There are many people who would benefit from a guide that helps them save money while still living life as they need to. The word frugal is not a bad word and it encapsulates a concept that says you do not need many things you think you do. The Newbies Guide To Frugal Living would include many ideas about money and how it could be spent more effectively.
Simplifying your home and life is more than just getting things organized. It is getting rid of things that are not needed and only taking on those things, and bills, that will help you with the basics. Each financial decision must assist in controlling your position as a person who knows what is important and what can be gotten rid of.
A good place to start is with the monthly charges on your cell phone. Data charges, in many programs, can exceed several hundred dollars and, if you are required to use your private line for work, they should help you out with the bill. You can do all of your Internet surfing on a desk or laptop computer at work or home and save a lot of money and provide better security for your accounts
Identify those things that you really do not need, such as a monthly Gym membership. A lot of good exercising can be done, for free, by walking and you can locate exercise manuals to purchase, often at a second hand book store, that will help you use ordinary things in your home to get yourself in shape.
Frugality means things like not spending too much for something, however, it also means getting what you do pay for and making sure that all purchases have value and will not become less value as it gets older. Paying a little more for something that will last longer than its cheaper cousin is the way to go. You will not have to pay, again, for something until you actually have to.
Buying things, like groceries, takes a little work. Make sure you understand the shelf tags for each item. If it does not tell you the price per unit, such as so much per ounce, bring a calculator. The one on your cell phone does not cost extra to use. Be especially careful at membership stores, such as Costco as the larger sizes may influence you to buy more than you will use in time and the rest is simply wasted
Begin to buy clothes that do not need to be laundered professionally. When you do wash and dry those clothes, make sure you use a cold water detergent and cold water for washing and rinsing. Pick up a book, again at a used book store, about basic home repairs that need to be dealt with from time to time. You should be able to change electrical outlets and replace a faucet or two. If you currently own a swimming pool, make sure you have all of the tools to keep it clean and chemicals to keep it sanitized.
Finding a lot of good ideas about how to live frugally is something that every one needs. Making informed decisions about every purchase and every commitment to a monthly bill, other than the basics, can save you money and time and you will find you can still live comfortably and, after a while, quite stylishly.
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