There are quite a lot of questions going on in everyone’s mind. After the first three month’s of the year 2012 has passed where the things have been balanced, neither good or bad. The minds of the investors are working over-time only on one thing that whether the condition is going to remain the same or whether it is going to get further down. And if the situation gets worsened than what is going to be content of it. If the result of the revenues as well as the earnings of the past six months are kept into consideration, it is not going to be wrong to say the answer is not much on a positive note. Credit Suisse, Bank of America,, JP Morgan, Citi, Goldman Sachs, Deutsche Bank, as well as Morgan Stanley, eight of these big investment banks who have given the report of their first quarter. As far as the value of dollars are concerned, they have reported that they seen a downfall in their revenues on an average in the market of capital by not less than 5 per cent. This has happened in the same duration as the last year that is 2011. the aggregate of the pretax profit has also been low by more than that of 6 per cent. The fee that comes from investment banking had also gone down by 1 per cent as well as the trading of equities by 8 per cent. The sole positive thing, in relative terms, is fixed income trading that has only gone down by 1 per cent. The only good thing about the results is that the improvement which has come in comparison to the last three months of the year 2011 has been very good. But on a sad part, there are talks that the things are only going to go down which can be because of two reasons. The first reason is that the banks have given a warning to the corporate that things will be going down further because of the eurozone crisis. Second is that they have asked the should see the positioning of the firms in a proper manner. In the first three months of the year 2012, equity trading volume has also gone down and on a contrary to this, the credit has spread even more. There are no hopes that M&A market as well as IPO are going to revive back soon. Apply here loans with no guarantor loans loan for you .