Tag Archives: Tips

Banking

Tips to clear Bank Exams

The growing demand for banks in every nook and corner of the country has led people to take up job as a Probationary officer and other posts in banks. Every month lakhs of candidates apply for the post and only a few gets the opportunity to be a part of a renowned bank.

The selection procedure in these banks is done by holding Exams at state level and those candidates who clear the exams are called for an interview.

Clearing the Exam is not a walk in a park. Some of the basic thing that the candidates should possess is good command over English language and the candidate should also have a reasoning ability and grip over the maths with some statistics.

To prepare for these competitive exam one needs to keep an open mind and get the right material to study .There are tons of information on the internet .Students can get previous years question paper online and there are also book available in the market to prepare.

The question paper includes General awareness / general ability / General awareness, test of reasoning, quantitative aptitude, and English language. The papers include essays and multiple choice questions.

Tips to clear the exams are:

1. The candidates should be well versed with maths unto class 10th.

2. Speed is also an important aspect in answering question that includes thinking and calculation.
To improve this, candidates needs to do a lot of hard work for at least 4 to 6 months to clear this exam.

3. To answer the reasoning question the candidates should practice question that from the previous years question papers and built up the ability to think logically and reasonably in a faster manner.

4. In English section the Candidate should possess strong vocabulary and good grammar fundamentals to clear the English section.

5. The question in the general awareness section includes the current affairs which one can improve by reading the newspapers and magazines daily and keeping one self updated with the things that are going across the world in every field.

If you keep all these tips in mind and prepare for the exam then you will have a great chance to clear the written.

And if you are the few lucky candidates to clear the exam you will be called for the second and the final phase of the recruitment that is group discussion and interview.
The marks of the group discussion and the interview will be put together and the candidate who secure minimum 40% marks in group discussion and the interview will be considered for final selection.

To clear the interview one needs to be confident, speak crisply, clearly and enthusiastically
Listen to the interviewer and never interrupt. And also prepare yourself with knowledge about the company you’re applying for .And above all dress conservatively and reach the venue before the scheduled time.

 

Get tips for bank exams , tips for bank po papers and tips for Ibps recruitment on jagranjosh.com

Banking

Tips for Bank PO Preparation

Banks offer a wide variety of job opportunities to the youth of today. You will come across a bank in every State, in every Town, in every District. This is mainly due to the growing dependency of individuals on the banks for monetary comfort as well as monetary security. Due to the opening of banks in large numbers, there is a high demand for the recruitment of bank personnel. In such a scenario, large number of individuals is applying for various posts in the banks However; the post of bank po (probationary officer) is highest in demand, due to the responsibility under taken by a bank po. His role in the bank is very major, and involves carrying out almost all the basic functions in the bank. The recruitment of bank po is preceded by an exam and an interview round. This exam is extremely difficult and involves lot of hard work.  Due to their growing importance and their success, the banks recruit only the best candidate for the post. This has led to a stiff competition amongst thousands of candidates who apply. However, there are various tips provided by toppers in these exams, which prove beneficial for the amateurs in this field.

Through their hard work and dedication, many candidates have topped the challenging bank exams and emerged as winners. Today, they are living a healthy life in various highly reputable banks of India. They have provided some basic tips for the beginners in this field:

Focus on your Vocabulary. There is a separate section for essays and writing. Read Newspapers or novels which would help you extend your vocabulary.
You need to be thorough with your class X maths book. There is a section for Quantitative Aptitude which can be solved easily if you are well versed with your book.

Reasoning Questions have to dealt with care. You need to practice a lot from model question papers to improve.
Most important thing to be kept in mind is that you cannot make guesses. There is negative marking in the papers, so do not answer the questions which you are not sure about.

Read newspapers and listen to news channels to keep yourself updated. Recently, there has been frequent number of questions in the exam from the current affairs of India.

These basic tips can help you score better in your bank po exams. However, commitement is very important to clear these exams. Practise as much as you can from the model question papers and be thorough with your syllabus.

 

Download bank exam model question papers , download bank po papers  and get tips for bank exams  on jagranjosh.com .

Banking

Bank Exam Preparation Tips

Bank recruitment is done based on bank exams and an interview session. Thousands of candidates apply for various posts like bank po or bank clerk in the bank. However, only a few meritious candidates are short-listed which are further filtered down during the interview session. The bank exams are very difficult to clear and require a thorough preparation of the exam syllabus. The question paper dedicates a major portion to the current affairs. Many students are not able to clear the bank exams even after hard preparation of the syllabus. The main reason is that they lack in general knowledge. one must start preparing months before the actual commencement of the exam in order to update himself/herself with the current affairs.

Banking sector is one of the fastest growing sectors in today’s times. It has extended across the country with a bank opened in almost every corner of the country. This has lead to a major demand for trained professionals to carry out various functions in the bank. This demand has attracted most of the youth. A bank job not only provides a good income but also ensures job security. Various banks have adopted different criteria for the recruitment of various posts in the bank. However, it is very essential to prepare thoroughly for the exam. Following are some tips to be kept in mind while preparing for a bank exam:

It is very important to have a strong vocabulary. There is a separate section in the question paper for vocabulary questions.
Divide your time. According to the marking scheme, give more importance to the subjects that carry more weight age.
Banks provide booklets, which consist of the syllabus and some practice questions. However, this is not enough. It is very important to study from the supplementary notes, which are available in bookstores or the internet.
Current affairs should be considered a part of the exams syllabus. You must be updated with all the recent happening in the past.
Reading newspapers can serve two purposes. They can increase your general knowledge and help you to extend your vocabulary.

Therefore, if you study the bank exam syllabus thoroughly and practice the questions papers from the internet, you can easily clear the bank exams. Knowledge of current affairs is also very essential to clear the exam and the interview session. However, once you are recruited in an esteemed bank, you can have a promising and secure future.

Download list of bank recruitment for bank recruitment 2011 and get bank exam syllabus on jagranjosh.com .

Banking

Tips for Bank Exam Preparation

The success graph of the banking sector has raised high in the past few years and is showing tremendous growth with every passing year, which has made a large number of youth attracted towards this career option. However, not every body can get through the bank exams, which are very difficult to crack. Every year thousands of students sit for these exams but only a handful of the meritious ones are able to get through. The recruitment is done based on your performance in the exams. Therefore, it is very necessary to be through with the exams syllabus that covers a large arena of topics.

Many students end up failing in the bank exams even after through practice and study. One of the reasons for this might be that they are misguided about the preparation method or are uninformed about the exam pattern and marking schemes. Either of the mentioned reasons is a product of unawareness on the candidates part. You need to search for information related to the exam pattern and the kind of questions asked which would give you a gist of the pattern followed. Apart from that, here is a list of some basic tips to be followed while preparing for your exams and will prove beneficial to you.

The most important necessity is of the right kind of study materials. The bank provides a booklet, which is to be read thoroughly, and the test papers provided at the back of the booklet should be practiced. This would give you an insight into the kind of questions asked in the bank exam.
However, you should not confine your study material to the booklet provided by the bank, supplementary notes are very important.
Being updated is a major pre-requisite for bank exams; you need to search the internet for any recent changes in the exam pattern or date sheet or syllabus.
A time table should be followed which is to be strictly adhered to.
Have ample amount of knowledge regarding the banking regulations.
Have a strong vocabulary. A separate section of the question paper consists of vocabulary to check the vocabulary of the candidates. Reading books and newspapers can help solve this problem.
Most importantly, be well aware of the recent activities that have taken place around you. Answer quizzes from the internet, as they will help you gain knowledge in different fields.

All these tips if followed seriously and thorough study of the syllabus can help you pass the bank recruitment . Once recruited by a prestigious bank you have a secure and promising future which only banking sector can offer

If you want to find bank exam syllabus then find bank exam preparation guide and be update with bank recruitment at jagranjosh.com

Money

Household Money Saving Tips

How many of you are struggling to manage your household on only one income or a very low budget? We could all do with ways and means on how to save money on household bills and have some money left over at the end of each month, to either pay off debt, save or invest, or blow on a treat for ourselves.

Before we can start to save money we need to draw up a detailed budget, listing our income and all of our our outgoings – this is key to managing your household budget. Try and be as accurate as possible and include even the smallest of items. If you are left with a minus figure then you need to dig deeper and see what areas you may be able to cut back in.

Key areas to cut back in are food, entertainment, clothing and utilities but there are other places too. How many times do you draw money from an ATM for example? Some banks waive fees on other bank´s customers drawing from their ATMs but a lot don´t. These charges can soon mount up. If you have several outstanding debts, try and consolidate them and getter a better deal on the monthly payments.

Ways to save money in the home are to turn your thermostats down a notch, turn off lights if you are not in that room, stop leaving electrical goods on standby, utilise your oven and cook several things at once, check that your loft area is fully insulated as well, take showers instead of baths.

Also limit the use of your car. Try walking to places if at all feasible. This will get you healthy as well. If you do need to use the car try and do several jobs on one journey. Try checking out some of the deals on public transport and see how they compare to the price of using your car.  These are just a few money saving tips to help you manage your budget.

Try and make these practices routine in your everyday living so that you automatically start thinking all the time of cost cutting and you will start to notice that managing your budget becomes easier in a relatively short space of time.

I run my own catering business in Spain and have found my business drop off a lot due to the economical crisis the world is experiencing. I have had to adopt a frugal lifestyle simply because I do not have the same income as I used to.

Finance

Are You Financing A Franchise Business? Tips On 0btaining Finance For A Franchise

Can too much solid knowledge in financing a franchise business ever be wrong ? We certainly don’t think so . Let’s l show you how to obtain finance for a franchise business that you have chosen to purchase.

When talking to clients about franchise finance in Canada we generally talk about the Boy Scout motto. You will recall that their motto is ‘ BE PREPARED ‘ and that’s the total business financing strategy around financing a franchise successful that you must adopt.

Getting the money to purchase your franchise of often the biggest challenge of new entrepreneurs such as yourself. People search out franchising opportunities because they are essentially looking for a combination of opportunity and wealth – there is usually only one major obstacle to that road to success, it’s the funding for the acquisition of the franchise business.

If we had to summarize in a very simple and basic what you need to be successful in franchise financing we would boil it down to a couple key points . Want to know what they are? From our perspective it all comes down to a reasonable history of business or management experience , a decent personal financial profile – more about that one later, and access to the ‘ inside secret ‘ of franchise financing in Canada, which, you may be surprise to know, is the government of Canada !

Let’s circle back on those points – and as always it comes down and back to our Boy Scout motto – be prepared. We can see our client’s eyes rolling back now when we tell them we need a crisp business plan . That’s a key requirement of your ability to obtain finance for a franchise, simply because it’s the ‘ proof’, if you will, of your ability to understand and run your business properly. In that document you have info about yourself, the business you are purchasing, the industry you are in, and the financial performance you expect to achieve in your new role as business owner and entrepreneur.

From a lenders perspective financing a franchise business is all about one thing – getting paid back for the loan. So the lender will look at how you have structured the financial portion of your business plan to reflect ability to repay your franchise loan, as well as how much cash flow and working capital is left to pay yourself a salary and run your new business. Could anything make more sense than a properly crafted and positioned business plan – we don’t think so.

Your money – you have it, you want to keep it – don’t we all. However, whether it’s a franchise business or any business for that matter OPM never works – OPM is ‘ other people’s money’ and you can’t rely on 100% of outside financing to obtain finance for a franchise in Canada. So be prepared to invest anywhere from 25-50% of the purchase price into your acquisition. Coupled with that and this is critical, you must be able to demonstrate that you have run your personal and business affairs respectably from a credit perspective. Obtaining a copy of your credit report, in advance, by you, is strongly recommended.

And, oh yes, what about that Government Issue we mentioned. That’s one of the great secrets and tips we promised to reveal. Did you know that probably 90% or more of financing a franchise business in Canada revolves around a special loan program called the CSBF/BIL loan? It’s a federal program, and administered by financial institutions. Whats so great about it – limited personal guarantees, great rates, terms and structures.

Next steps ? Speak to an expert in franchise financing when you are looking to obtain finance for a franchise – seek out someone who is trusted, credible and experienced. Be prepared, and get ready to be successful!

Stan Prokop is founder 7 Park Avenue Financial ; Originating financing for Canadian companies,specializing: working capital, cash flow, and asset based financing , the 6 year old firm has completed in excess of 45 Million $ of financing for companies . For info / free consultation on Canadian business financing / contact details see:
http://www.7parkavenuefinancial.com/financing_franchise_business_finance_for_franchise.html

Banking

Making the future of the baby secure by the umbilical cord banking and other pre born education and pregnancy tips:

Our ideas are limited and this has been proved in many different anyways. The latest one is that during pregnancy the mother thinks about the baby and his health but does not really care about the stretch to which she is concerned about the baby. The Pregnancy Tips teach her to take care of the baby. Eating properly and regular checkups while the baby is in the womb and then once it’s delivered the care stretches to feeding and making it sleep. This is not the end. A pre born education is a part of the pregnancy tips and these should be given proper care of.

The Umbilical cord banking is much in the discussions today and the reason being that this is really important for the baby for the later life. You never know what happens later and hence the umbilical cord should be kept. Once the baby is delivered the umbilical cord is discarded anyway. So if we culture the cord blood and keep it for preservation then it may be used later. The process of cord blood collection takes three minutes and the process is painless. This can prove to be a life cell and this is the reason that more and more people are showing interest about the same.

Motherhood is a time when you get all the time in the world because you don’t have to work much. This is the time you should utilize on getting some useful knowledge about pre born education. Baby cell and baby cord are very useful things. These are not paid much attention to but these ensure that the baby is actually safe. If something happens to the baby then the baby cell and the baby cord will be useful. In the cryosave we learn to save the umbilical cord blood and the tissues. The reason behind this is these have the life cell and these will only help you to survive later. The umbilical cord helps the baby develop as it’s the only connection the bay and the mother have during development of the foetus.

Reecord is a way of cord blood banking. Cord Blood helps a great deal. This is the blood in the umbilical cord and the cord blood banking is a process where the blood is processed and cultured for future use. The relicord is also the cord blood banking by the reliance life science and hence the prefix “reli” is attached. These are very useful and hence people these days prefer to keep the umbilical cord blood for the use.

 

CordLife is today the largest network of private cord blood banks,Pregnancy Tips,Cord Blood Storage,Stem Cell Transplant India Umbilical Cord Banking of Australasia.

Banking

Bank Exams Tips

Get More details about these topics by visiting Recruitment in Banks more over don’t miss to get the latest update knowledge about various Upcoming bank Exams you can also Check the Bank Exams Portal. Private and Public sector banks are hiring at Great Speed and to meet up the requirement of Arising Bank vacancy You Need to clear the Written Exam. In forthcoming years Many Bank jobs in India are expected to Arrive.It is wise to Kept in mind that exams are not punishment on the other hand they area good way of testing how much information you are to kept in your mind.
If You Ever in Your Life Giving Any Bank Exam than you should at least once or twice give some Try By Attempting some Last year paper or Mock Test Paper for Bank Exam or For the preparation of upcoming Exam Every Student giving Bank exams for the 1st time is Lot more concerned about Negative marks. Read the Instructions whcih tell you Negative Marking Scheme in the Paper. An experienced candidate can easily
tackle with this issue as he may have already faced the situation. Take Care of Following points Before Giving Any Bank Exam –
1) Check out Time Given.
2) Do not guess until you are sure.
3) Practice is the key to success.
4) Do not Mark answers thoughtlessly.
5) Keep your answers Accurate and don’t overwrite frequently.
6) Select Your Strong Field as Well as Weak Field in the Exam.
7) Negative Marking.
Obstacles to Success –
1. Lack of a study Timing.
2. Priorities – Still Confuse.
3. Failure in Time Management.
4. Leaving tasks unfinished.
5. Daydreaming and Forget What you are Doing.
6. Fail to Collect Proper Study Material.
7. Getting involved in Extra Activity.
8. Frustrated by Failure
What is in the Mind Of Examiner Who is Taking Your Exam or Interview –
Examiner test a student’s knowledge and Learning or Grasping Power. They ask questions from an entire module With your Strong
Points and your Weak Points.
To get Success in Any Bank Exam You Need to kept in Mind all Above Mention Points

Get More details about these topics by visiting Recruitment in Banks more over don’t miss to get the latest update knowledge about various Upcoming bank Exams you can also Check the Bank Exams Portal.

Finance

Tips For Article Writing For Finance Website

Articles are great sources of finding concentrated information regarding any topic. A well-written article not only draws visitors but it also helps in letting others know that you are expert in the concerned domain of knowledge, products or services. And, nowadays, in the world of information governed by Internet, article writing has gained huge significance. Besides the conventional brand building, articles have also become a trusted marketing and optimizing tool. And you can frequently see websites trying to attract visitors to their sites through deft and information-rich articles.

If you have a financial website then you need to be extra careful with the presentation and authentic information in the article. Following are some tips that would help you to write financial article in attractive way.

Do not just write for search engines, write for the users
It is sad to see intelligent placement of targeted keywords instead of some genuine and interesting information in the articles. Most of them are written to influence the search engines, as posting these articles in directories with higher PRs ensures quality backlinks. However, if you do not have the quality and you do not target the users then your site might have higher bounce-rate. It is better to write informative, rich and interesting articles that are potent enough to draw the users to your site.

Stick to the topic and sub-topics
You must rise above the notion of articles as mere jumble of words. Suppose your article had a title of “ Bad Credit Pay Day Loans” then you should refrain from deviating from the topic. Try to focus on providing well- organized information about the meaning, eligibility, terms and conditions, interest and repayments of the bad credit payday loans. You have to strictly deal with the topic to keep the users interested in the article.

Avoid Excessive Jargons, Maintain the flow
Generally, the users reading your article will have little or no knowledge of the financial jargons. So, stuffing these articles with too many jargons can prove to be a deterrent. If you must use these, then briefly explain the word so that the users do not loose their continuity. You should also present the article with proper flow to keep the reader glued to the article till he finishes reading it.

Freelance website developers: Freelance seo specialized in Freelance SEO, Outsource SEO, Internet Marketing and Search Engine Optimization Services in India, UK, USA & Australia.

Finance

5 Practical Tips On How You Can Make Better Finance Choices

With the way our economy is behaving today, it is but proper that we devise ways on how we can make better finance choices that we have to follow religious in order that we may live with peace and contentment. Every one of us, regardless of our gender, race, age, or even hair color, got to manage our own finances, particular personal one.

And in these challenging and changing times, this can prove to be a wise move since if we do our finances correctly then we will be able to also improve our personal financial situation. Now-a-days we really can’t afford to continue living an extravagant life that we may be familiar and used to doing some years back. It is now time to do away with all the luxuries that are not really necessary and stick with the necessities.

For some people, this can be quite an exciting and a challenging passion. For some this can mean a never-ending and constant struggle. Still for others this situation is something that must be taken care of and should be dealt with, but can also be taken lightly. But whatever the case maybe, be it the fact that personal finances and managing it is but drudgery and an emotion-provoking one, still the truth remains that we need to do something about it and find out ways to be able to make better financial choices.

So, enumerated below are five of the practical tips and suggestions on how we can do it. Consider the following that we can possible do in order to keep track of our finances, less stress and worries.

 

Get organized.  When you are an actual messy person, when it comes to your money matters, being or organized can mean a lot here. This is crucial and important. You are not supposed to miss essential due dates, paying late is not something that will help you. Learn how to handle everything that you owe and the time when you should give it back. If you will be messy and disorganized chances are so are your ability to finish off debts or to handle your finances.
It is always better to have a plan. You should know very well where every dollar that enters your house goes. Know where every cent come from and where it is headed or going to. Plan all your expenses, since if you will not one, you would not know where every penny goes and you cannot make any smart financial choices and decisions.
In making the plans, it would be fun to include your family in doing it. All of you must decide what are the things that you should prioritize. Then after this, you can easily divide your budget appropriately. If ever your family takes pleasure in eating out, plan it accordingly. Just remember that every time you do this, you have to cut down on other expenses so that there will be no overlapping of expenses.
Never ever buy things impulsively. A certain amount meant for the miscellaneous items in your budget should never include those unnecessary or impulsive buying and spending. Do not buy those things that you are not really planning to buy or else you will tend to feel that you are instantly blowing your budget. So plan again and don’t forget that list when you go shopping.
Finally, remember that your personal finances are nothing but just that—personal. Although, everyone loves to give and hear advices, remember that what works for the others might not work for you. Consider the fact that your finances can be the extension of who you really are: unique and completely different from the others.

And for all it’s worth, you have nothing but yourself to do the decision-making; where you are going and what you are going to do. This is so to avoid putting the blame on other people.

 

 

 

 

Hal Johnson has been writing articles for nearly 4 years. Come visit his latest website over at http://www.menspromiseringsreview.com which helps people find information on
Mens Promise Rings and deals on all other types of promise rings.