspection of yourself, are you able to get the resources to turn the idea into reality? Are you willing to sacrifice? The idea might require a lot of time to turn into money. At this particular point a person can make a decision on whether he should implement the idea or let it go. If the answer is a no, then the idea should be put aside for the time being, if the answer is positive, then the idea can be turned into money.

Planning, a plan should be drawn on the way forward. A plan should cover aspects like competition resources and other things. When a plan has been drawn then the idea is now ready to be executed.  An idea should be executed slowly, one should not be afraid of investing some money into the idea I order to realize profits.

When these steps are taken and the plan is reviewed, revised and tested then the person can comfortably work and watch their idea turn into money.

Charles is a top leader in Internet Marketing. Check http://www.makingmoneyonlineforbeginners.net to learn the secrets of making money online.