Tag Archives: Fresher

Banking

Roles and Responsibility of a Banking Fresher

A Banking fresher handles a great deal of activities within the periphery of his job profile. They are not supposed to just sit at their seats and play with the numbers and notes but get involved in many other banking activities that would contribute in their own in the progression of bank. Here we help you get an insight towards roles and responsibilities of banking fresher – 
 
• The very first role and responsibility of a fresh bank employee is to look presentable and pleasing as they are akin to the face of the bank. They should always carry a pleasant smile on their face and deal the customers efficiently.
 
• Banking fresher must have a sharp mind and a quick financial acumen so that no wrong calculation or accounts related fact miss their eye and understanding. 
 
• Banking fresher are supposed to attend the bank’s customers who have come their various banking activities like withdrawal of depositing of checks or cash, updating of their passbooks, and checking of their savings or current account. 
 
• Banking fresher are also supposed to check and countercheck the account balance of customers and resolve their queries. They are also supposed to issue the bank and debit cards to customers so that they can withdraw their money from bank’s ATM or have hassle free online shopping.
 
• One of the important responsibilities of banking fresher is to check and cross the authenticity and credibility of the checks that have come for the clearance or which the bearer is carrying to cash them. 
 
• They are also sometimes allocated crucial responsibility of maintaining the cash registers and to record all transactions taking place in the day meticulously. 
 
• Banking freshers are also expected to sell the financial products, schemes, Services and policies. They are also expected to maintain computerized records of all the services and products for the use and reference of customers.
 
• They are also expected to organize, maintain and stock their workstations for efficient working. They also advise new customers over how to open a new savings or a current account.  
 
• More of roles and responsibilities of banking fresher include rendering of advice and opinion to new and fresh customers. This may mean providing advisory on loans, accounts, bonds, fixed deposits and overdraft. 
 
• Banking freshers are also expected to manage the existing customer base and attract newer ones in order to escalate the bank’s performance and profit.
 

Nisha Thakur is a career consultant and helping fresh graduates with their career management issues.

You can read Devender Rath’s blog for latest job openings for banking freshers.

Finance

Finance Jobs In India For Young Fresher

Finance jobs in India are increasing day by day. People are getting their desired job in Companies. The job market is seeing a revolutionary change after a long time recession. People are getting back the same job profile and same remunerations as expected from them.

Finance jobs in India have taken a U-turn these days. There was absolutely no demand some time back but now the situation is different. Many Companies are having loads of requirements and they want the people on urgent basis.

Finance jobs in India are especially created for fresher. Companies need people at lower level to get the best possible returns from young minds. Freshers are available straight from the Institutions and these people are fully equipped with the knowledge of the subject. Fresher needs a little bit of grooming and they are ready to serve the organization instantly.

It is normally observed that Companies feel comfortable with fresher who is in need of job. Young people serve the Company with more sincerity and cost less to the Company. Companies can train these executives as per their requirement and retain them for long with regular increase in perks and salaries.

Big Companies are always in need of employees in times of merger and acquisitions and expansions. These days Companies in India are undergoing major expansions. Then they need people in all sectors including finance.

The best part about a fresher is that even small companies can afford them for jobs in their company. Fresher also takes-up the job as starting job for want of starting the career. Small Companies get good people at low pay-packages and fresher gets a job that inhibits him from sitting at home.

A good quality finance job is the necessity of a fresher. And a good quality person is the need of the Company. When fresher is recruited then both ends meet perfectly.

John Winstons is a well known author and has written articles on accounting jobs in delhi, Finance Jobs, Jobs in Delhi, Production & Manufacturing and many other subjects.

Banking

Career in Banking Sector for Fresher

 

Banks not only offer jobs for experienced employees but also for freshers. These freshers are the students who have completed their studies and wish to pursue career in banking sector and since they do not have any work experience, the hiring process includes a written exam, group discussion and personal interview.
 
When it comes to fresher there are so many options and so many jobs which banks provide and almost every year banks look forward for graduates / management students with little experience. This is because they have just completed their academics and are completely ready to mix in the office environment. Also the spirits are high and the devotion is very true. Therefore banks would love to work with such kind of students who wants to associate themselves with banks. 
 
As a matter of fact there are so many colleges where banks come to hire the students soon after they complete their graduation. Therefore it acts as an added advantage for the students as they do not have to search for jobs. These kinds of degrees hold so much importance that now students have understood their weightage and are doing their level best to work with best of the banks. Not only private banks but public sector banks also are a part of the whole hiring system. That is why these days there are fewer complaints from the customers’ side. This is because quality staff is hired and no one wants to lose their customers.
 
Freshers can be posted in any department as they are not specialized in any stream. They can be trained well and then may be Marketing or Finance whichever is suitable for them they can be absorbed in that department. Trainees love to deal with customers as they are young and they always look for attention from their seniors. That is why if proper training is provided they can prove excel in their work and help in the growth of an organization.
 
There are discussions regarding the salaries and stipends which are offered to these trainees like low pay scale but that is true in various industries hiring inexperienced staff but with time and experience they do get a decent salary. That is a universal and an accepted fact. If there is correct potential and the spirit to go ahead and create a name in the world of numbers then sky is the only limit. Just make one thing sure in mind that you want to work with the best bank in the world.

Nitin G writes on behalf of various career portals and websites in India. He writes on different topics like bank job openings, eligibility for bank exams, jobs for freshers and improving work concentration.