Tag Archives: HDFC

Banking

Comprehensive Range Of Financial Services In Banking Careers In HSBC, HDFC And ICICI Banks

Banking jobs in general have been in much demand in recent years, with many opportunities that are found in the banking services. Jobs in banks have been in favor among the people since ages now. During the earlier days, banks were considered as the right place to develop one’s career with long lasting results.

But the spectrum of activity of the banks was narrow in those days. They didn’t have much dealing and their functions were limited to the simple transactions in money. In the modern day, the banks are a complete financial institution. They indulge in a wide range of financial services these days. The widening of the spectrum of activities of the banks required more people. The workforce was broadened.

Recruitment drive is therefore carried out every year, where large number of people is recruited at different levels. Starting from the officer cadre to the clerical levels, people have the opportunity of being a part of a large numbers of banks. Be it a private sector bank like the HSBC bank or a public sector bank like SBI, each one of them is trying to build an area of activity to reach the top position in regards to customer service.

HSBC careers are therefore much in demand as the banks start dealing in a wide range of activities such as the personal financial service, commercial banking, corporate banking, investment banking and mutual funds, insurance banking, etc. When people choose to take up the HSBC careers, they are required to be competent in different functionalities.

With the increase in the functions of the banks, the banks are trying to recruit people who can deal in these different services. The spectrum as mentioned above is quite different from each other. Similarly, the HDFC bank careers are quite varied. People can take up these bank jobs and work in a particular field and establish themselves as experts in that area.

HDFC bank careers are satisfying in the sense that they provide the recruits an opportunity to work in a professional capacity and be known as proficient in the works. The ICICI bank careers are also quite rewarding in this respect. These banks have a wide spectrum of functions, with each function being important for the growth of the economy.

When the banks are working towards such goals, the common man has a better possibility of getting services. There is a factor of trust and belief that goes along with the works of these banks. With the ICICI bank careers, the bank employees are performing a service that is quite essential. These are the motivation factors that have helped people in taking up jobs, besides the fact that the bank careers are suitably rewarding in terms of pay and perks.

These ranges of services are also challenging enough for the employees and therefore demand a certain level of competency in those who are willing to take up the bank careers. The banking scenario is quite lucrative these days, which is a direct consequence of the different activities. With more work done on the financial front, the employees also get a benefit, in terms of pay as well as experience.

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Banking

HDFC Bank

HDFC (as it was promoted by Housing Development Finance Corporation)Bank founded in the year 1994 is a banking and financial services industry having considerable reputation among the customer base and thus it is one of the FOUR BIG banks of India having headquarters at Mumbai, Maharashtra but providing worldwide services. The company has a variety of product range comprising of credit card, customer banking, consumer banking, finance and insurance policies, investment banking, private banking, mortgage, private equity as well as wealth management.

It operates in various cities of India and is the fourth largest bank in India with regard to assets and second largest in terms of market realization. In India it operates from 1986 branches and has over 5471 ATMs and it has well developed array of specialized subsidiaries and a variety of delivery channels for the purpose of investment banking, capital management and also other ventures. The basic operation of the HDFC bank can be divided broadly into two categories: retail banking – comprising of assets and liabilities and wholesale banking – consists of allied functions and operations. The bank also offers facilities like NRI Banking and internet banking.

HDFC bank complaints arise when some of the terms and conditions of the policies fail to meet the customer requirement or some problem arises regarding certain bank related matters. The complaints can be of varied types however in general the common problems are grievance against the customer care regarding bouncing of cheques; the HR of the bank plays a very insignificant role in the execution of banking decisions as the line managers are more involved in the process and every major decision is taken by them and they do not allow the employers holidays; irresponsible and sometimes rash behavior on the part of bank staff and officials lead to the disappointment and harassment of the customers as they have to deal with the indifferent and arrogant behavior of the staffs, they are forced to drop cheques in drop boxes as the staffs refuse to accept them stating time constraints and the customers are not even given any acknowledgement of this; sometimes the customers are charged money without any information and sometimes amount is cut from their account without even notifying them which creates extreme confusion and anger among the customers; other customers complain that the customer care officials are hard to get over the telephone hot line and even if the customers get through the call the executives do not listen out their complaints properly and often do not take the necessary actions required to relieve the customers; also problems arise regarding the distribution and use of credit cards.

HDFC Bank customer care is a format designed with the intension of improving the customer and bank relationship as the format provides means of communication between the two parties, this format helps the customers to lodge their complaints or place their queries to the customer care executives. The customers can choose from various methods like calling in the hot line number provided by the company, sending e-mail to the official website, through IVR, by posting letters or by visiting the nearest branch office.

I am writing on consumer rights and other relevant topics related to consumer welfare. I am handling a consumer forum to get resolved consumer complaints. Many customer care centre does not respond HDFC Bank Customer care . We do companies constrain to solve people’s problems.

Banking

Jobs In HDFC Bank, ICICI Bank And IDBI Bank Offer A Potential Growth In Banking Sector

For freshers who have recently passed out from colleges, have a major thing to worry about. After the degrees are received, they are very much concerned about the right platform where they can start of their careers. To have a strong start, the first job has to be of a type, which lets them have a feel of the coming years as well as gives them a chance to put their college education to good use.

For the students who have completed their courses in commerce or finance and banking, the banking sector has a plethora of opportunities. These jobs in banks have grown considerably in recent years. Banks form an integral part of the social life. In earlier days, these places were used for the simple transactions, such as deposits and withdrawals.

But with the growth in economy, the functionalities of the banks have increased manifolds. They are now dealing with insurances, loans, and mutual funds to start with. These sections of the banks have a lot of things within them and are possible to be done by people with adequate expertise and knowledge. Jobs in ICICI bank are said to be one of the most diversified in the banking sector.

ICICI bank has grown to become the top most among the private banks in the country and have pioneered in every banking aspect that is possible in the banks. Starting from loans with different riders to the dealing of insurance policies, this number one private bank has become the epitome of banking in India.

Students, who are having knowledge of the banking and finances, cannot get a better opportunity than this, to start a flourishing career. Many students are therefore applying for jobs in ICICI bank for the posts of branch manager, branch operations manager, officer sales, home loan counsellors, branch manager-commercial banking, etc.

The spectrum of jobs in HDFC bank is also of the same as in ICICI bank as they are private banks. In the present scenario, the job profiles of recruits in these banks have increased significantly. The diversification has allowed the recruitment o a large number of people. Immediately after passing out, when students join these institutes, they get a fair knowledge and experience of the working of the banks. They are able to know the intricate details of how to manage customers and how to disburse the different financial transactions. These new recruits have sufficient knowledge in the theoretical aspects.

But the jobs in HDFC bank, allows them to gain a firsthand knowledge. Since the customer base of these banks have increased considerably, the jobs in IDBI and other private banks has also increased. When a new recruit is able to deal with many customers in a very small time, it is obvious that they can know about the functioning of the banks in a very quick time. These banks have not only helped people with better ways of banking, but also have helped thousands of aspirants to enter a career that is rewarding as well as challenging.

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Banking

Best Banking with HDFC Bank

HDFC Bank Limited is a financial services company, incorporated by the Housing and Development Finance Corporation Limited, in 1994. Headquartered in Mumbai, it is one of the largest commercial banks in the private sector in India. It has a widespread network of 2,201 branches and 7,346 ATMs across 1,174 towns and cities of India. Aiming to be a world-class Indian bank, HDFC Bank offers a range of commercial and transactional banking services to three key segments – Wholesale Banking, Retail Banking and Treasury.

The wholesale banking segment includes small and medium corporate institutes, agri-based industries, and large, blue-chip manufacturing industries. The services provided to this segment include working capital finance, trade services, cash management services etc. The Retail Banking services include a choice of deposit accounts, loans, insurance, forex services, Investment and Wealth Management services, Cards etc, along with customized services like HDFC Bank Preferred Program, HDFC Bank Plus, and Investment Advisory Service for high net-worth individuals. The Treasury segment has three major products – Foreign Exchange and Derivative, Equities and Local Currency Money Market and Debt Securities. Along with this broad range of banking products and services, HDFC Bank also has many subsidiaries like HDFC Securities, HDFC Mutual Fund, HDFC Realty, HDFC Life, HDFC ERGO and HDFC Financial Services.

HDFC Bank has a total customer base of more than 21 million, and it takes special care to provide the best quality of services to all. The HDFC Bank Customer Care is reachable online, on phone, through email, and at all branches.

It ensures prompt response to every customer query and complaint, and takes corrective and preventive actions to improve all banking processes. The bank’s website provides details of all the policies and processes the bank follows in regard to its customers. It has a detailed Grievance Redressal Policy, which is reviewed from time to time according to the RBI Guidelines.

In case customers are dissatisfied with any of the bank’s services or staff, they can register their complaints against HDFC bank on three levels: with the customer care desk available online, on phone, through email and at all branches, with the Grievance Redressal Officer if the customer care is unable to resolve the complaint, and finally with the Nodal Officer in case the complaint continues to be unresolved. All HDFC Bank Complaints are guaranteed to be resolved within a maximum of thirty working days, and in case of failure to do so; customer can escalate the complaint to the Banking Ombudsman appointed by the RBI.

HDFC Bank is a member of the Banking Codes and Standards Board of India (BCSBI), and follows the prescribed standards of banking practices. The bank has won ‘Best Retail Bank in India’, ‘Best Bancassurance’ and ‘Best Risk Management’ awards by the Asian Banker International Excellence in Retail Financial Services Awards 2012. The bank’s commitment to its customers has made it one of the most trusted names in the Indian Banking and Finance sector, paving the way for it to become a ‘World-Class Indian Bank’.

I am writing on consumer rights and other relevant topics related to consumer welfare. I am handling a consumer forum to get resolved consumer complaints. Many customer care center does not respond like HDFC Bank customer care. We do companies constrain to solve people’s problems