Tag Archives: Finance

Finance

Allowing Social Network To Better Any Long Island CPA

To say that social media is used by a few businesses would be something of an understatement. This platform is easily one of the most integrated, whether you are talking about Facebook, Twitter, or what have you. While the work of a Long Island CPA is effective, it seems like these accountants have, by and large, left social networking channels alone. As of late, though, it appears as though they have seen their usefulness and decided to put them to use in order to attain results.

According to an article on Social Times, a Long Island CPA is not the most likely entity to incorporate social media. However, it appears as though the number of CFOs that have started to implement this idea has grown quite a bit in the past couple of years. It is understandable why authorities along the lines of CFO Consulting Services would like to use this. Not only do they want to expand their networking in the long term but they want to keep up with trends related to business as well.

Social insights firm Leadtail looked over a number of tweets made by companies – around 50,000, in fact – as well as more than 3,000 shared links. It’s not hard to see why these numbers have been so high, as 55 percent of accountants have actually utilized Twitter in order to stay up-to-date with trends and produce content to boot. Not only has social media become a preferred platform for various firms but, from what I have seen, it’s become almost a necessity that should not be overlooked.

Keep in mind that just about any business, in this day and age, has a social media presence and one of the reasons for this is because it is the best way to connect with others. Television commercials and mobile ads might be common but it’s difficult to assess just how much of a reach they have. On the other hand, practically everyone who has Internet access should also have, at least, one networking account. The growth of social media, in general, is a rate or progression that any Long Island CPA can see.

Those who are involved in this line of work should make it a point to go about social networking in the long term. This will let you become aware of a number of people and, more importantly, connect with them for the sake of forging relationships. It should also go without saying that there are various websites to consider, so the approach to each of them will be different. It is up to you to understand how to work with them for the sake of drawing as much attention as possible.

For more details in regards to how any Long Island CPA and the utilities offered, please take a moment to visit CFO Consulting utilities today.. This article, Allowing Social Network To Better Any Long Island CPA is available for free reprint.

Finance

When You Want Tips On Debt Consolidation, They’re Here

What do you think about debt consolidation? If this is something you’ve been considering then perhaps the following article will be of interest to you. Debt consolidation can be an excellent way to get out of debt, but it is important to choose your strategy carefully. Not all of these companies and their offers are created equal. Continue on to learn about different programs so you can make an informed decision.

Avoid choosing a debt consolidation company simply because of their non-profit status. Non-profit doesn’t mean you will get the best service. You can easily check to see if the company is reputable by contacting the BBB, which stands for Better Business Bureau.

Just because a firm is non-profit doesn’t mean they are the best choice. These types of companies can be predatory, and your loan terms can be very unfavorable. Go with a recommendation or check the Better Business Bureau on the company you are considering.

Consider the long term when picking out the debt consolidation business that’ll be helping you. You must get your current situation under control; however, you must know if the company will help you later, too. This includes offering courses on budgeting or debt counselors.

Understand that debt consolidation arrangements will not impact your credit score. There are a select few reduction methods that affect credit score, but debt consolidation lowers interest rates and reduces how many bills you have. This tool can be vital to help you clear off all payments.

Research any debt consolidation company that interests you and try reading various consumer reviews for them. This research will allow you to choose a company who will have your best interests in mind instead of just their company’s bottom line.

Find out if bankruptcy is an option for you. Your credit will gain a bad mark if you file, no matter the type of bankruptcy. However, if you find your credit situation to already be in poor shape, this option might what you need. A bankruptcy filing will help you reduce debt and regain financial control.

Consider a debt management program as a potential alternative to consolidation. Paying your debts off in full will be better for your credit score. Make some phone calls to find a company that will help you to negotiate lower payments and interest rates.

Sometimes, you can use your retirement or 401K money to pay for credit cards. Only do this if you’re sure you can put the money back at some point. If not, you will owe taxes and penalties on the account.

If you have a 401-K, you can use it to reduce your debts. Borrowing from a bank or from another financial institution will probably cost you more than borrowing against your own 401k plan. Be sure to pay it back within five years or you will face stiff financial penalties.

If you feel like you are constantly paying one debtor or another debt consolidation may be right for you. These tips can help you get your finances in order. Keep educating yourself on the process, and you will find yourself in much better shape in the future.

Credit card debt consolidation has been a very popular type loan. This is because many people are having troubles in paying their credit card debts on time.

Finance

How to Finance Your Dreams with Dan Pena

It has always been easy for anyone to dream about what they want to become in the future and what they want to do with their life. We start to envision ourselves to either become different or become a better person in the future. Dreaming is free as what the saying goes, but making your free dreams come true is another story to tell.

How to Finance Your Dreams with Dan Pena

Dan Pena has been providing his customers and followers different guidelines on how to achieve their ultimate dream, and he starts from the very basic – how to look for the right person or financial institution that would assist you realize your vision.

Dan Pena has come up with different video and audio files that would guide budding business people on how to reach their ultimate goal in life – to become successful! His Financing your Dream: A Proven System for Success Video file teaches how to find the right source of your capital and how to start your business right. This audio presentation encourages the audience not to be discouraged when at first, there seems to be no one who believes in their visions. Dan cites different ways on how to find the right financier and lets you know that somewhere out there, is someone who can, and will help you reach the success that you’ve been dreaming about.

This is definitely not a hoax since everything that you will be seeing in the video is based on the actual personal experiences of Mr. Dan Pena, CEO of the Guthrie Group for over 40 years in the business. The tips and guides that he presented are all tested and proven time and time again. The audio file, Financing Your Dream: A Proven System for Entrepreneurial Success will help clarify the common misconception and help forget the conventional wisdom such as the belief that people with money from the start are the only ones who can succeed and that success is for everyone, especially for those who are provided with all the luck that they need. The right path of finance and capital will be opened and the differences between public financing and private financing will be delineated. Dan also believes that there are no acceptable alibis when one wishes to succeed in life as they allow reversals that would destroy the dream before it has even come true.

To avail of this incredible video file, check Dan Pena’s official website http://www.danpena.com and achieve your financial independence and success in no time!

 

Finance

Need To Find Out About Debt Consolidation? Read This

Do you know much about debt consolidation? Perhaps you have done this, but you still may not have all the information you need. Help is here! If you’ve thought of consolidating your bills then this article is definitely for you. You can get some valuable information on how to combine all your debt into a simple affordable monthly payment to help improve your financial situation.

Make sure a prospective counseling firm has qualified employees. Is there an organization that they are licensed and certified with? Do they have any certifications? This is great for figuring out whether the prospective company is one that you should deal with.

Speak with your creditors and let them know that you are planning to employ a credit counseling agency. These people might try to assist you in this process, and they may even talk about alternative arrangements. That is critical, as they might not be aware you’re talking to other companies. This will also help get your monetary situation under control.

Don’t choose a consolidation firm because they are not-for-profit. Non-profit doesn’t always mean they are a good company. It is a good idea to check with your Better Business Bureau to find out their ratings and reputation.

Consider taking out a consolidation loan to pay your debts. Then, call and try to negotiate a lower settlement with your creditors. Often creditors will accept a lower payout than the amount owed, if you pay in cash and pay the entire amount off. Your credit score won’t go down when you use this method either.

Though most debt consolidation offers are legit and helpful, some are just scams. Remember that if it looks too good, it most likely is. Ask the lender a bunch of questions and be sure they’re answered prior to getting any kind of a contract signed.

Once you start the process of debt consolidation, ponder the events that put you in the position to start with. After all this, you would not want to find yourself in the same position once again. Try soul-searching to see what caused this situation to avoid it from occurring again.

The “snowball” approach may work for you when it comes to your debts. Choose your card with the highest interest rate, and pay it off as quickly as possible. After that take your money that you’ve saved because you don’t have to pay that card and then put that towards another card. It’s one of the best choices you can make.

When considering debt consolidation, make sure that you check out the reputations of a few different companies. Check with the Better Business Bureau and other consumer watchdog groups to ensure that you do not entrust your finances to folks with bad reputations or who have a history of not fulfilling their obligations to clients.

Look for individualized payment plans with any potential debt consolidation company you seek to do business with. Many companies try a one size fits all strategy; however, this should be avoided because each debtor’s budget is different. Look for a debt consolidation agency with personalized solutions. While they may seem costlier off the bat, they will generate long-term savings.

With debt consolidation, you’re looking for an affordable, single payment to make each month. Typically, you should have a plan where your debts will be eliminated after 5 years. Some individuals chose shorter or longer plans for getting out of debt. This gives you a reasonable goal and time frame for payoff.

You can hold onto your real property more easily during a Chapter 13 bankruptcy if you go with debt consolidation. If repaying your overall debts in a time period of three to five years, you can keep your property. You might even qualify for zero interest during the process.

Now you understand debt consolidation. Make it a point to thoroughly explore available alternatives. In addition, ensure you understand the fine print of programs you are thinking about signing up for. Doing this can help you to manage your debts better than you were.

If you are looking for credit card debt consolidation, we can help you deal with this. We are offering different kinds of loans to help you with your concerns.

Finance

Bank Of America Mortgage Fraud Suit Brought By Gov’t

The mortgage finance industry had a lot to do with the financial; meltdown of the past few years. Consequently, there have been and will continue to be lawsuits planning to undo some of the damage. A recently-filed B of A mortgage fraud suit was filed by the government, seeking $1 billion in problems from fraudulently sold mortgages.

Getting Countrywide a consequence

When Countrywide was still its own business, it made a ton of monetary mistakes that caused many people to want to sue. The company went under in 2008 when the recession hit and had to be purchased by Bank of America. Now, Bank of America is dealing with all the suits that Countrywide faced.

Countrywide sold a lot of loans to Freddie Mac and Fannie Mae, which is why another lawsuit from the United States Lawyer of Manhattan is requesting $1 billion in damages from the bank. Apparently, there was a lot of mortgage fraud that occurred during that time, according to the New York Times.

Hustle and flow

A “High Speed Swim Lane” was used at Countrywide before it was owned by B of A that put mortgage loans on a fast track to federal backing without really vetting the mortgages properly, according to the suit.

The program is alleged to have paid employees bonuses if they were willing to overlook quality of the mortgage and skip verification of income. They were even encouraged to falsify data if it meant giving out mortgages. According to USA Today, the program is suspected of taking place from 2007 to 2009, well after B of A took over the business.

There was a borrower that defaulted within a year when $81,000 in debt was not disclosed on the loan documents. Another borrower was only making $2,666 per month but had written on the loan application $15,500 per month. That person defaulted in seven months. It is the bank’s job to make sure all the information is right because that is not Fannie and Freddie’s job.

Claiming it was wrong

The government has the right to sue considering Fannie and Freddie are basically under government control right now. The Justice Department is upset because B of A should have repurchased any loans sold under the program, but the bank unsuccessful to do so. That is why the Justice Department wants to get $1 billion in losses.

The bank contends that the allegations are “simply false.” In the meantime, many of the people who bought homes with these loans are no longer in them. According to USA Today, a 2008 study found that 57 percent of homeowners whose loans were in the “hustle” program defaulted.

How many times have you wanted more info on the best way to find a instant cash loan and turned to an online search on instant loans for bad credit?” Your search is over, all the facts you need is at http://MatchFinancial.com!

Finance

Business And Finance News defining relationships

Money begets money. This sentence is as old as the idea of money and business. There was a time when the concept of currency wasn’t there. People used barter system for business. Earlier business was just about transactions fulfilling each other’s need in a community. Then came the concept of “extra”. With it began the problem in transaction that has been made complex. To resolve this came money. Now world is obsessed with finance news. World news talks of business of every country irrelevant of area but not the size of business it promises. Both Japan and India are of equal importance to world business news. In a way business has allowed world to be a cosmopolitan place by letting trade induced interaction on international level.

Gone are the days!
There was a time when relationships alone were considered very important. Peace treaties drove relationships among countries not money or any financial gain. It came later. Now money has replaced it in modern times. It can’t be judged whether this did good or bad for us as world citizen. Everything comes with consequence peculiar to every individual. It is only decided by the amount of importance we choose to give to it. So is with the money. World news has endless discussions on latest financial news and its impact on future of business. We still have something back to ponder upon.

Security First!
On national and international terms, only two things are of main concern. These are Politics and Trade between nations. There are times when terrorism and unrest over shadow them. But they remain prime center of discussion of world business news if it is peace for the time being. People all around the world get a set back when some mishap takes place. Even business gets shut for that time period. Security is major concern for anything to go on in proper pace.

Responsibility of surroundings
As citizen of world and a nation like India it becomes our responsibility to make sure that we report every suspicious activity around us. Our society will land on the verge of destruction, if we won’t be cautious and remain aware of our surroundings. Business and money need peace all around to make World business news. Finance activities seem to be stalked by all. It stirs up reactions from every corner of the world. World news may become wary of overwhelming Finance News but it could not be helped. Nor it needs any. To Grow Is The Way Of Life!

Find World business news, World News and Finance News on every topic at post.jagran.com.

Finance

Bob Jain & Financial Stability Through Pinterest

Social media, in my view, more of the more detailed platforms out there and I do not think that anyone can say differently on the matter. There is a level of intricacy to consider with various websites in this field and only the most learned authorities on the matter can make the most out of them. However, did you know that Pinterest can possibly come into play for the sake of saving money in the long term? If you do not think that this is true, Bob Jain can offer some insight.

According to an article on Huffington Post, Pinterest is one of the more expansive social networks out there and its litany of focuses is, to say the least, broad. One Pinterest user may have an interest in the culinary arts and food in general while another user might be more interested in fashion. Whatever the case may be, it’s apparent that this is a site meant to share images and projects. If utilized correctly, though, Pinterest may be one of the more viable platforms in the eyes of Bob Jain.

If you are the kind of individual that loves clothing, did you know that there is a good chance that you can make Pinterest a cost-effective platform? Keep in mind that the many Pinterest users, or at least those who have an interest in clothing, are ones who search for the best deals. They know that when attractive articles of clothing go down in price and they will not be shy about letting others know about this. For this reason alone, Pinterest is one site that is more than worth using.

If you are someone who is careful about the amount of money that they spend on meals, Pinterest may be surprisingly useful. One of the reasons for this – and perhaps Bob Jain will agree – is because of the fact that this site can showcase a number of meals that are not only cheaper to prepare but tasty all the same. Names such as Jain can also tell you that this makes meal-planning much easier in the long run. In order to stay creative, as well as frugal, in the way of food, Pinterest is worth utilizing.

In order to save money in the long term, sometimes you have to look at the most unlikely of platforms. Pinterest more than fits the bill and, for this reason alone, it is more than worth signing up for. Those who enjoy food will find that meals can be made with an affordable mindset and clothing enthusiasts will have another avenue to explore as far as their wardrobes are concerned. In the case of Pinterest, saving money for various purposes has never been quite so engaging.

For more details about the best methods to save money and remain financially stable, please contact Bobby Jain.. This article, Bob Jain & Financial Stability Through Pinterest is released under a creative commons attribution license.

Finance

Apogee South Beach Makes A Statement In Miami Beach

At just 22-floors tall, Apogee South Beach is unlike its towering neighbors. But don’t be fooled, the Apogee is not only thought to be one of the most lavish and technically advanced condominium buildings in all of South Beach, it’s got features and amenities that can inspire envy in others. Located at 800 S. Pointe Drive, Miami Beach in the heart of the South of Fifth (SoFi) neighborhood in South Beach, Apogee is a sleek all-glass building that doesn’t sit any one’s shadow.

With no more than 4 residences for each floor, this unique high class high-rise provides a number of the largest living spaces out there in South Beach. The inner units tend to be 3,103 square feet of south and north views, and the exterior floor plans offer 4,145 square feet of north, south and either east or west views. Typically, there are no more than a couple of condos available for sale at any given time. The values currently are generally around $2,400 per sf for the internal units of which the most-recent transaction on the 14th floor ended up being around $2500 per sf. The prime corner units have been trading for close to $3000 per Sf.

The stunning 67 condominiums by the award-winning Sieger Suarez Architectural Partnership. The end results are condominiums with exponential floor plans, 11-foot balconies, 10-foot ceilings, and state-of-the-art AMX Interactive smart panel technology with easy access to the building’s services, keyl-ess fingerprint doorway entrance, and Lutron wireless system.

The show stealing 67 units were designed by the award-winning Sieger Suarez Architectural Partnership. The results are condos with phenomenal layouts, 11-foot balconies, 10-foot ceilings, and state-of-the-art AMX Interactive smart panel technology with access to the building’s services, keyless fingerprint door entry, and Lutron wireless system.

As a matter of fact, local realtors are restricted from showing the pool, fitness center and common areas to potential buyers so that homeowners will not be seen as they relax, loosen up and move about the property. In an area surrounded by high rise towers, Apogee knows how to stand out.

Apogee residents really don’t have a shortage of things to do and there are an abundance of services, which includes a stunning Spa as well as muscle toning Facility, an infinity edge lap pool flanked by rich gardens, as well open-air event pavilion. Homeowners who value a high level of privacy will appreciate all condominiums includes an exclusive air conditioned 2-car garage and in addition, the reception was designed and intended to make certain that residents will be able to come in and also leave without getting watched by the front-desk staff.

In fact, real estate professionals are restricted from showing the pool, fitness club and common areas to prospective buyers making sure that residents will not be seen by outsiders whilst they relax and navigate around the property.

Within a region encompassed with high rise towers, Apogee is able to stick out

David Nguah is an acknowledged expert in the Miami Beach luxury real estate industry for over 15 years. See all condominiums listed offered for sale and rent at Apogee on South Beach and visit thorough websites devoted to South Beach luxury condominiums and residential local communities in Miami Beach for in depth information and pictures.

Finance

The Biggest Lie In Personal Finance Matters

I’m broke and I can’t afford to … (fill in the blank…save, add to my retirement, go on a vacation, and pay my bills).  The truth of the matter is most people are only broke in the way that they spend money and the great news is that can be fixed.  So stop complaining and let’s get started.

Take this daily challenge below for 7 days.  Each day has different stresses and different issues that we respond to so until you know what you do you can’t change it.

Track everything that you do.  First is the easiest because all you have to do is keep a daily diary of everything you spend whether it is cash, debit card, check or credit card.  There is no right or wrong here just keep a diary.

Next take your monthly bill and break them down to what it cost you per day.  Things like groceries, cable TV, Newspaper subscriptions, car payments and utilities.

The next is a little tougher.  Go back over the last year and make a list of all the unexpected expenses that hit you.  Things like tires that blew out, unexpected car repairs and health related issues.

After the week is up take you diary of daily expenses and put it on one list adding up the total for each item.  Now look at each of those and think about how important they are to you.  Look at how they affect your life.  Not being preachy here but things like tobacco products and alcoholic product add to not only the cost of our health care but also to things like how much time we spend at the gym to work off those couple of beers we have a day.

Just think if you could eliminate just one of those items you spend $ 35 per week on that is merely an impulse item.  This would save you $ 1820 a year and if you have been broke for 10 years then this is $ 18200 plus interest.  Not bad for cutting out just one $ 5 per day item.

Now let’s look at those items that are monthly types of bills.  Do you really watch al l those channels that you have on your TV.  Could you lower the bill by $ 20 a month by eliminating some of them?  What about your monthly electric bill.  Could you move the thermostat just a few degrees and see a $ 20 a month savings?  What about groceries?  Most of us would not miss $ 20 per month out of the grocery basket.

If you can find 5 items that you can save $ 20 per month on then you have save $ 1200 per year.  Or better yet $ 12000 in 10 years.  Not a lot but if you are “broke” it is a great fix.

Now let’s look at unexpected cost. Most of these come from us not doing something that we should have done or not done.  Granted some of them are just maintenance that we would have had.  But if we take better care of our health we spend less on prescriptions and health care.  If we take better care of our home we have few maintenance items that cost more than if we had taken care of them sooner.  And if we had done the routine maintenance on our car a simple fix would have prevented major damage from happening.

Most people can find $ 1500 a year in unexpected costs that could have been eliminated if they had just…..  Again not much but in 10 years it is $ 15000.

All of these are small things but if you had just…then you would have saved $ 45200 in the last 10 years plus interest that would have raised that to $ 59867.  I know it sounds easy but it is hard to do.  But isn’t it hard living your life “broke”?

Now is the time to “fix” your personal finances.  Build a future with savings and a retirement plan.

To find out more about how to “fix” your personal finances and build a savings plan and a retirement plan see the resource box below.

Who is Mike Gordon?

Mike Gordon is a successful business owner and business coach with over 40 years of successful entrepreneurial experience under his belt. Mike can be found at his blog http://www.whoismikegordon.com Join Mike as he talks about strategies to get your personal finances in order. For more retirement planning tips and personal finances sign up for updates from http://www.whoismikegordon.com

Finance

Make Money With These Safe Investment Tips!

Successful stock investment tips is on the lips of every individual. This post outlines safe investment tips on the stock market. Discover more by reading on.

The most important thing is to keep it simple and it applies to everything in life as well as the stock market. If you have all your money invested in one stock, you run the risk in losing all of your money. Spread your money around and invest into different stocks.

The stock market can pay off your home mortgage and any other bills that you may have so in the short term you can pay your living expenses.

When you make the decision as to which stocks you are going to invest in, only invest five to ten percent of your total capital into that one choice. This is very important in regards to safe investments. By doing this you protect yourself from huge amounts of money if the stock crashes.

Another option to consider is to sell stocks short. Selling stocks short drives the price of the stock down and you should only partake in this if you fully understand the risks in short selling.

Know what your capabilities are and skills and stay somewhat within that. If you are using an online or discount brokerage to do your own investing, you should only go with what you know. You may be knowledgeable about a landlord management company you once rented from, but do you know anything about oil rig businesses? You may want to consult your broker or adviser in regards to safe investments.

Start investing with larger companies that are proven and trustworthy before branching out into riskier and potentially more secure investment options. If you’re new to trading, begin with a portfolio that contain blue chip stocks, as these are normally lower risk. Smaller companies have greater growth potential, but these investments are more risky.

If you begin to second guess yourself or panic when making decisions to invest in a stock, then you will lose a lot of money. Also review your portfolio frequently as the stock market tends to change very frequently.

Don’t beat yourself too much when you are first getting started with investing in the stock market. This do take time. You must get yourself educated so that you are knowledgeable along with practicing, this will certainly turn you into a professional investor.

There is a lot of money to be made from the stock market, this is what temps a lot of people to start investing. Being educated on safe investments is very wise when it comes to investing. By following the advise in this article you will certainly make wise decisions when it comes to investing.

Learn more about safe investments. Stop by Danny Younes’s site where you can find out all about the stock market and what it can do for you.. Also published at Make Money With These Safe Investment Tips!.