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Banking

If you have been Thinking about Using a Private Banking Service, Please Be Sure to Read this First

If your friends, family, or business associates have been suggesting that you start using a private banking service, but you are not quite sure of the benefits you will receive from one. Please keep reading, and you might find out that it is not a bad idea at all.

Private bankers have been around almost since the creation of the very first banks themselves. Back then, they only catered to the very wealthiest and most influential people in the local community. But, times have changed a great deal since then, and you can now use their services if you have as little as $ 250,000 deposited at their financial institution.

One of the most important assets a private banker can provide you, is also one of the most misunderstood and least utilized by their clients. Because of the very nature of the job, they meet and become friends with the “who’s who” of the regional business community.

If there is anybody, that knows everybody that is worth knowing, you can be sure it is a private banker. Once you become a client of theirs, you now have access to this inside database of local business superpowers. Now that you understand this, it is very easy to see the possibilities and opportunities that these types of introductions could provide you.

Of course, it will be up to you; and your business savvy to take full advantage of the potential that being able to meet anybody you want to, or anybody that you need to, will be able to do for your business. It is not too difficult to imagine the business prospects, and then begin to execute those ideas and concepts.

Private bankers are much more than investment advisors, stock brokers, business managers, or tax accountants. In fact, if you took all of the expertise that each one of those professions can supply you. Then you rolled them all up into one individual, that would be the equivalent that you could expect from a private banker, if you were to take advantage of all of the services they can provide.

A private banker is much more than just your personal representative at the bank. They are your friend, confidant, and business partner all rolled up into one person that can, and will do anything within their power to help you succeed economically. They have the ability to make things happen for you, that no other job title into today’s society can provide you.

So, if and when you are ready to start utilizing one, please take your time, and sit down with quite a few of them from different banks and ask them what they can do for you. You want to make sure that you personally get along with them; in addition to understanding the financial knowledge they bring to the table. Once you make your decision to start using a private banking service, it will be very difficult for you ever to revert to your old and outdated ways of banking.

Find out how you can take advantage of a great private banking service with Banque Syz. Geneva Private Banking has some of the top investment options for your banking.

Money

Save Money This January

Its that time of the year when everybody counts the cost of Christmas before deciding whether they are entitled to treat themselves to a couple of items from the January sales. With an unwanted rise in VAT going up to 20%, its unlikely that shoppers will still be splashing the cash and treating their selves this year. But if you do have a bit of spare cash, then here are a few tips on how to enjoy yourself in this years January sales.

Firstly and most obviously, take advantage of the sales, many retailers will be looking to get rid of old stock, but that doesnt mean that these items are worthless, it just means they need to get them out the way before their latest ranges come out. So its worth looking around the shops and having a peek online to see if there is anything you like – you never know, if there is something that was once too expensive, you may find that it is now affordable.

Many people will have received gift vouchers or coupons over the festive period and will be able to go shopping with these whether it is in a shopping centre or online. So now is a good time to use these coupons as the prices are now much lower than before Christmas, and it means you do not have to dig in to your own purse to fund such a purchase, so you are able to go shopping feeling guilt free. You could also crawl the internet to find coupons online that will save you money, but be careful to only purchase products that you would buy regardless of the discount.

Another way to spend less and enjoy a day out shopping is to buy something that will match a gift you have received over Christmas. If you have received a nice new top, then buy a skirt to go with it, rather than buying yourself an expensive new dress. The same can go for Jewellery, if you were bought a silver charm bracelet then buy some sterling silver charms, and with so many designer bracelets and sterling silver charms, you might be quite surprised at how good a bargain you find. It also important to note that it is still cold and theres a long time until spring. The January sales always have scarves, jumpers, cardigans, boots, socks, gloves and hats at reduced prices, so keep an eye out and bag yourself a bargain.

You may also find that you can bag a bargain for any upcoming events in which you need to purchase a gift. If there are any Anniversaries, Birthdays and even Valentine’s Day, then perfumes for men and women are usually reduced in price just now, meaning you can get the great same gift, but at a cut price to what it was over Christmas.

If youre hoping to treat yourself but are short of cash, then you could try entering free competitions in the hope that you could win something. Although the chances of you winning are slim, you might surprise yourself and get more than you bargained for.

Sterling Silver Charms