Tag Archives: Question

Banking

SBI Bank Exam Question Paper Pattern

Passing the bank exam and getting a safe and secure job in the bank is a dream of many. Can give mock test and prepare thoroughly for the exam. One of the major banks is SBI bank There are various bank exam question papers available for practice of the students, who.

State bank of India (SBI) is one of the most nationalized banks in India. It is one of the most reputed and esteemed banks of India, where thousands of people are appointed annually on the basis of the SBI exams, conducted by the bank. One should be well prepared for the exam but the major pr-requisite is that one should know basic. The question paper is divided into three parts: Grammar, Vocabulary and reading comprehension.

The question asked from the grammar section is 25, another 15 will be asked from the reading comprehension section. In these questions 10 will be asked from the passage and 5 will be dependant on your vocabulary. There are also questions about writing synonyms and antonyms from the words underlined in the passage. One needs to learn new vocabularies everyday to overcome this problem. One can read newspapers and underline new words, later one can look up for them in the dictionary. Reading newspapers also helps increasing general knowledge which is another important section of the question papers from Sbi exams. The basic questions asked are about sentence completion, re arrangement of words to make sensible sentences, and finding errors in sentences. Their main aim is to check or basic grammar. The candidate must know the proper use of noun, pronoun, adjectives and such basic grammar topics. They should study only the bank exam material and prepare within limits, studying too much will only confuse you more.

Here are some prescribed reference books:
1. Objective English by Edgar Thorpe and Showick Thorpe.
2. Objective general English by R.S Agarwal and Vikas Agarwal.

Above given is a basic structure of the English question paper in the SBI bank exams and would help you to get a gist of the pattern used in bank exams. Bank exam question papers are easy to find on the internet or magazines. There are also some questions on the back of the bank form booklet.

Read Bank Clerk Notifications, bank po recruitment and other bank recruitments Notifications at jagranjosh.com

Banking

Sbi Bank Exam Question Paper Pattern

Passing the bank exam and getting a safe and secure job in the bank is a dream of many. Can give mock test and prepare thoroughly for the exam. One of the major banks is SBI bank There are various bank exam question papers available for practice of the students, who.

State bank of India (SBI) is one of the most nationalized banks in India. It is one of the most reputed and esteemed banks of India, where thousands of people are appointed annually on the basis of the SBI exams, conducted by the bank. One should be well prepared for the exam but the major pr-requisite is that one should know basic. The question paper is divided into three parts: Grammar, Vocabulary and reading comprehension.

The question asked from the grammar section is 25, another 15 will be asked from the reading comprehension section. In these questions 10 will be asked from the passage and 5 will be dependant on your vocabulary. There are also questions about writing synonyms and antonyms from the words underlined in the passage. One needs to learn new vocabularies everyday to overcome this problem. One can read newspapers and underline new words, later one can look up for them in the dictionary. Reading newspapers also helps increasing general knowledge which is another important section of the question papers from Sbi exams. The basic questions asked are about sentence completion, re arrangement of words to make sensible sentences, and finding errors in sentences. Their main aim is to check or basic grammar. The candidate must know the proper use of noun, pronoun, adjectives and such basic grammar topics. They should study only the bank exam material and prepare within limits, studying too much will only confuse you more.

Here are some prescribed reference books:

1.Objective English by Edgar Thorpe and Showick Thorpe.

2.Objective general English by R.S Agarwal and Vikas Agarwal.

Above given is a basic structure of the English question paper in the SBI bank exams and would help you to get a gist of the pattern used in bank exams. Bank exam question papers are easy to find on the internet or magazines. There are also some questions on the back of the bank form booklet.

Read Bank Clerk Notifications, bank po recruitment and other bank recruitments Notifications at jagranjosh.com

Finance

The Greatest Question Ever Asked About Canadian Equipment Finance And Leasing Companies – Let Your

It was a September night in 2002 – I will never forget it… the clouds rolled in ominously from the mountains as we drove… I strained to see the lights of home in the distance. Holley, my stepdaughter, 7 years old at the time turned to me and said ‘ I don’t understand rent ‘. Wow I thought, great way to phrase that one! It’s a true story. (Editors note – the clouds weren’t really ominous – he is using literary discretion)

Fast forward… 2011. Her better question today might be ‘ I don’t understand why hundreds of millions of dollars of equipment finance occurs every year in Canada.

Well if you didn’t know we’re about to share that , and more importantly focus on highlighting some key issues around why all your competitors utilize equipment finance as part of their overall business strategy . And also, once we get you to ‘ buy in ‘ to the subject then we’ll show you where to find the leasing company that works for you, not against you.

So why do start up, small and medium sized firms, and mega corporations utilize equipment finance companies to procure and finance their assets. One key reason is the emphasis placed these days on working capital. To finance the type of capital expenditures you need to stay ahead of the Jones’s (that’s your competitors by the way) you need access to credit and capital. And that capital varies in size, that’s the true beauty of equipment finance – it covers a 5k photocopies to a 20 million dollar aircraft.

And yes, it’s a free country, so feel free instead to dip into your operating line of credit of wait for A/R to be collected to acquire these much needed assets – but we can assure you the rest of the world instead has opted for equpment finance as an acquisition strategy. A harsher reality is that if you are a smaller company or start up you can’t or don’t want to dip into additional equity for much needed new assets.

We will never not say the bank wont finance your equipment – but that financing, just to be clear becomes a term loan , and further ‘ complicates ‘ your banking arrangement , potentially adding new covenants, new collateral required, and diminishing the ability to get more working capital and cash flow down the road, when you need it .

So is there a real benefit in creating a ‘ relationship ‘ with either trusted Canadian equipment financing advisor or a leasing company directly?
Again, the ‘ ayes’ have it; we absolutely feel that’s the case. Why? You benefit from the advice, counsel and structuring that can save you hundreds, thousands, or tens of thousands in financing costs, option flexibility, and tax benefits. Those are real world dollars we are talking about.

In fact, many clients opt to set up a lease line of credit, utilizing either capital leases or operating leases on an ongoing basis for asset or technology turnover. That’s when you have totally bought into the concept of lease finance. It in effect becomes your long term stated asset acquisition strategy.

How do you identify the best advisor or leasing companies to work with? Look for specific experience, credibility, references, and a track record of matching your equipment finance needs to rates, terms and structures that make sense.

Stan Prokop is founder 7 Park Avenue Financial ; see http://www.7parkavenuefinancial.com
Originating financing for Canadian companies,specializing: working capital, cash flow, and asset based financing , the 7 year old firm has completed in excess of 50 Million $ of financing for companies . For info / free consultation on Canadian business financing / contact details see:
http://www.7parkavenuefinancial.com/equipment_finance_leasing_company_companies.html

Banking

Interview Question bank PO

Tell me about yourself? This is an open question generally asked in every interview. This question provides a good opportunity for candidates to tell their strengths that have been mentioned in their resume. This also provides a platform at the beginning of the interview to explore their personality in front of interviewer and leave a good first impression. While answering this question, Be yourself. Another question that might be asked is what are your biggest accomplishments till date? The answer must be related to job, it provides an opportunity to show your competency level.

Another generally asked question might be where do you see yourself in five-ten years time-span? How do you handle criticism during different situations? While answering these questions try to reflect the positive attitude and convey a message that all criticism has an advantage if taken in positive sense, all the criticism provides an opportunity for self-improvement. Also illustrate them by giving an example that how a week idea that has been criticised have some good points also. Another question might be how will you cope with a change in environment surround you? Tell how you can adapt and learn quickly in different situation. Turning negatives circumstances into positives (change your weaknesses into strengths) and increase the productivity of the individuals and organisation as a whole.

An important question may be what can you do for us that someone else can’t do? Answer this question must be in accordance to job skills needed. If the candidate has understood the details of the job in a proper sense, then he tries to answer this with a combination of your skills/experience with others. Another question that generally asked during interview is to describe a difficult problem you’ve to deal with. Clearly explain the interviewers that you have approached a problem, the process, the result and how you overcome the difficulties come in front of you. This will reflect your positive attitude towards challenges, and you were not discouraged by the situation comes in front of you. What is your greatest weakness is a commonly asked question? This question gives you an opportunity to show that you have identified your weaknesses and now working on reducing your weaknesses.

How do you handle tension/stress is a difficult question generally being asked? Explain how you avoid stressful situations, and if not how you deal with them, give some examples also. How do you decide your direction? Show by giving some examples of how an individual can finish up the task without unnecessary complications. You can give examples from your personal life. Do you prefer working with others or alone? Explain how you can work well in both situations and can be benefited in both the situations

For More Information You Can check the Upcoming Bank Exams Portal having Latest 2011 Bank Exams Updates and Notification with Information about Recruitment in Banks .

Banking

Bank Exam Question Paper

Bank recruitment is a long process and takes place in stages. There is a series of exams, which follows an interview session, and finally the recruitment takes place. Bank exams are considered very challenging and difficult to clear. In order to clear them, you have to prepare thoroughly your syllabus and practice model question papers to so you are aware of the kind of questions asked in the exam.

In our schools, we used to prepare some days before our exams and still score considerably good marks. However, as we grow up and take up different fields, the difficulty level of our question paper increases. Competitive exams are considered the toughest exams. Bank exams for any post in the bank, are very tough and require months of preparation. You need to make best use of the preparation time provided to you. Here are some of the tips to prepare for your exams:
Bank exam for any post dedicates a major portion to current affairs of India. Be thorough with the current affairs and the general knowledge questions.
Vocabulary is also an important part of the question paper. A separate section consists of essays and vocabulary questions.
Banks provide booklets, which have questions at the back. Practice these questions.
Stay updated with the recent changes in the syllabus. Many students are not able to clear the exams because they are not updated with the recent additions or omissions in the syllabus.
Model question papers for bank exams are also available in the internet or bookstores.
It is not enough to study from the books prescribed by the bank. Supplementary notes are very important in order to gain more score than the other students.
Read newspapers and books, it will help you stay updated and extend your vocabulary. Bank recruitment is done based on bank exam result and the interview session. Therefore, while you are preparing for the bank exam, also prepare for the interview since there is not much time left to prepare after the exam results are announced.
Practicing general knowledge question with the help of quizzes is also an interesting option. They can update you with information on different subjects.

Therefore, bank recruitment is a tough process and a thorough preparation is very important to clear the various levels. The most important thing is to practice model question papers; it will give you a gist of the most frequently asked questions.

Download list of bank recruitment ,bank clerk recruitment 2011 , ibps recruitment and bank po question papers at jagranjosh.com .

Banking

The Most Difficult Interview Question For Banking You Should Know

Don’t be caught with the most difficult interview question for banking. Interviewers are not monsters to be scared of. They are assigned to perform the task of choosing the best person fit for the job. Tricky questions are actually teasers for them to know how you cope with pressures because the banking industry is a complicated arena of services, personalities, financial corporate players, systems, policies and regulations, among many others.

Nailing the most difficult interview question for banking seem to be every applicant’s concern. There are already a lot of insider secrets on how to succeed at interviews, ebooks, websites, and a whole lot more of resources for the interviewee to exploit. There are actually a myriad of approaches to overcome the most difficult interview question for banking. All it takes is for you to go beyond the confines of your comfort zone and exert more efforts to turn this gruelling interview into an opportunity for you.

Possible Difficult Questions And How To Answer Them

Many people who have gone through interviews find the simple and easy questions to be the most challenging – with worries of giving a too plain answer. It only takes practice, and tactical strategy to counter this.

1. Say something about yourself

Reply to this by highlighting your good qualities that you have spelled out in your resume. Focus on the qualities that fit into the job. Keep your answers brief and concise and interesting enough to hold the interviewer’s attention.

2. What is your most undesirable weakness and how will you overcome it?

Do not admit directly your weakness as this might jeopardize your chances. Instead, pacify the interviewer by demonstrating that you are aware of this weakness and you are trying to ameliorate yourself from it. The safest way to answer this it to simply cite a flaw rather than a weakness.

3. What was biggest challenge you faced in your career and the intervention you made?

Be critical when answering this question. Again, this might bring you down. Elaborate how you were able to manage and get past through it successfully. Do not give the impression that you are prone to mistakes.

4. Do you believe that you are the right person for the job?

Do not answer with yes or no. Instead highlight your best qualities, job experiences and attitudes relevant to the position. Always make sure that the reference point is the post you are applying for.

5. How much are you worth (salary-wise)?

Do not over rate or under rate. The best thing is to base your salary range on standard industry rates. Indicate your openness and flexibility to negotiations rather than demanding.

Do what it takes to make it easier for you and don’t get stumped by the most difficult interview question on banking. Be prepared beforehand by knowing and understanding these questions and learning how to answer appropriately. Practise and master the questions, as well as the answers.

Next, I have put together perhaps the greatest gift of all times. Click here to get my 7-day free investment banking online course on 5 secret strategies to double your chances of getting an investment banking offer.

Banking

Here’s The Most Difficult Interview Question For Banking

Banking is a very challenging industry in which to work. People who are successful in banking have a combination of outstanding research and analytical skills, people skills and the desire to work some of the longest hours every week. In return for the long hours and the job demands, bankers can expect to receive an income well above market average. It is not unusual to have people at senior levels in banking earn over a million pounds per year in pay and bonus.

Getting a job in banking is very challenging. It is not uncommon for a company to have 100 or more resumes for every opening. The banking industry has a term for the day they interview all the candidates and it is called “super day.” On that day you can be subjected to over a dozen interviews with people at all different levels within the company. The process starts at 8 in the morning and can easily extend to 8 or 9 at night. The purpose of these multiple interviews is to select the one or two candidates from the 100 applicants that will be hired by the company.

The interview process is the make or break point for all of the applicants. Almost every bank firm will ask you a series of technical question to ascertain that you are familiar with the formulas that are used daily in banking. The company may give you a case study and ask you to evaluate the case. The last series of question that you will be asked are fit questions to determine whether or not you will fit into the company’s corporate culture.

There will be one question that will be the hardest one that you will be asked during this marathon interview process. This one question will quickly separate the potential hires from the rejects. That one simple question is:

“Why do you want to work in banking?”

This one simple question sounds very innocuous when you first hear it. Yet the point of the question is to determine whether or not you have what it takes to be successful in the highly demanding field of banking. It also highlights whether or not you have the dedication and drive to make it in the banking industry.

How you answer this one question will usually determine whether you are invited back for a second round of interviews or you are rejected on the spot. Successful candidates spend a lot of time on preparing their answer to this question. You want to emphasize your interest in the industry, how well you understand the market, what skills you bring to the position and what you are willing to do to be successful in the job.

Before your interviews make sure you prepare you answer for this one question. It may be the difference between being hired and being rejected.

Next, I have put together perhaps the greatest gift of all times. Click here to get my 7-day free investment banking online course on 5 secret strategies to double your chances of getting an investment banking offer.

Finance

How To Evaluate Finance Essay Question?

A finance essay question is one of the biggest parts of essay writing because if you don’t know what is the finance essay question is asking you then you will simply not able to write an essay. You will most probably be asked any comparative statement or any finance related essay question in your essay exam or essay assignment. It is advisable that you incorporate few good examples in your finance essay to increase its credibility while keeping in mind your standpoint as well.

Therefore, following are some financial essay question along with guideline on how to deal with them effectively.

1.What is this short phrase,” time value of money” is describing?

If you will understand what the question is asking you to write, then there is so much that you can incorporate in your financial essays. The first thing you would be doing is to define the short term, “Time value of money” then provide some good examples to define how the value of money increases and decreases with the changing time. You can also provide the affect of periodical interest rates over money and describe how different financial decisions are made keeping in mind the NPV (net present value).

2- How much different is the definition of risks from the risks that have been proven to be successful in finance?

You must ask yourself what is the definition of risk from a layman’s point of view? like mostly common individual would perceive risk as a bad thing but that doesn’t fit well in the finance sector. From a financial point of view, if you think about the things from your own point of view then you won’t be that successful. So being a finance student, you need to think out of the box because most of the big names think that risk is a chance of ending up with bad consequence. Now, in order to prove this point, you can provide famous case studies in which people took big risk for big opportunities.

3- What do you think the benefits of Roth IRA are?

Roth IRA stands for Individual retirement account which offers several benefits to its members; however, we will be providing some of them that you can incorporate in your essays on finance. Moreover it is advisable that you also provide some real life examples to make it more worthy.

•After the age of 59, you don’t have to pay taxes on your earnings.

•And when you are about to cross 70, then you can even pass more savings to your beneficiaries.

Hence, essay on finance will only be handled easily if you know the nuts and bolts of finance and if you know what financial essay question is asking you to write. The preceding ones are just to give you a rough idea on how to deal with finance essay questions so that you don’t get stuck. Moreover, the luck will be on your side if you get any one of the above told finance essay questions, so go through them and get different ideas for finance essays questions.

Sam Collier is a senior research writer and provide help for Finance essays, and essay on finance.Feel free to contact for any sort of help in this regard.