Tag Archives: Needed

Banking

Skills Needed For Banking Jobs

If you are thinking of getting one of those banking jobs, particularly as a bank teller, then you need to know some of the basic skills to possess in order to succeed on that job. Once you know what traits that the management people are looking in you, searching for your preferred bank can now start. Needless to say, but being a bank teller is one of the most secure jobs among the many banking jobs because banks will be around for a long time.

Identifying the traits and skills needed to land a job as a bank teller. Obviously, you need to know how to count money to become a teller. You need this skill because you will be counting money all day. If you can’t count money or at the very least do it accurately all the time, you will lose that job the next day. You see bank tellers count money very quickly, and you think it’s an easy job. But, in reality, it isn’t easy the way you think it is. Ask a few tellers to share with you their techniques in counting money.

Customer Service. Apart from counting money all day, tellers talk to their customers all day. Customer service skills are necessary for a bank teller. Review and polish your skills in customer service because nearly all banking jobs would need it, so to speak. Even if you are not applying as a bank teller, effective communication to customers can make or break a business as far as your company is concerned.

Reconciliation. You need to balance your drawer at the end of the day that means all must count even. And if you don’t, then you’ll be facing serious trouble and face the risk of losing your job. That is why apart from couning the customer’s money very quickly, bank tellers will have to do it with extreme caution.

Fake Bills. Failure to identify fake money can put serious risk to your job as a bank teller. Try to be very careful every time you accept money and checks. There are ways to detect forged checks and fake bills, so you have to study those.

Working as bank teller is a prestigious and rewarding job. You will have the chance to deal with all sorts of people, work on normal hours and definitely a good source of income. Those skills described above are the most common ones, but it does not end there, as most banks will enlist you to a training program to broaden your knowledge. Once you have the right skills, you are now ready to send your application to the banking jobs that you are most interested in.

The author is an expert in the field of banking and extensive knowledge to help those seeking careers in banking. Areas of expertise in fact include any qualified route to finding banking jobs. To search and apply for thousands of banking jobs go to http://bankingjobs1.co.uk

Finance

Personal Finance & The Needed Momentum

Possession of personal cash flow plan and the dream of having financial freedom might make it harder for you to stay on the right track. Chances are that you would be so busy pondering upon your perfect situation that you are going to miss out on the important steps that have to be taken in order to acquire financial freedom. Most people know what to do for acquiring financial freedom but majority of them have a problem in having financial freedom in the long run. Momentum is a solution to this problem; it helps you to stay focused on your financial plans.

Importance of Momentum in Personal Finance

Getting started should be the most difficult part of your financial plan as compared to staying committed. Exceptions are the evil in the finance world. They distract you from your plans of financial freedom and thus don’t let you stay committed. However the effect of exceptions greatly depends upon how you handle them. To ensure that you stay committed you have to be consistent and avoid making exceptions. No exceptions and consistency lead to an ever gaining momentum which makes it impossible to lose the commitment. To achieve your financial freedom, all you have to do is stay focused & consistent and make no exceptions.

A simple example is of a car, it wields more energy when you start it as compared to driving it. Momentum carries it once it starts. If the car doesn’t stop before reaching its destination, the momentum will keep it going without using extra energy. However if it stops various times during a journey, every time that it is needed to start again extra energy will be required to start the car and gain the momentum. It is exactly the same scenario with your financial plan. Once you start it, don’t take breaks. If you do, you might lose track of where you are heading and it will difficult for you to re-start. However if you don’t you will be more committed to your financial plan and you will achieve your goals soon.

The key to keep the momentum going is not letting distractions intrude. Waving off essentials by simply saying that you are too busy or you can do it later is only heading you towards the danger of the break. If you let this distract you, you will have to restart all over again. Performing little with consistency is better than performing more with inconsistency. A little consistency will bring you closer to your finance goals while it’s the other way round for the inconsistency part. To avoid inconsistency, ensure writing your spending journal daily. Don’t avoid it because avoiding will only turn it into a huge chunk of work for you which will make it even more difficult the next time. Chances are seeing the size of work, you’d procrastinate again.

Maintenance of Momentum for your Personal Finance Goals

There are a few tips and tricks for maintenance of momentum in your financial plans. You just have to be consistent and have a few finance habits that you must repeat consistently. The word in focus here is consistency. Take 15 minutes daily to write your spending journal. Keep a certain percentage from every pay check for investments and DON’T let exceptions distract you.

Toks Daniels is a seasoned IT professional who is currently renovating his house and just installed Wood Fire Place Insert and he intends to use it to keep warm in winter. Toks invested alot of time evaluating and reviewing Wood Fire Place Insert for the general public to appreciate and use.

Finance

Finance Jobs – Top 10 Skills Needed In Finance Jobs

In businesses I’ve observed, Finance departments often face silent derision or disrespect. Part of it is an us-versus-them mentality that comes out of the front office staff who feels their jobs are more difficult because they deal with customers (compared to Finance, who deal with numbers). And no one from the front office sends memos to the back office saying “please spend less time crunching the numbers” but it can feel like the back office is constantly memo-ing the front office with “watch this expenditure” or “spend less on client lunches”.

Unfortunately, this view is supported by management at all levels that give Finance the nasty job of accounts receivable, the inputting-heavy job of accounts payable, and the dull job of budget forecasting. Compared to the highly creative marketing department and the edge-of-the-seat, in-the-trenches feeling of the sales department, finance is like the broccoli side dish on a plate of steak and fries.

But it doesn’t have to be this way! Finance departments shouldn’t be relegated to the back office in the hopes that their sharp pencils won’t poke a customer in the eye! Finance departments can and should play a far more important role in the organization. Here are some ideas. Finance should be more about business strategy than number prophecy. When the Finance department hounds the sales managers to get in their budgets and then turns them around for a final target budget for the year, their role is reduced to mere numerical interpreter. But what if Finance sat down with sales and talked to them about how their numbers connected to expected outcomes? Finance should be more about opportunity. Many sales managers have some limited view into which customers are sending business. But the view isn’t always perfect. Or complete. Finance should get involved to show how a customer is really impacting the business’ bottom line. If Finance and Sales talked to each other, Sales might be shocked to discover that their biggest client is actually less valuable than expected because of the amount of work involved in keeping them as clients. Finance should be selling, too. When Finance gets the job of following up on accounts receivables, they can potentially do more harm than good. Finance people are highly skilled at numbers, and they might be good “people-oriented” staff, but they are rarely trained in the art of sales. However, when a Finance person, tasked with accounts receivables, gets adequate training in receivables AND customer service AND sales, their success rate at getting the receivables paid can increase, but so will their success rate at winning more business.

There are so many more opportunities, too. Businesses should be using their accounts payable list as a prospecting list. They should be temporarily swapping roles between Finance and Sales for brief “see-how-the-other-side-does-it” days to enable new appreciation and new connections. Finance should sit in on sales calls to see why Sales sometimes feels like they need to bend the rules to close the deal (and Sales should shadow the work of Finance so they know what work needs to happen at the back-end if they don’t assess risk adequately during the sale).

To learn more about finding finance jobs, please visit http://www.accountingcrossing.com and sign up for a FREE trial to gain access to ALL of the many exclusive job listings we offer in the accounting profession. Silas Reed, Writer for AccountingCrossing, writes articles that inform and teach about different accounting job profiles.